An（ ），serving a function similar to a physical wallet, holds credit card numbers,electroruc cash, owner identification, and owner contact information and provides that information at an electronic commerce sites checkout counter.A. electronic wallet B. electronic commerceC. third party payment D. Internet banking
An（ ），serving a function similar to a physical wallet, holds credit card numbers,electroruc cash, owner identification, and owner contact information and provides that information at an electronic commerce site&39;s checkout counter.
A. electronic wallet B. electronic commerceC. third party payment D. Internet banking
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The credit card is now providing such great convenience and opportunities _____ people. A.toB.withC.onD.at
SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th
听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.(9)A．The credit card can be used at any shop without paying cash.B．The credit card can he used at any appointed shop together with cash.C．The credit card can be used at any appointed shop without paying cash.D．The credit card can be used to withdraw any amount of cash.
听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.(3)A．We are the credit card holders.B．We are the bank who can encash the card.C．We are the credit card company.D．We stopped your card losing.
听力原文：M: I've lost my credit card issued by your bank. What should I do, please?W: I am sorry for that. But you have to go to that counter over there for the card business.Q: Why does the customer come to the bank?(15)A．He got a credit card of his friend and come to ask how to use it.B．He got a card and did not know whose card it is.C．He has lost his credit card and come to ask what to do.D．He has found a credit card and come to ask what to do.
A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.A．RightB．WrongC．Doesn't say
Normally, banks will set different credit limits on different customers' credit card ac counts.A．RightB．WrongC．Doesn't say
单句理解听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.(1)A．Credit card holders will state if they don't buy anything.B．Credit card holders will receive their statements from the bank every month.C．Credit card holders can charge purchases to their bank accounts.D．Credit card holders have to make purchases every month.
听力原文：M: I want to apply for a credit card. What are the common credit cards?W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.Q: Which type of credit card is not mentioned in the conversation?(19)A．Smart Card.B．Master Card.C．Visa Card.D．American Express.
听力原文：W: How do you pay for your purchases with a credit card?M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.Q: Where should the man sign when he pays for his goods with a credit card?(20)A．On his card.B．On the goods.C．On a sales slip.D．On the invoice.
听力原文：Credit card customers are given a credit limit on the credit card account.(8)A．Credit card customers are given a right to buy goods and services.B．The cardholder can buy goods and services within the credit limit.C．Normally, banks will set different credit lines to different groups of cardholders.D．Each month the cardholder receives a statement from the bank.
听力原文：W: What is a smart card?M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.Q: What arc they talking about?(20)A．Cheque cards.B．Credit cards.C．Debit cards.D．Smart cards.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.What is the advantage of the new voice card?A:It recognizes only its owner's spoken password.B:It doesn't need to work with an on!mne server.C:It requires less ID information.D:It has a playback function.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.The voice credit card is an important invention becauseA:it can be made cost-effectively.B:it can leave voice messages.C:it makes online shopping easy.D:it makes fraud difficult.
An（），serving a function similar to a physical wallet, holds credit card numbers, electronic cash, owner identification, and owner contact information and provides that information at an electronic commerce site's checkout counter.A.electronic walletB.electronic commerceC.third party paymentD.Internet banking
资料：No credit，bad credit Hear the terms often enough and they can blur together.These credit statuses aren’t one and the same，though.Whether you have no credit or bad credit，one thing’s for sure：You don’t have good credit.And without good credit，you’ll face an uphill battle any time you apply for a loan or credit card.Potential lenders will want to know that you will almost certainly repay any money that you borrow.They likely won’t risk loaning money or extending credit to those whose creditworthiness is a big question mark or，worse，who have a track record of poor money management.If you fall into either of these categories，it’s smart to focus on raising your credit scores.If you have no credit score，you don’t have a credit history.If you have bad credit，it’s likely that you’ve mishandled credit in the past.And these two less-than-ideal credit standings require different solutions.If you fall in the no-credit category，you haven’t necessarily made any financial mistakes.In this case，a good way to start building that history is to acquire a credit card for people with no credit.Secured credit cards （which require a security deposit）or college student credit cards are typically the easiest to qualify for if you have no credit.A credit-builder loan can also help you establish credit.Bad credit can be a result of financial missteps，including missing payments，defaulting on loans，or having accounts sent to collections.If you fall into this category and need credit，you’ll need to look for a bad-credit credit card.A secured card or credit-builder loan is a good option in this situation，as well.You also may qualify for a bad-credit personal loan.If you still have open accounts，pay down the balances but don’t close credit accounts if you can avoid it.People with no credit are just starting to build their financial reputation，while those with bad credit are doing damage control.Moving from one of these less desirable situations to a good credit standing may use different tools，but the method is much the same： Make your payments on time and keep your debt low.It takes diligence and dedication，but it can be done.The solution（s） for Bad-credit could be______.A.having accounts sent to collections.B.looking for a no-credit credit card.C.paying down the balance.D.closing your credit accounts.
When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）A、A batch for each supported credit card typeB、A batch for each currency and credit card typeC、A batch for each cassette and currencyD、A brand for each supported credit card typeE、A brand for each currency and credit card type
You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（） A、 Hash clusterB、 Index clusterC、 Sorted hash clusterD、 Real Application cluster
问答题Credit cards enable their holders to obtain goods and services on credit. They are issued by retail stores, banks, credit card companies to approved clients. The bank or credit card company settles the client’s bills, invoicing him monthly and charging interest on any outstanding debts. Their profit comes from the high rate of interest charged, the card holder’s subscriptions, and the fees paid by some organizations that accept cards.
填空题If you bring a credit card, make sure you take down the service number of the card company in case of loss or theft.____
问答题Practice 4 The regulations make it safer for you to use your credit card for shopping on the Internet or over the phone. If someone else makes dishonest use of your credit card, you can cancel the payment and the card issuer(发卡机构) must refund the money to your account. The card issuer will want you to tell them as soon as possible if your card has been lost or stolen or if you find out that someone has used your card details dishonestly.
单选题You are developing a Web page. The user types a credit card number into an input control named cc and clicks a button named submit. The submit button sends the credit card number to the server. A JavaScript library includes a CheckCreditCard function that returns a value of true if the credit card appears to be valid, based on its checksum. You need to ensure that the form cannot be used to submit invalid credit card numbers to the server. What should you do?（）AConfigure the input control to run on the server. On the submit button， add a server-side OnClick handler that calls CheckCreditCard and rejects the form submission if the input is invalid.BOn the input control，add an onChange handler that calls CheckCreditCard and cancels the form submission when the input is invalid.CConfigure the input control and the submit button to run on the server. Add a submit_OnClick handler that calls CheckCreditCard and rejects the form submission if the input is invalid.DOn the form， add an onSubmit handler that calls CheckCreditCard and cancels the form submission if the input is invalid.
单选题You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（）A Hash clusterB Index clusterC Sorted hash clusterD Real Application cluster
单选题When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）AA batch for each supported credit card typeBA batch for each currency and credit card typeCA batch for each cassette and currencyDA brand for each supported credit card typeEA brand for each currency and credit card type