A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.A．RightB．WrongC．Doesn't say
A credit card is a plastic card and the like to be used to obtain money, goods, or services and an overdraft is not allowed.
A．Right
B．Wrong
C．Doesn't say
相关考题：
SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th
听力原文：The holder of credit card can buy goods against the card at any shop that has joined the scheme without cash.(9)A．The credit card can be used at any shop without paying cash.B．The credit card can he used at any appointed shop together with cash.C．The credit card can be used at any appointed shop without paying cash.D．The credit card can be used to withdraw any amount of cash.
( ) your credit card into the ATM, input the right code and then you can get the money. A.putB.takeC.raiseD.insert
阅读短文，判断句子正误，正确的写T，错误的写F。Save Money by Understanding Why You Spend ItTo save money, you simply need to spend less than you earn. It is easy to say, but why is it so difficult to do? To answer this question, you need to study the factors that keep you spending all the time.Easy access to creditFor most people, this is the biggest reason for overspending. People can easily get a credit card, simply by filling out a short form. in a bank or jumping on their website. They can borrow money from banks to go shopping, even buy cars or houses. When you arent physically handing someone money or a check for a purchase, you will feel you are spending free money or you arent spending money at all. Try using cash to get your spending under control.Misusing credit cardsA credit card is an interest free short-term loan. When used as planned, this can be a powerful financial tool. The problem is when you begin to let the balance continue from month to month. If you make a $200 purchase on your credit card and find out that at the end of the month you cant afford to repay the full amount, this is when the high interest rates on the cards really begin to hurt you. That is no way of saving money.Giving in to temptationWe all need to enjoy life, but dont waste your financial future for a few guilty pleasures today if they arent in your budget. When you know that you cant afford an activity, dont give in. Instead, invite your friends over for a home dinner party, game night, or some other activities where you can still enjoy time together, but without breaking your budget.( ) 26. For most people, easy access to credit is the biggest reason for overspending.( ) 27. Using credit card is an effective way to get your spending under control.( ) 28. You have to pay for the credit card loans by the end of each month.( ) 29. Using a credit card to pay is spending free money.( ) 30. Always pay attention to your budget while spending.
听力原文：If you lose this credit card, you have to notify us as soon as possible, so that we can put a stop on your lost card.(3)A．We are the credit card holders.B．We are the bank who can encash the card.C．We are the credit card company.D．We stopped your card losing.
Normally, banks will set different credit limits on different customers' credit card ac counts.A．RightB．WrongC．Doesn't say
If the balance of the credit card is not fully settled, the cardholder will have to pay a compound interest on the outstanding amount.A．RightB．WrongC．Doesn't say
单句理解听力原文：Credit card holders can charge purchases to their credit card accounts, and they receive monthly statements.(1)A．Credit card holders will state if they don't buy anything.B．Credit card holders will receive their statements from the bank every month.C．Credit card holders can charge purchases to their bank accounts.D．Credit card holders have to make purchases every month.
听力原文：W: How do you pay for your purchases with a credit card?M: Usually I sign a sales slip in the presence of the seller, and the signature is then compared to the signature on the card.Q: Where should the man sign when he pays for his goods with a credit card?(20)A．On his card.B．On the goods.C．On a sales slip.D．On the invoice.
If you are staying in the UK for more than 6 months, it may be useful to open a UK bank account. There are a lot of advantages of having a UK current (checking) account:Paying billsMany landlords prefer to collect rent directly from a bank account.You may be able to obtain cheaper services if you pay bills directly from a bank account，e. g. telephone, gas/water/electricity.If you are given a chequebook, you can also write cheques as a safe way of paying for things.CashYou can easily obtain money from cash machines，or pay directly from your account using a debit card(借记卡).Saving moneyIt is generally cheaper to use a UK account than it is to pay by credit card(信用卡)or withdraw (提取) cash from a foreign bank.EmploymentIf you work in the UK，some employers require you to have a bank account so that you can get your pay.Advantages of UK Current AccountPaying bills： 1) to pay rent directly from ①2) to obtain ② services3) to pay for things with cheques safelyCash：1)to obtain money from ③ easily21 to pay directly from your accountSaving money：cheaper to use a ④ accountEmployment：to get your ⑤ through a bank account
听力原文：Credit card customers are given a credit limit on the credit card account.(8)A．Credit card customers are given a right to buy goods and services.B．The cardholder can buy goods and services within the credit limit.C．Normally, banks will set different credit lines to different groups of cardholders.D．Each month the cardholder receives a statement from the bank.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.What can we learn from the last paragraph about the voice card?A:Only female voice passwords could be recognized.B:Further improvement should be made to extend battery life.C:There is no!imit to its application.D:Female customers like to use it.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.What is the problem with the model card?A:It is too large.B:It is too thick.C:It can't be used in online transactions.D:It doesn't have a loudspeaker.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.What is the advantage of the new voice card?A:It recognizes only its owner's spoken password.B:It doesn't need to work with an on!mne server.C:It requires less ID information.D:It has a playback function.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.Which of the following statements about the earlier card is true?A:Its owner can change the ID code freely.B:lts user does not need to key in the ID number.C:It can record its user's spoken password.D:It still can be used by someone else after being stolen.
共用题干第二篇Credit Card Only Works When Spoken ToA credit card that will not work unless it hears its owner's voice could become an important weapon in the fight against fraud（欺骗）.The card requires users to give a spoken password that it recognizes using a built-in voice-recognition chip.The idea is to prevent thieves using a stolen card or fraudsters using someone else's credit card details to buy goods online.A model built by engineers at Beepcard in Santa Monica,California,represents the first attempt to pack a microphone,a loudspeaker,a battery and a voice-recognition chip into a standard-sized credit card.They are not quite there yet:the card is the length and width of an ordinary credit card, but it is still about three times as thick.The company now plans to make it thinner.The voice card is based on an earlier Beepcard technology designed to prevent fraud in online transactions.This earlier card has no microphone,but has a built-in loudspeaker that it uses to " squawk"（发出叫声）a voice ID signal via a computer's microphone to an online server.By verifying（证实）that the signal matches the card details,the server can establish that the user is not simply keying in a credit card number but actually has the card to hand. The ID code changes each time the card is used in a pre-ordered sequence that only the server knows.This prevents fraudsters recording the beeps, noting the card details and then playing back the audible ID when they key in the details later.But this earlier technology cannot prevent fraudulent use of stolen cards.The new one can.The new voice card also identifies itself by its ID squawk,but it will not do this until it has verified the legitimate（合法的）user's spoken password. Thieves will be unable to use the card because even if they knew the password they would have to be able to copy the owner's voice with a high degree of accuracy.The challenge for Beepcard has been to develop voice-recognition and audio circuitry that can be powered by a mini battery embedded（嵌入的）in a credit card. To maximizebattery life,the electronics are only switched on when the card is being used.Pressing a button on the card's surface prompts it to utter "Say your password" in female voice.If the voice-recognition software proves that the password is authentic（真实的）,it sends its IDsquawk which the server then identifies,allowing the transaction to proceed.The voice credit card is an important invention becauseA:it can be made cost-effectively.B:it can leave voice messages.C:it makes online shopping easy.D:it makes fraud difficult.
As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．What advantage can credit card holders have?A.They can choose not to pay for their purchases．B.They can easily borrow money at a lower interest．C.They can own something before they actually pay for it．D.They can pay only a small amount of what they owe．
As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．Why does the car rental company ask for the credit card number?A.To prevent the overuse of the car．B.To make sure that the car won't be damaged．C.To make sure the user return the car and pay for using it．D.To ensure that the car is safely and timely returned．
As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．What is the best title for the passage?A.Credit—a Way of Life in AmericaB.Credit Services in AmericaC.Convenience of Living in AmericaD.History of Credit Cards in America
As recently as three decades ago,many Americans believed that using credit was an unwise and?dangerous way to pay for what they bought．Some even thought that owing money to a store or a?credit company was something to be ashamed of．Good citizens,they believed,always bought what?they wanted with real money and they paid the full price immediately．Today,however,all that has changed．Credit,as some observers have noted,has become a?way of life in the United States．More and more Americans now are depending on those small pieces?of plastic,credit cards,to pay for large purchases such as televisions,record players or furniture．Many people today would consider it unusual not to use a credit card to pay for a costly restaurant?dinner,a hotel room or an airline trip．And there are some situations in which Americans must have?credit cards．If they want the temporary use of a car,for example,they first must give the car rental?company the number of their credit card．That number is considered a guarantee that they will return?the car and pay for using it．Credit cards offer two major services to Americans．First of all,they are easier and safer to?carry than large amounts of money．Second,they permit people to borrow,to have the immediate?pleasure of owning something,even if they do not have enough money to pay for it at the time．With?credit cards people pay for goods or services at the end of each month instead of when they buy them．And when the time does come to pay,most credit cards offer people a choice．They can pay all of?what they owe for the month or they can just pay usually between 5 and 10 percent of what they owe．What do Americans feel about using credit cards nowadays according to the?passage?A.They consider it valuable．B.They regard it as a shame．C.They think it dangerous．D.They find it quite convenient．
When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）A、A batch for each supported credit card typeB、A batch for each currency and credit card typeC、A batch for each cassette and currencyD、A brand for each supported credit card typeE、A brand for each currency and credit card type
You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（） A、 Hash clusterB、 Index clusterC、 Sorted hash clusterD、 Real Application cluster
问答题Credit cards enable their holders to obtain goods and services on credit. They are issued by retail stores, banks, credit card companies to approved clients. The bank or credit card company settles the client’s bills, invoicing him monthly and charging interest on any outstanding debts. Their profit comes from the high rate of interest charged, the card holder’s subscriptions, and the fees paid by some organizations that accept cards.
单选题You are maintaining a database of credit card transactions. You want the data to be returned automatically in the chronological order of the credit card numbers without using the ORDER BY clause in the query. Which type of cluster will you use to obtain the desired result？（）A Hash clusterB Index clusterC Sorted hash clusterD Real Application cluster
问答题Practice 4 The regulations make it safer for you to use your credit card for shopping on the Internet or over the phone. If someone else makes dishonest use of your credit card, you can cancel the payment and the card issuer(发卡机构) must refund the money to your account. The card issuer will want you to tell them as soon as possible if your card has been lost or stolen or if you find out that someone has used your card details dishonestly.
单选题When configuring a Commerce Payments cassette for a merchant， what should be created for EACH account？（）AA batch for each supported credit card typeBA batch for each currency and credit card typeCA batch for each cassette and currencyDA brand for each supported credit card typeEA brand for each currency and credit card type