听力原文：M: Can you give an example of types of risks Banks face?W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.Q: What are they talking about?(13)A．A contractual arrangement.B．A counterpart.C．Many types of risks.D．Credit risk.
听力原文：M: Can you give an example of types of risks Banks face?
W: Yes. The major type of risks is called credit risk. It means a counterpart fails to perform. according to a contractual arrangement.
Q: What are they talking about?
(13)
A．A contractual arrangement.
B．A counterpart.
C．Many types of risks.
D．Credit risk.
相关考题：
听力原文：W: Hello, Jack! Do you think you can give me a lift to the station? I must go there to pick my sister.M: I'm terribly sorry, but I can't. I have to be at work by 8:30. I can call you a taxi, though.What is the woman doing?A．Asking for information.B．Asking for an apology.C．Asking for help.D．Asking for a taxi.
听力原文：W: How are you getting on with your experiment?M: In spite of my continuous failure, I have already made some progress.What can we learn about the man's enperiment ?A．It is going on well.B．It has failed several times.C．It will soon be finished.D．It may have to be stopped.
听力原文：W: Good morning, sir. What can I do for you?M: Yes. I'd like to have a single room with a bath from the morning of September 7th to the morning of October 10th.How long will the man stay in this hotel?A．Just one month,B．32 days.C．33 days.D．34 days.
SECTION A MINI-LECTUREDirections: In this section you sill hear a mini-lecture. You will hear the lecture ONCE ONLY. While listening, take notes on the important points. Your notes will not be marked, but you will need them to complete a gap-filling task after the mini-lecture. When the lecture is over, you will be given two minutes to check your notes, and another ten minutes to complete the gap-filling task on ANSWER SHEET ONE. Use the blank sheet for note-taking.听力原文： Good morning, everyone. First about your second assignment. I'd like to remind you that your second assignment should be in by next Fri day. You can either put it in my pigeon hole, or leave it with the Department's secretary. Now, let's get down to the lecture.Today, the lecture is on credit, er, or to be more specific, on credit cards. I'm sure you must have heard of some credit cards, like the VI SA card, which is an internationally used card, or the Great Wall card issued by the Bank of China, In order to give a better understanding, we'll discuss it in some detail.Many businesses, such as department stores, restaurants, hotels and airline companies, use a credit system for selling their products and services. In a credit system, the seller agrees to sell something to the buyer without immediately receiving cash. He receives the goods or ser vices immediately and promises to pay for them later. This buy-now-pay later credit system is quite old.There are two types of credit cards. One type is issued directly by a store to a customer. Many large department stores issue credit cards to their customers. The store credit card can be used to make purchases only at a particular store. For example, if you have a credit card from Store A, then you can only buy things in that store. Other stores would not accept it. The other kind of credit card is issued by a credit company. Credit cards from credit companies can be used to buy things almost anywhere. If you have a major credit card, you can buy airplane tickets, stay at hotels and eat at restaurant with it. Most large credit companies are connected to large banks. So if you want a credit card from a credit company, you generally have to make an application at a bank. After an applicant receives a credit card, he or she can make purchases using thecard.The credit company sends the customer a statement of purchases at the end of each month. Generally the customer has to pay 25--50% of their credit hill every month. The customer pays directly to the credit company and the credit company pays to the store or hotel or restaurant.There are some advantages and some disadvantages to using credit cards. The biggest advantage for the consumer is expressed by the phrase "buy now, pay later". This means that the consumer can purchase what he wants when he wants it. There is no need to save up money in advance. Another advantage of having a credit card is that it protects the owner, ff a credit card is lost or stolen, the owner only has to call the credit company and the credit company will stop the credit card number. No one else can use it. So the owner doesn't have to worry about losing the card. Another advantage of the credit card system is that the consumer receives a record of his or her purchases. Every month the credit customer receives a bill. The bill has a list of all purchases from that month. This makes it easier to remember when and where purchases are made. And another advantage is that credit cards can be used when something unexpected happens. Many kinds of professional people—plumbers, taxidrivers, doctors and dentists—will accept credit cards in an emergency. This is very important if you don't have any cash with you.However, having said all that, using credit cards has one major disadvantage. That is, consumers tend to overspend their money. They spend more than they make. If a consumer buys a lot of th
It can be inferred from the last paragraph that[A] financial risks tend to outweigh political risks.[B] the middle class may face greater political challenges.[C] financial problems may bring about political problems.[D] financial responsibility is an indicator of political status.
It can be inferred from the last paragraph thatA．financial risks tend to outweigh political risks.B．the middle class may face greater political challenges.C．financial problems may bring about political problems.D．financial responsibility is an indicator of political status.
听力原文：M: What will happen if a draft is not presented for payment when due?W: If this is the case, all the signatories on the bill will be discharged except the acceptor.Q: What are the two people mainly talking about?(18)A．How to present the bill for payment.B．The presentation of bills for payment.C．The solution to the injured drawer.D．The payment of the cheque.
听力原文：M: Oh, my God! Jessica. It's five p. m. now. Tomorrow is Saturday. The credit will expire on Sunday. Weekend is non-business day. We cannot make it today. What shall we do?W: Don't worry. Banks will accept presentation on the following business day.Q: When will the bank deal with the credit if the expiry date of a credit fails on a non-business day?(19)A．On every business day.B．On Tuesday.C．On Wednesday.D．On the following business day.
听力原文：What is it called if a letter of credit is issued for guarantee of performance rather than payment?(3)A．Back-to-back credit.B．Reciprocal credit.C．Documentary credit.D．Stand-by credit.
对话理解听力原文：M: Can I open a foreign currency account and convert my money into a currency which offers the highest interest?W: Yes, we can arrange that for you, but foreign currency exchange rates are subject to fluctuation and sometimes you will suffer losses.Q: What does the woman mean?(11)A．Interest rate of a foreign currency is much higher.B．There are risks of losing money sometimes to open a foreign currency account.C．Foreign currencies exchange rates are relatively stable.D．It is advisable to open a foreign currency account.
听力原文：M: What about the interest rate?W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.Q: What are they talking about?(14)A．The interest rate of savings account.B．The discounting rate for drafts.C．The rediscounting rate.D．The interest rate for loans.
对话理解听力原文：M: The paper money required little effort to carry. If you need large amount of money, you can use a check or credit card to make the payment.W: This nature of money is called portability and it provides convenience in settling transactions.Q: What does the word portability mean?(11)A．It means being convenient to be carried.B．It means being readily to be divided.C．It means being easily identified.D．It means being carried in a big basket.
听力原文：M: Some credit cards are called gold cards because they offer higher credit limits and lower interest rates.W: But the card holders should pay a significant annual fee, perhaps as high as ￡ 50.Q: What is the disadvantage for gold cards holders?(16)A．High credit limitsB．High annual fee.C．Low interest rates.D．Monthly statements.
短文理解听力原文： In the United States, even if you decide that you do not want to borrow in order to go on vacation, it is still a good idea for you to have several major credit cards. These provide positive identification when renting an automobile and can be used for the deposit. The credit card receipts will serve as an accurate record of all hotel, plane, train, and restaurant expenses. The use of credit cards avoids the necessity of carrying large amount of cash, purchasing large amounts of traveler's cheeks and keeping track of them, or attempting to use personal checks in places other than your own locality.Many major credit cards provide an instant cash service in case you run out of money. American Express, for example, has set up machines in major airports in which you can purchase traveler's checks using your American Express card.21. The credit card receipts will serve as accurate record for all but which of the following choices?22.Which of the following is not true about the use of credit card?23.Concerning the advantages of credit cards, which of the following is true?24.According to the passage, which card has set up machines in major airports?(21)A．hotel expensesB．stock exchangeC．plane expensesD．restaurant expenses
Banks in international lending face the risks common to all banks: liquidity risk, interest rate risk, credit (asset) risk, and contingent liabilities risk.A．RightB．WrongC．Doesn't say
听力原文：W: What is the rate of exchange?M: Sorry, I'm not sure. You will have to ask at the exchange desk. He can give you the exchange rate.Q: Where can he find the exchange rate?(12)A．At the exchange desk.B．On the board.C．On the desk.D．On the notebook.
听力原文：M: Do you provide investment service?W: Yes. We are a commercial bank. We help customers with the purchase and sales of securities.Q: What does the man want to do?(13)A．He will provide investment service.B．He will help the customers.C．He will join the commercial bank.D．He will purchase or sell securities.
听力原文：M: I want to apply for a credit card. What are the common credit cards?W: Master Card, Visa, Discover, and American Express. Apply for the ones without annual fees. Some credit cards even pay you back about 1% - 2% of what you spend.Q: Which type of credit card is not mentioned in the conversation?(19)A．Smart Card.B．Master Card.C．Visa Card.D．American Express.
听力原文：M: What is a cheque card?W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.Q: What happened to British banks in 1969?(17)A．All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.B．British banks started to issue credit cards.C．Customers of British banks may cash their cheques in European countries.D．Commercial banks in the United States began to issue cheque card.
听力原文：W: What is a smart card?M: A smart card is a secure, portable, tamper-resistant data-storage device. It has the exact size of a credit card and contains a computer with as much power as the original minicomputer.Q: What arc they talking about?(20)A．Cheque cards.B．Credit cards.C．Debit cards.D．Smart cards.
听力原文：M: Can you tell me something about a balance sheet?W: Yes. It is divided into three sections: assets, liabilities, and owner's equity and it is used to summarize a company's financial position on a given date.Q: Which of the following is not a section of a balance sheet?(15)A．Profit and JossB．Owner's equity.C．LiabilitiesD．Assets.
听力原文：M: Well, what other documents shall I hand in to your bank besides bills of lading?W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.Q: What are they talking about???(18)A．Presentation of bill of exchange for payment.B．Documents required for a collection operation.C．Application for a letter of credit.D．What are contained in a collection order.
You have been badly injured in a car accident．It is necessary to give you a blood transfusion because you lost a great deal of blood in the accident．However,special care must be taken in selecting new blood for you．If the blood is too different from your own,the transfusion could kill you.There are four basic types of blood;A,B,AB and O．A simple test can indicate a person's blood type．Everybody is born with one of these four types of blood．Blood type,like hair color and height,is inherited from parents.Because of substances contained in each type,the four groups must be trans fused carefully．Basically,A and B cannot be mixed．A and B cannot receive AB,but AB may receive A or B．O can give to any other group,hence it is often called the universal donor．For the opposite reason,AB sometimes called the universal recipient．However,because so many reactions can occur in transfusions,patients usually receive only salt or plasma until their blood can be matched as exactly as possible in the blood bank of a hospital．In this way,it is possible to avoid any bad reactions to the transfusion.There is a relationship between your blood type and your nationality．Among Europeans and people of European ancestry,about 42 percent have type A while 45 percent have type O．The rarest is type AB．Other races have different percentages．For example,some American Indian groups have nearly 100 percent type O.The word“hence”in line 10 means__.A.alwaysB.oftenC.thereforeD.seldom
You have been badly injured in a car accident．It is necessary to give you a blood transfusion because you lost a great deal of blood in the accident．However,special care must be taken in selecting new blood for you．If the blood is too different from your own,the transfusion could kill you.There are four basic types of blood;A,B,AB and O．A simple test can indicate a person's blood type．Everybody is born with one of these four types of blood．Blood type,like hair color and height,is inherited from parents.Because of substances contained in each type,the four groups must be trans fused carefully．Basically,A and B cannot be mixed．A and B cannot receive AB,but AB may receive A or B．O can give to any other group,hence it is often called the universal donor．For the opposite reason,AB sometimes called the universal recipient．However,because so many reactions can occur in transfusions,patients usually receive only salt or plasma until their blood can be matched as exactly as possible in the blood bank of a hospital．In this way,it is possible to avoid any bad reactions to the transfusion.There is a relationship between your blood type and your nationality．Among Europeans and people of European ancestry,about 42 percent have type A while 45 percent have type O．The rarest is type AB．Other races have different percentages．For example,some American Indian groups have nearly 100 percent type O.People with type A blood can receive__.A.ABB.BC.OD.None of the above
资料：Because of the biochemical reactions in your body that occur with every type of food you eat on a daily bases, some foods age you faster than your real age, while other foods help to fight aging.Three of the processes that go on inside your body that have a major impact on your rate of aging are called “glycation”, “inflammation” and “oxidation”.When we talk about aging, we’re not just talking about wrinkles on your skin or how thick your hair is, we’re also talking about factors that you can’t see, such as how well your organs function, and whether your joints are degrading.According to the passage, aging is about all the following except--.A.the degrading jointsB.the thinning of your hairC.the good condition of your organsD.the wrinkles around your eyes
You want to make use of the object features available in the database for the form module you are developing. Which three statements about object types are true? （）A、An object type is a user-defined composite data type. B、The attributes of an object type can be those of other object types. C、A PL/SQL table of records is an example of a nested object type. D、An object type must be declared as a type before the actual object itself can be declared.
多选题You want to make use of the object features available in the database for the form module you are developing. Which three statements about object types are true? （）AAn object type is a user-defined composite data type.BThe attributes of an object type can be those of other object types.CA PL/SQL table of records is an example of a nested object type.DAn object type must be declared as a type before the actual object itself can be declared.