资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.Maturity Period: Flexible to your needsYou may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.Minimum Amount: Easy to StartThe minimum amount accepted is USD 2000Other Features:1.FDIC Insurance Up to $100,0002.Facility to Open Joint & Corporate AccountsAdditional Deposits:Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.Early Withdrawal:Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.Which of the following statements is true? （ ）A.CD is automatically renewed for the same period unless having other instruction.B.CD isn’t automatically renewed for the same period at the ruling rate of interest on the date of renewal.C.CD is automatically renewed for the same period without any other instruction.D.CD is automatically renewed for the same period with permission of the bank manager.
资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured & offer decent returns. There is no brokerage, no fees or hidden costs. However, the Bank may impose a fee for administrative expenses involved in any legal action in connection with the CD. Look at our ‘Star CD’ plan below.
High Interest: Higher on Large amount
Our rates on certificate of deposits are among the best in the industry. The rate may vary on day-to day basis. For CD’s of above $250,000.00, the interest is simple i.e not compounded; therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.
Maturity Period: Flexible to your needs
You may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.
Minimum Amount: Easy to Start
The minimum amount accepted is USD 2000
Other Features:
1.FDIC Insurance Up to $100,000
2.Facility to Open Joint & Corporate Accounts
Additional Deposits:
Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.
Early Withdrawal:
Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.
Which of the following statements is true? （ ）
High Interest: Higher on Large amount
Our rates on certificate of deposits are among the best in the industry. The rate may vary on day-to day basis. For CD’s of above $250,000.00, the interest is simple i.e not compounded; therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.
Maturity Period: Flexible to your needs
You may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.
Minimum Amount: Easy to Start
The minimum amount accepted is USD 2000
Other Features:
1.FDIC Insurance Up to $100,000
2.Facility to Open Joint & Corporate Accounts
Additional Deposits:
Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.
Early Withdrawal:
Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.
Which of the following statements is true? （ ）
A.CD is automatically renewed for the same period unless having other instruction.
B.CD isn’t automatically renewed for the same period at the ruling rate of interest on the date of renewal.
C.CD is automatically renewed for the same period without any other instruction.
D.CD is automatically renewed for the same period with permission of the bank manager.
B.CD isn’t automatically renewed for the same period at the ruling rate of interest on the date of renewal.
C.CD is automatically renewed for the same period without any other instruction.
D.CD is automatically renewed for the same period with permission of the bank manager.
参考解析
解析：本题考查细节理解。
【关键词】the following statements; true
【主题句】
第五段You may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. 您可以选择任何到期日，最短期限为7天，最长期限为1年，以满足您的需求。在没有任何其他说明的情况下，您的大额存单按照续约日期的利率自动再续期同期。
【解析】题目意为“以下哪个选项是正确的？” 选项A意为“除非有其他说明，大额存单才能自动续期同期”；选项B意为“大额存单不会按照续约日期的利率自动再续期同期”；选项C意为“大额存单会自动续期同等时间，无需任何其他说明”；选项D意为“只有经银行经理许可，大额存单方可自动续期同期”。根据主题句，选项C与题意相符，因此正确。
【关键词】the following statements; true
【主题句】
第五段You may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. 您可以选择任何到期日，最短期限为7天，最长期限为1年，以满足您的需求。在没有任何其他说明的情况下，您的大额存单按照续约日期的利率自动再续期同期。
【解析】题目意为“以下哪个选项是正确的？” 选项A意为“除非有其他说明，大额存单才能自动续期同期”；选项B意为“大额存单不会按照续约日期的利率自动再续期同期”；选项C意为“大额存单会自动续期同等时间，无需任何其他说明”；选项D意为“只有经银行经理许可，大额存单方可自动续期同期”。根据主题句，选项C与题意相符，因此正确。
相关考题：
Usually you can use to pay for your tuition fees in a foreign university. () A. cashB. chequeC. bank cardD. account transfer
听力原文： A certificate of deposit (CD) is a time deposit with a bank. Time deposits may not be withdrawn on demand like a check account. CDs are generally issued by commercial banks but they can be bought through brokerages. They bear a specific maturity date that usually lasts from 3 months to 5 years, a specified interest rate, and can be issued in any denomination, very similar to bonds. CDs offer a slightly higher yield than T-Bills because of the slightly higher default risk for a bank, but overall the likeliness of a large bank going broke is pretty slim. Of course, the amount of interest you earn depends on a number of factors such as the current interest rate environment, how much money you invest, the length of time, and your specific bank.24. What is a CD?25.Which of the followings generally issue CDs?26.How long does a specific maturity usually last?27.Why do CDs pay higher return to investors than T-bills?(24)A．A term deposit that can be drawn at any time.B．A time deposit with a bank.C．A current deposit.D．A cheek account.
The Operations Department is the one which takes care() the day－to－day business of the bank. A. the most ofB. most ofC. most
In order to (56) foreign exchange administration, maintain strong balance of payments position, China (57) the Regulations on Foreign Exchange Administration on January 29,1996. The State Administration of Foreign Exchange is the agency responsible for foreign exchange administration. The SAFE has a similar branch structure with that of the People's Bank of China, China's central bank. The Bank of China (58) the principal foreign exchange bank. Other banks and financial institutions, (59) affiliates of non-resident banks, (60) designed transactions with the approval of the SAFE.(41)A．developB．improveC．changeD．conduct
听力原文：Although banks are involved in documentary collection, they offer no bank guarantee to either the buyer or the seller.(10)A．Banks may guarantee the buyer or the seller in documentary collection.B．Banks act as agents without responsibility of guarantee on either side.C．Banks offer bank guarantee to both the buyer and the seller in documentary collection.D．Banks are only responsible for the buyer in documentary collection.
Bank supervisors think ______ most important.A．capitalB．financial interestC．shareholdersD．capital minimum
听力原文：The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.(5)A．The paying bank sends the check to the remitting bank for repayment.B．The remitting bank sends the check to the paying bank for repayment.C．The collecting bank sends the check to the remitting bank for repayment.D．The remitting bank sends the check to the collecting bank for repayment.
What will happen if there is one commercial bank and no thrifts in a small town?A．The residents will deposit their money with the bank.B．The local bank will provide business loans to the commercial bank.C．Some large banks will transport money by check to the bank.D．People in the area will not deposit money with the bank.
听力原文：M: Do you provide investment service?W: Yes. We are a commercial bank. We help customers with the purchase and sales of securities.Q: What does the man want to do?(13)A．He will provide investment service.B．He will help the customers.C．He will join the commercial bank.D．He will purchase or sell securities.
Why is the British bank able to offer its customer a banker's draft drawn in dollar?A．Its US correspondent bank prefers to make the payment.B．It will send dollar in cash by airmail.C．It has a dollar account with another bank in an American city where the beneficiary lives.D．Its customer has a dollar account with it.
听力原文：The advising bank will send the bill of lading and the L/C back to the issuing bank to get reimbursed.(2)A．The issuing bank will send the bill of lading and the L/C to the advising bank.B．The issuing bank will notify the advising bank of the bill of lading and the L/CC．The advising bank will reimburse the bill of lading and the L/CD．The issuing bank will reimburse the bill of lading and the L/C
听力原文：If you lose your bank notes, the chance for you to get them back is not high.(10)A．If you lose your bank notes, you will not get them back.B．If you lose your bank notes, you will get compensation.C．If you lose your bank notes, you can get them back soon.D．If you lose your bank notes, most probably, you will not get them back.
资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.Maturity Period: Flexible to your needsYou may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.Minimum Amount: Easy to StartThe minimum amount accepted is USD 2000Other Features:1.FDIC Insurance Up to $100,0002.Facility to Open Joint & Corporate AccountsAdditional Deposits:Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.Early Withdrawal:Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.According to the passage, which of the following is NOT true about Star CD? （ ）A.The minimum amount to invest is USD 2000.B.You may choose any maturity date as you wish.C.The rates on certificate of deposits may vary day to day.D.Separate certificates of deposits will be issued for additional deposits.
资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.Maturity Period: Flexible to your needsYou may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.Minimum Amount: Easy to StartThe minimum amount accepted is USD 2000Other Features:1.FDIC Insurance Up to $100,0002.Facility to Open Joint & Corporate AccountsAdditional Deposits:Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.Early Withdrawal:Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.The CD’s annual percentage yield is （ ） annual interest rate.A.more thanB.less thanC.the same asD.not comparable with
资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.The road in Tajikistan is just three miles long, but it will help clear traffic congestion on an important trading route near the capital, Dushanbe. A $100 million loan to Pakistan is for 40 miles of highway in Punjab Province that would complete the last section of national artery, the M-4, the bank said.Three of the projects are being financed with other institutions-the Asian Development Bank, the World Bank, and the European bank for Reconstruction and Development-an approach that allowed the new bank to begin the projects quickly. The bank’s $165 million loan to expand electricity in rural areas of Bangladesh is its only stand-alone project. By financing projects with long-established institutions, the Beijing-based bank was able to move quickly because work on meeting environmental standards and procurement policies had been completed, staff members at the bank said.Although the new bank was China’s idea, it is intended to operate as an international bank dedicated to improving the basic structures and facilities needed to stimulate development across Asia, Mr. Jin said at a news conference on Saturday. Unlike the World Bank and the Asian Development Bank, the Asian Infrastructure Investment Bank places less emphasis on the reduction of poverty, he said. The bank “ was born with the birthmark of China, but its upbringing is international,” Mr. Jin said. Referring to the three other institutions that will finance the projects, he said, “we can work wonderfully together.” The new bank is being watched closely. The United States refused to join when it was offered membership in 2014. Japan has also not sought membership in the bank. But President Obama’s administration was mostly concerned that the bank would challenge the current development architecture, the Bretton Woods system established under the leadership of the United States after World WarⅡ. In the past year, Mr. Jin has worked to reassure Washington, largely by agreeing to choose projects that have already been approved by the World Bank, the Asian Development Bank and the European Bank. He has also emphasized that the new bank will be more streamlined and strive to be “lean, green and clean.” Britain was the most eager of the Western democracies to join the bank, and it broke ranks with the United States and became a member in the fall of 2014. Other members of the European Union, including France and Germany, rushed in after Britain. The withdrawal of Britain from the European Union is not expected to affect its relationship with the bank, Mr. Jin said. “ I believe the United Kingdom will continue to play an important role in the development of the bank, ”he said at the news conference. Asked if he believed that Britain’s decision showed that the old guard was crumbling quicker than he expected, Mr. Jin diplomatically replied that he had detected no such..（缺失） Two dozen countries have expressed interest in joining the bank, and they sent observers to the two-day meeting, Mr. Jin said. The new members would come from Eastern Europe, Latin America, and could join as early as （缺失）year.Mr. Jin agrees with the following ideas except ( ).A.World Bank and the Asian Development Bank emphasize more on poverty reduction than Asian Infrastructure Investment Bank does.B.The Asian Infrastructure Investment Bank will be devoted to improve develpomengt in Asia.C.The Asian Infrastructure Investment Bank will work together with the World Bank, the Asian Development Bank and the European Bank for Reconstruction and Development.D.The Asian Infrastructure Investment Bank will pose a challenge to the United States.
资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.The road in Tajikistan is just three miles long, but it will help clear traffic congestion on an important trading route near the capital, Dushanbe. A $100 million loan to Pakistan is for 40 miles of highway in Punjab Province that would complete the last section of national artery, the M-4, the bank said.Three of the projects are being financed with other institutions-the Asian Development Bank, the World Bank, and the European bank for Reconstruction and Development-an approach that allowed the new bank to begin the projects quickly. The bank’s $165 million loan to expand electricity in rural areas of Bangladesh is its only stand-alone project. By financing projects with long-established institutions, the Beijing-based bank was able to move quickly because work on meeting environmental standards and procurement policies had been completed, staff members at the bank said.Although the new bank was China’s idea, it is intended to operate as an international bank dedicated to improving the basic structures and facilities needed to stimulate development across Asia, Mr. Jin said at a news conference on Saturday. Unlike the World Bank and the Asian Development Bank, the Asian Infrastructure Investment Bank places less emphasis on the reduction of poverty, he said. The bank “ was born with the birthmark of China, but its upbringing is international,” Mr. Jin said. Referring to the three other institutions that will finance the projects, he said, “we can work wonderfully together.” The new bank is being watched closely. The United States refused to join when it was offered membership in 2014. Japan has also not sought membership in the bank. But President Obama’s administration was mostly concerned that the bank would challenge the current development architecture, the Bretton Woods system established under the leadership of the United States after World WarⅡ. In the past year, Mr. Jin has worked to reassure Washington, largely by agreeing to choose projects that have already been approved by the World Bank, the Asian Development Bank and the European Bank. He has also emphasized that the new bank will be more streamlined and strive to be “lean, green and clean.” Britain was the most eager of the Western democracies to join the bank, and it broke ranks with the United States and became a member in the fall of 2014. Other members of the European Union, including France and Germany, rushed in after Britain. The withdrawal of Britain from the European Union is not expected to affect its relationship with the bank, Mr. Jin said. “ I believe the United Kingdom will continue to play an important role in the development of the bank, ”he said at the news conference. Asked if he believed that Britain’s decision showed that the old guard was crumbling quicker than he expected, Mr. Jin diplomatically replied that he had detected no such..（缺失） Two dozen countries have expressed interest in joining the bank, and they sent observers to the two-day meeting, Mr. Jin said. The new members would come from Eastern Europe, Latin America, and could join as early as （缺失）year.What does “lean” mean in Paragragh 6?（ ）A.be well organizedB.be well fundedC.be less redundantD.be less corrupted
资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.Maturity Period: Flexible to your needsYou may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.Minimum Amount: Easy to StartThe minimum amount accepted is USD 2000Other Features:1.FDIC Insurance Up to $100,0002.Facility to Open Joint & Corporate AccountsAdditional Deposits:Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.Early Withdrawal:Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.For deposit running for more than 30 days, early withdrawal may be （ ）, （ ） penalty or charge.A.allowed, withoutB.banned, withC.allowed, withD.banned, without
资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.The road in Tajikistan is just three miles long, but it will help clear traffic congestion on an important trading route near the capital, Dushanbe. A $100 million loan to Pakistan is for 40 miles of highway in Punjab Province that would complete the last section of national artery, the M-4, the bank said.Three of the projects are being financed with other institutions-the Asian Development Bank, the World Bank, and the European bank for Reconstruction and Development-an approach that allowed the new bank to begin the projects quickly. The bank’s $165 million loan to expand electricity in rural areas of Bangladesh is its only stand-alone project. By financing projects with long-established institutions, the Beijing-based bank was able to move quickly because work on meeting environmental standards and procurement policies had been completed, staff members at the bank said.Although the new bank was China’s idea, it is intended to operate as an international bank dedicated to improving the basic structures and facilities needed to stimulate development across Asia, Mr. Jin said at a news conference on Saturday. Unlike the World Bank and the Asian Development Bank, the Asian Infrastructure Investment Bank places less emphasis on the reduction of poverty, he said. The bank “ was born with the birthmark of China, but its upbringing is international,” Mr. Jin said. Referring to the three other institutions that will finance the projects, he said, “we can work wonderfully together.” The new bank is being watched closely. The United States refused to join when it was offered membership in 2014. Japan has also not sought membership in the bank. But President Obama’s administration was mostly concerned that the bank would challenge the current development architecture, the Bretton Woods system established under the leadership of the United States after World WarⅡ. In the past year, Mr. Jin has worked to reassure Washington, largely by agreeing to choose projects that have already been approved by the World Bank, the Asian Development Bank and the European Bank. He has also emphasized that the new bank will be more streamlined and strive to be “lean, green and clean.” Britain was the most eager of the Western democracies to join the bank, and it broke ranks with the United States and became a member in the fall of 2014. Other members of the European Union, including France and Germany, rushed in after Britain. The withdrawal of Britain from the European Union is not expected to affect its relationship with the bank, Mr. Jin said. “ I believe the United Kingdom will continue to play an important role in the development of the bank, ”he said at the news conference. Asked if he believed that Britain’s decision showed that the old guard was crumbling quicker than he expected, Mr. Jin diplomatically replied that he had detected no such..（缺失） Two dozen countries have expressed interest in joining the bank, and they sent observers to the two-day meeting, Mr. Jin said. The new members would come from Eastern Europe, Latin America, and could join as early as （缺失）year.About the four projects, which one of the following statements is false? （ ）A.The project will only improve road in Tajikistan by three miles but it will do great help.B.Local people welcome the projects.C.The Asian Infrastructure Investment Bank can start the projects quickly with the finance of other institutions.D.The project in Bangladesh is also financed with other institutions.
资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.The road in Tajikistan is just three miles long, but it will help clear traffic congestion on an important trading route near the capital, Dushanbe. A $100 million loan to Pakistan is for 40 miles of highway in Punjab Province that would complete the last section of national artery, the M-4, the bank said.Three of the projects are being financed with other institutions-the Asian Development Bank, the World Bank, and the European bank for Reconstruction and Development-an approach that allowed the new bank to begin the projects quickly. The bank’s $165 million loan to expand electricity in rural areas of Bangladesh is its only stand-alone project. By financing projects with long-established institutions, the Beijing-based bank was able to move quickly because work on meeting environmental standards and procurement policies had been completed, staff members at the bank said.Although the new bank was China’s idea, it is intended to operate as an international bank dedicated to improving the basic structures and facilities needed to stimulate development across Asia, Mr. Jin said at a news conference on Saturday. Unlike the World Bank and the Asian Development Bank, the Asian Infrastructure Investment Bank places less emphasis on the reduction of poverty, he said. The bank “ was born with the birthmark of China, but its upbringing is international,” Mr. Jin said. Referring to the three other institutions that will finance the projects, he said, “we can work wonderfully together.” The new bank is being watched closely. The United States refused to join when it was offered membership in 2014. Japan has also not sought membership in the bank. But President Obama’s administration was mostly concerned that the bank would challenge the current development architecture, the Bretton Woods system established under the leadership of the United States after World WarⅡ. In the past year, Mr. Jin has worked to reassure Washington, largely by agreeing to choose projects that have already been approved by the World Bank, the Asian Development Bank and the European Bank. He has also emphasized that the new bank will be more streamlined and strive to be “lean, green and clean.” Britain was the most eager of the Western democracies to join the bank, and it broke ranks with the United States and became a member in the fall of 2014. Other members of the European Union, including France and Germany, rushed in after Britain. The withdrawal of Britain from the European Union is not expected to affect its relationship with the bank, Mr. Jin said. “ I believe the United Kingdom will continue to play an important role in the development of the bank, ”he said at the news conference. Asked if he believed that Britain’s decision showed that the old guard was crumbling quicker than he expected, Mr. Jin diplomatically replied that he had detected no such..（缺失） Two dozen countries have expressed interest in joining the bank, and they sent observers to the two-day meeting, Mr. Jin said. The new members would come from Eastern Europe, Latin America, and could join as early as （缺失）year.The Asian Infrastructure Investment Bank’s first four loans will go to the following except ( ).A.IndiaB.TajikistanC.PakistanD.Bangladesh
资料：Bank CD is the instrument uniformly figuring in the investment options of most investors. Bank of India CDs are safe, FDIC insured therefore, annual percentage yield is same as annual interest rate. The interest is payable on the day of maturity of deposit. Interest paid during the year is reported to Internal Revenue Services. For today’s rates please refer to Current Rates of Interest on STAR CDs.Maturity Period: Flexible to your needsYou may choose any maturity date with a minimum period of 7 days to a maximum period of 1 year to suit your needs. Your CD is automatically renewed for the same period in absence of any other instruction, at the ruling rate of interest on the date of renewal. There is no grace period for automatic renewal of deposits on maturity. For deposits issued for 1 year or more, we send maturity notices to the depositors 2 to 4 weeks before the due date.Minimum Amount: Easy to StartThe minimum amount accepted is USD 2000Other Features:1.FDIC Insurance Up to $100,0002.Facility to Open Joint & Corporate AccountsAdditional Deposits:Additional amounts deposited into an account will be treated as fresh deposits & separate certificates of deposits will be issued for such deposits.Early Withdrawal:Withdrawal of deposit before its date of maturity may be allowed at bank’s discretion. In that event, interest will be paid at the rate applicable for the period for which the deposit remained with the bank or the contracted rate, whichever is lower, as prevailing on the date of deposit, less one percent. However, no interest shall be paid on the deposit which runs for less than 30 days. There is no other penalty or charge on early withdrawal.Bank of India CDs are safe because （ ）A.CD is a safe instrument.B.Bank of India is safe.C.CD is insuredD.All of the above
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.Passage: As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you. The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands. In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）. In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）. In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）. You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.The purpose of the writer in writing this passage is to_______.A.introduce the Bank of MonsellB.analyze the products of Bank of MonsellC.introduce certain products and services for teensD.show the success of the Bank of Monsell
资料：A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.The road in Tajikistan is just three miles long, but it will help clear traffic congestion on an important trading route near the capital, Dushanbe. A $100 million loan to Pakistan is for 40 miles of highway in Punjab Province that would complete the last section of national artery, the M-4, the bank said.Three of the projects are being financed with other institutions-the Asian Development Bank, the World Bank, and the European bank for Reconstruction and Development-an approach that allowed the new bank to begin the projects quickly. The bank’s $165 million loan to expand electricity in rural areas of Bangladesh is its only stand-alone project. By financing projects with long-established institutions, the Beijing-based bank was able to move quickly because work on meeting environmental standards and procurement policies had been completed, staff members at the bank said.Although the new bank was China’s idea, it is intended to operate as an international bank dedicated to improving the basic structures and facilities needed to stimulate development across Asia, Mr. Jin said at a news conference on Saturday. Unlike the World Bank and the Asian Development Bank, the Asian Infrastructure Investment Bank places less emphasis on the reduction of poverty, he said. The bank “ was born with the birthmark of China, but its upbringing is international,” Mr. Jin said. Referring to the three other institutions that will finance the projects, he said, “we can work wonderfully together.” The new bank is being watched closely. The United States refused to join when it was offered membership in 2014. Japan has also not sought membership in the bank. But President Obama’s administration was mostly concerned that the bank would challenge the current development architecture, the Bretton Woods system established under the leadership of the United States after World WarⅡ. In the past year, Mr. Jin has worked to reassure Washington, largely by agreeing to choose projects that have already been approved by the World Bank, the Asian Development Bank and the European Bank. He has also emphasized that the new bank will be more streamlined and strive to be “lean, green and clean.” Britain was the most eager of the Western democracies to join the bank, and it broke ranks with the United States and became a member in the fall of 2014. Other members of the European Union, including France and Germany, rushed in after Britain. The withdrawal of Britain from the European Union is not expected to affect its relationship with the bank, Mr. Jin said. “ I believe the United Kingdom will continue to play an important role in the development of the bank, ”he said at the news conference. Asked if he believed that Britain’s decision showed that the old guard was crumbling quicker than he expected, Mr. Jin diplomatically replied that he had detected no such..（缺失） Two dozen countries have expressed interest in joining the bank, and they sent observers to the two-day meeting, Mr. Jin said. The new members would come from Eastern Europe, Latin America, and could join as early as （缺失）year.According to the article, which one of the following statement is true?（ ）A.Britain’s exit from European Union will have an impact on its membership in the bank.B.United States and Japan will join the Asian Infrastructure Investment Bank soon.C.More countries are interested in the membership in the bank.D.Germany and France will join the bank soon.
资料： The following passage is the introduction about one of the Monsell international financial products.According to the passage,there will be 5 questions.You should read carefully,then select the right answer.Passage: As a teenager between the age of 13 and 18,maybe you would like to manage your own money and have your own bank account.The good news is that Bank of Monsell has just launched several great solutions for you. The first one is the Teen Discounted Bank Plans（TDBPS）.TDBPS feature a discount of $9.95 per month on your monthly bank fee—that’s a savings of up to $120 per year.It’s the primary and most common account chosen by nearly 45% of our teen customers.If it is not to your liking,maybe the following alternatives which offer more discount and benefits on your bank accounts are able to meet your demands. In a Plus Plan,you can have up to 30 transactions per month free of charge on as many as accounts as you need on the condition that your Primary Chequing Account must be your lead account,the one you designate to pay any fees required by your Bank Plan（i.e.monthly plan fees,transaction fees）.It includes Primary Chequing and up to 19 more eligible accounts.You can make 30 transactions either in branch,by phone,online,by mobile or at an ATM of Bank of Monsell.From the 31st transaction,a fee of $0.7 per transaction will be charged.A Plus Plan is able to help save you up to $288.60 a year on fees.Besides,it enables you to send money globally to over 200 countries and territories via Interact e–Transfer through its Online Banking. A Plus Plan offers preferred exchange rate only when buying U.S. cash （up to $5,000 U.S. per transaction）. In a Performance Plan,the number of transactions is unlimited on as many as accounts as you need,meaning that you can make as many everyday banking transactions as you want free of chargein branch,on line or at an ATM of Bank of Monsell.It does not include phone banking services.However,a fee of $4.00 a month is charged for this service.It also includes Primary Chequing and up to 16 more eligible accounts.It helps you save up to $456.60 a year on fees.It also enables you to send money globally to over 200 countries and territories via Interac e–Transfer through its Online Banking.What’s more,one non-bank of Monsell ATM withdrawal on the Interac network per month is offered.A Performance Plan offers preferred exchange rate when buying or selling U.S.cash（up to $5,000 U.S.per transaction）. In a Premium Plan you can also make unlimited transactions on as many accounts as you need at a monthly fee of $15.05.It includes Primary Chequing and up to 15 more eligible accounts.The everyday banking transactions of this plan should be controlled fewer than 40,or you have to pay a fee of $0.8 for every transaction beyond 40.It helps save up to $791.95 per year on fees.What’s more,5 non-bank of Monsell ATM debit transactions on the Interac network and 5 international debit transactions using non-bank of Monsell ATMs per month is included.However,it does not have the ability to send money globally to any country or territory via Interac e–Transfer through its Online Banking.A Premium Plan offers preferred exchange rate only when selling U.S.cash（up to $5,000 U.S.per transaction）. You can apply for any of these accounts by phone,online or in person.Please feel free to call us at 1-870-226-5266 or write emails to Bank of Monsell Mike@yahoo.com or get on our website for any further details of these services and products.Which of the following is TRUE about the Performance Plan?A.Not including Primary Chequing,you can own 17 accounts.B.You can make unlimited everyday banking transactions in branch,online,at an ATM of Bank of Monsell,or phone banking services.C.It offers preferred exchange rate when buying U.S.cash（up to $5,000 U.S.per transaction）.D.It is able to help save you up to $288.60 a year on fees.
共用题干Federal Deposit Insurance CorporationBefore 1933,and particularly during the period 1929—1933,bank failures were not uncom-mon.________(51)a bank overextended itself in creating credit or if several of its important loans could not be________(52),depositors in the bank would frequently become panicky and begin to make large withdrawals.________(53)the bank had only a small number of its deposits backed by currency,the bank would soon be unable to meet withdrawals,and most depositors ________(54)their money.Most frequently a bank merely needed time to improve its cash posi- tion by________(55)some of its loans and not making additional ones.In 1933,the number of bank failures________(56)a peak,forcing the federal government to intervene and ________(57)the banks temporarily.To help restore the public's confidence________(58) banks and strengthen the banking community,Congress passed legislation setting up the Federal Deposit Insurance Corporation.________(59)corporation,an agency of the federal government, now insures over 90 percent of all mutual savings and commercial bank deposits for________(60) $100,000 per deposit.The FDIC has________(61)its insurance fund by charging member in-stitutions one-twelfth of 1 percent of their total deposits.As a result of the protection provided by the FDIC and through other kinds of supervision, bank failures have been________(62)to a few isolated instances .When deposits are federally insured,people________(63)rush to withdraw their money if they________(64)the financial condition of their bank .The delay gives the banks the necessary time to adjust their cash credit balance,and this action helps to reduce the________(65)of bankruptcy.52._________A: repaidB: depositedC:.foundD:.saved
搜索含有"data bank"的PDF文件，正确的检索式为（）A、"data bank"+filetype：pdfB、data and bank and pdfC、data+bank+pdfD、data+bank+file：pdf
单选题A reimbursing bank has received a valid claim under its reimbursement undertaking and is instructed by the issuing bank not to honour the claim. In accordance with the URR725, the reimbursing bank should: （）AReques tthe claiming bank to cancel the claimBInstruct the claiming bank to contac tthe beneficiaryCHonour the claim and debit the issuing bank’s accountDDishonour the claim as per the issuing bank’s instruction