Which of the following marine insurance policies is normally purchased by the cargo owner? ______.A.HullB.CargoC.Protection and IndemnityD.Pollution

Which of the following marine insurance policies is normally purchased by the cargo owner? ______.

A.Hull

B.Cargo

C.Protection and Indemnity

D.Pollution


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Risk mitigation includes all but which of the following:A Developing system (policies, procedures, responsibilities)B Obtaining insurance against lossC performing contingent planningD developing planning alternativesE identification of project risks.

Risk mitigation involves all but which of the following:A developing system standards (policies, procedure, responsibility standards)B obtaining insurance against lossC identification of project risksD performing contingent planningE developing planning alternatives

113 Risk mitigation involves all but which of the following:A. developing system standards (policies, procedure, responsibility standards)B. obtaining insurance against lossC. identification of project risksD. performing contingent planningE. developing planning alternatives

166 Risk mitigation includes all but which of the following:A. Developing system (policies, procedures, responsibilities)B. Obtaining insurance against lossC. performing contingent planningD. developing planning alternativesE. identification of project risks

A Master should file a marine note of protest if ______.A.cargo was received at ship side which was damaged in land transitB.longshore labor went on strike in the port causing undue vessel delayC.portions of his vessel's cargo were illegally impounded in a foreign portD.the vessel encountered heavy weather which might have caused cargo damage

Owner shall have a lien on the cargo for freight,dead-freight,demurrage and damages for detention.It means that ______.A.Owner will not deliver the cargo if freight not paidB.Owner will keep the dead-freight until the cargo has been deliveredC.Owner will keep the demurrage as soon as the cargo be deliveredD.Owner shall have no right of detention for the damaged cargo to be delivered

The implied condition(s) with respect to the doctrine of deviation in a marine insurance policy is(are) ______.A.that the cargo be discharged from the vessel with customary dispatchB.that the voyage be commenced in a reasonable timeC.that the voyage be pursued over the usual and direct routeD.All of the above

What is an example of the term "Restraint of Rulers,Princes,or Peoples" in a marine insurance policy?A.A prohibition from loading a cargo from a country when the cargo may be a carrier of infectious diseasesB.Arrest of a vessel by legal authorities to satisfy claims through exercise of a maritime lienC.Damage caused by riot of the population of a portD.Losses caused by fines from polluting the harbor after malfunction of a piping system

The Captain enters into the Salvage Contract as the representative of ______.A.the owner of vesselB.the owner of vessel and her cargoC.the owner of vessel,her cargo and freightD.the owner of vessel,her cargo,freight and Charterer

You are berthed at a cargo facility where you have just completed discharging a dangerous cargo from your barge.You must complete topside repairs on the barge involving hot work before sailing.Which statement is TRUE ________.A.You can make repairs with permission of the facility owner since you are empty and the cargo is on the facilityB.The repair area must be inspected by a marine surveyor to ensure that it can be done safelyC.Hot work repairs at such a facility are prohibitedD.The Captain of the Port may give specific approval to make hot work repairs

资料:(一)Insurance is the sharing of risks, Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire, the ship owner knows that his vessel may be lost at sea;the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum of money into a pool, there will be enough to meet the needs of the few who do suffer loss, In other words, the losses of the few are met from the contributions of the money. This is the basis of insurance, Those who pay the contribution are known as “insured”and those who administer the pool of contributions as ”insurers”.Not all risks can be covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated, and risks can only be insured against if they can be so estimated.The legal basis of all insurance is the “policy”. This is a printed form of contract. It states that in return for the regular payment by the insured of a certain sum of money, called the “premium”, which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason of this. Over a large number of years, many law cases have been brought to clear up the meanings of doubtful phrases in policies. The law courts have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in polices even when they have passed out of normal use in speech.Old-fashioned wording is sometimes used in insurance policies because______.A.law courts have decided not to use fashionable wordsB.it is widely accepted by all the insuredC.it enables ordinary people to understand it easilyD.the meaning of such wording has been agreed upon

共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Paragraph 3______A:What's the Main Problem of Earthquake Insurance?B:What Damages Can an Earthquake Cause?C:How to Buy an Earthquake Insurance?D:What Is an Earthquake Insurance?E:Where Does Earthquake Happen Frequently? F: What Does an Earthquake Insurance Contain?

共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Earthquakes can cause a variety of direct damage and______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices

共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.The insurance paid for earthquake depends on the type of insurance and______. A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices

共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Insurance companies also adjust their______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices

Which of the following is not an institutional shareholder?()A、banksB、pension fundsC、insurance companiesD、individual shareholders

Which of the following is not dangerous cargo?()A、Coal.B、Explosive cargo.C、Flammable cargo.D、Poisonous cargo.

Which of the following insurance coverage cover general average and salvage charges.()A、WAB、FPAC、All RisksD、Institute Cargo Clause (A)

In marine voyage chartering, the following()terms are normally appeared in the voyage charter party.A、freight paymentB、hire paymentC、lay-timeD、demurrage

In marine time chartering, the following()terms are normally appeared in the time charter party.A、freight paymentB、payment of hireC、trading limitsD、demurrage

国际货物运输保险的英文是()。A、Insurance for International TransportB、International Ttransportation Cargo InsuranceC、International Cargo InsuranceD、Internationall Insurance for Cargo

单选题What is an example of the term Restraint of Rulers,Princes,or Peoples in a marine insurance policy? ()AA prohibition from loading a cargo from a country when the cargo may be a carrier of infectious diseasesBArrest of a vessel by legal authorities to satisfy claims through exercise of a maritime lienCDamage caused by riot of the population of a portDLosses caused by fines from polluting the harbor after malfunction of a piping system

单选题If any cargo is damaged,the insurance company usually pays to the cargo owner a sum of money equal to the value of().Athe cargoBthe cargo damagedCthe cargo minus the franchiseDthe cargo damaged minus the franchise

单选题Which of the following marine insurance policies is normally purchased by the cargo owner?().AHullBCargoCProtection and IndemnityDPollution

单选题The ship owner’s liability for cargo damage is covered under what marine insurance policy?()AHullBCargoCProtection and IndemnityDPollution

单选题Damage to another vessel’s cargo,caused by a collision,is covered under which marine insurance policy?().AHullBFireCProtection and IndemnityDNone of the above

单选题The implied condition(s) with respect to the doctrine of deviation in a marine insurance policy is(are)().Athat the cargo be discharged from the vessel with customary dispatchBthat the voyage be commenced in a reasonable timeCthat the voyage be pursued over the usual and direct routeDAll of the above