共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.The insurance paid for earthquake depends on the type of insurance and______. A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干
Earthquake Insurance
1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.
2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.
3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.
4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.
5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.
Earthquake Insurance
1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.
2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.
3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.
4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.
5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.
The insurance paid for earthquake depends on the type of insurance and______.
A:indirect damage
B:risk pools
C:government disaster funds
D:the nature of the damage
E:insurance policies
F: prices
A:indirect damage
B:risk pools
C:government disaster funds
D:the nature of the damage
E:insurance policies
F: prices
参考解析
解析：第一段开宗明义，介绍地震保险是……实际上就是对地震保险下定义，很明显，就是要告诉读者什么是地震保险。所以选择D。
第二段第一句：Earthquakes can cause a variety of damage to a home…意思是地震会给一个家庭带来各种破坏……显然是在讲地震带来的危害。B选项What damages can a earthquake cause（地震会带来什么危害）与该段表述一致。
该段第一句：When homeowners purchase earthquake insurance, they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage, like a fire caused by broken gas lines．当人们购买了地震保险之后，他们就可以规避在地震中受到的直接损失和间接损失。很显然，该段说的是地震保险的主要保障内容。因而F 选项（地震保险主要包括哪些内容）与该段意思一致。
通过第五段第二句The problem with adverse selection for insurance companies is that it decreases the pool of customers, making potential payouts very expensive可以得出，该段主要是在讲地震保险运行中的一些问题，所以A项意思与原文表达一致。
通过文中第一段第二句In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earth-quake, people rely less on government disaster funds and more on their own insurance policies可以得出答案为E选项（insurance policies)。
文中第二段第二句：Indirect damage caused by neighboring collapses of structures and freeways can also occur．也会发生邻居房屋或高速公路倒塌对自家房屋造成的间接破坏。可以得出选项A比较合适。
文中第三段第三句：The insurance may pay for a complete replacement of the structure, or a remodel, depending on the type of insurance and the nature of the damage．可以从文中找到出处，所以选项D正确。
通过文中第五段第二句Insurance companies also adjust their risk pools carefully…可以推断出选项B。
第二段第一句：Earthquakes can cause a variety of damage to a home…意思是地震会给一个家庭带来各种破坏……显然是在讲地震带来的危害。B选项What damages can a earthquake cause（地震会带来什么危害）与该段表述一致。
该段第一句：When homeowners purchase earthquake insurance, they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage, like a fire caused by broken gas lines．当人们购买了地震保险之后，他们就可以规避在地震中受到的直接损失和间接损失。很显然，该段说的是地震保险的主要保障内容。因而F 选项（地震保险主要包括哪些内容）与该段意思一致。
通过第五段第二句The problem with adverse selection for insurance companies is that it decreases the pool of customers, making potential payouts very expensive可以得出，该段主要是在讲地震保险运行中的一些问题，所以A项意思与原文表达一致。
通过文中第一段第二句In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earth-quake, people rely less on government disaster funds and more on their own insurance policies可以得出答案为E选项（insurance policies)。
文中第二段第二句：Indirect damage caused by neighboring collapses of structures and freeways can also occur．也会发生邻居房屋或高速公路倒塌对自家房屋造成的间接破坏。可以得出选项A比较合适。
文中第三段第三句：The insurance may pay for a complete replacement of the structure, or a remodel, depending on the type of insurance and the nature of the damage．可以从文中找到出处，所以选项D正确。
通过文中第五段第二句Insurance companies also adjust their risk pools carefully…可以推断出选项B。
相关考题：
Many companies self insure against some risk. Problems which can arise from self-insurance include:A failure to reserve funds to handle worst case scenarios (low probability events) resulting in severe financial damage to the companyB stiff competition from insurance companiesC confusion of business risks with insurable risks.D A and CE All of the above.
听力原文：A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard.(4)A．A bank or insurance company issues an advance payment bond.B．A bank or insurance company issues a tender bond.C．A bank or insurance company issues a maintenance bond.D．A bank or insurance company issues a performance bond.
Your claim for the damage is to be ()with the insurance company.A、metB、filedC、satisfiedD、compensated
What is an example of the term "Restraint of Rulers，Princes，or Peoples" in a marine insurance policy?A.A prohibition from loading a cargo from a country when the cargo may be a carrier of infectious diseasesB.Arrest of a vessel by legal authorities to satisfy claims through exercise of a maritime lienC.Damage caused by riot of the population of a portD.Losses caused by fines from polluting the harbor after malfunction of a piping system
When the carrier is liable for the compensation in respect of loss of or damage to the goods，such compensation shall be calculated on the basis of the Merchant's net invoice cost，plus freight and insurance premium，if paid． This sentence means that ______.A.if the freight and insurance premium are paid，they shall be added to the basisB.if the freight and insurance premium are not paid，they shall be added to the basisC.the freight and insurance premium shall not be added to the basis even they are paidD.the freight and insurance premium shall be added to the basis even they are not paid
The Insurance Company shall be liable for ______.A.loss or damage caused by unseaworthiness of the insured shipB.demurrage of the insured ship and other indirect expensesC.reasonable expenses for ascertaining the loss or damage within the scope of CoverD.A，B，C are all wrong
共用题干Health Insurance（保险）Most Americans are responsible for their own medical costs.These can be extremely high if a person gets very_________(1)or has an accident.So people buy a health insurance plan to make sure these costs will be_________(2).Most American colleges and universities have_________(3)health centers.There may even be a teaching hospital that can treat more serious__________(4).Some medical services may be included in the cost of attending a school.But health insurance is usually needed for extra services._________(5)most full-time college students must have insurance.Students may already be protected under their family's health plan.If not,many colleges offer_________(6)own plans.The University of Michigan will be our example.Students pay a health service fee. Then there is no extra charge when they are treated for minor__________(7)problems at the University Health Center. But the school wants students to have health insurance to pay_______(8)other services.The insurance plan________(9)by the university costs about one thousand seven hundred dollars a year. Such health insurance_________(10)generally pay for hospital services,emergency room care and visits to doctors.They___________(11)do not pay for care of the teeth.And they usually do not pay for treatment of medical conditions that existed________(12)the student arrived at school.International students at the University of Michigan have two________(13).They can buy the university health plan.Or they can________(14)private insurance that is approved by the university.The school also offers a special International Student Insurance Plan.This pays for most of the services offered__________(15)the University Health Center that are not included in the health service fee._________(12) A: after B: if C: before D: since
共用题干Health care in the US is well known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance.Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly.It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick.In 2004,the average worker paid an extra $558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004,only 61 percent of the population received health insurance through their employers,according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included.Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it. But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying directly from the insurance company.In the US,a person's company buys him or her health insurance.A:Right B:Wrong C:Not mentioned
共用题干Health Care in the USHealth care in the US is well-known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance. Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly. It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick. In 2004,the average worker paid an extra US$558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004, only 61 percent of the population received health insurance through their employers, according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included,Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it,But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying direct from the insurance company. The international students in the US work harder than the American students.A:Right B:Wrong C:Not mentioned
共用题干Health Insurance（保险）Most Americans are responsible for their own medical costs.These can be extremely high if a person gets very_________(1)or has an accident.So people buy a health insurance plan to make sure these costs will be_________(2).Most American colleges and universities have_________(3)health centers.There may even be a teaching hospital that can treat more serious__________(4).Some medical services may be included in the cost of attending a school.But health insurance is usually needed for extra services._________(5)most full-time college students must have insurance.Students may already be protected under their family's health plan.If not,many colleges offer_________(6)own plans.The University of Michigan will be our example.Students pay a health service fee. Then there is no extra charge when they are treated for minor__________(7)problems at the University Health Center. But the school wants students to have health insurance to pay_______(8)other services.The insurance plan________(9)by the university costs about one thousand seven hundred dollars a year. Such health insurance_________(10)generally pay for hospital services,emergency room care and visits to doctors.They___________(11)do not pay for care of the teeth.And they usually do not pay for treatment of medical conditions that existed________(12)the student arrived at school.International students at the University of Michigan have two________(13).They can buy the university health plan.Or they can________(14)private insurance that is approved by the university.The school also offers a special International Student Insurance Plan.This pays for most of the services offered__________(15)the University Health Center that are not included in the health service fee._________(6)A: our B:its C:his D:their
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. Which of the following statements is NOT TRUE?A.The first rule of the game in insurance business was devised hundreds of years ago.B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.C.An individual who pays premium for a policy is insured by an insurance company.D.An individual pays premium directly to an insurance company.
共用题干第一篇How to Do with Earthquake?Ideally,people would like to know when an earthquake is going to happen and how bad it willbe.In both Japan and China,people have long believed that earthquakes can be forecast. In Japan, scientists have wired the Earth and sea to detect movements.The Chinese have traditionally watched animals and plants for warning signs of earthquakes.For example,the Chinese have noted that before an earthquake,hens' behavior changes一they refuse to enter their cages at night. They have also noticed that snakes come out of the ground to freeze to death and that dogs bark a lot,even normally quiet dogs.Before the Hanshin earthquake in Japan,there were reports of large schools of fish swimming near the surface of the water. Certain birds,like pigeons,also seemed to be especially noisy and were reported to be flying in unusual patterns before the earthquake.Perhaps most interesting,and most easily measured,is a chemical change in ground water before a quake.Experimental data seem to indicate that the amount of radon(Rn)in the water under the surface of the Earth waxes before an earthquake.People would also like to be able to prevent the great destruction of property caused by earthquakes.After all,most of the people who die in earthquakes are killed by falling buildings.Therefore,building structures that can withstand the power of earthquakes is a major concern.Steel seems to be the best material,but not if it is welded to form a rigid structure.Many new structures are built with a new type of steel joint,an I-joint,which appears to be the most durable type of joint. These joints of steel can move without breaking. Also,to prevent property damage,architects now design buildings so that the building's columns and horizontal beams are of equal strength,and vertical support columns are inserted deep into solid soil.In addition,many new houses have relatively light roofs and strong walls.Concrete pillars for highway bridges that previously only had steel rods inside are now enclosed in steel.Besides working to improve building structures,people in areas where earthquakes are common need to prepare for the possibility of a great earthquake.They should regularly check and reinforce their homes,place heavy objects in low positions,attach cupboards and cabinets to walls,and fasten doors so that they will not open accidentally during an earthquake.According to the passage,the amount of radon(Rn)in the water may______before earthquake.A:increase B:reduce C:not change D:disappear
共用题干第一篇How to Do with Earthquake?Ideally,people would like to know when an earthquake is going to happen and how bad it willbe.In both Japan and China,people have long believed that earthquakes can be forecast. In Japan, scientists have wired the Earth and sea to detect movements.The Chinese have traditionally watched animals and plants for warning signs of earthquakes.For example,the Chinese have noted that before an earthquake,hens' behavior changes一they refuse to enter their cages at night. They have also noticed that snakes come out of the ground to freeze to death and that dogs bark a lot,even normally quiet dogs.Before the Hanshin earthquake in Japan,there were reports of large schools of fish swimming near the surface of the water. Certain birds,like pigeons,also seemed to be especially noisy and were reported to be flying in unusual patterns before the earthquake.Perhaps most interesting,and most easily measured,is a chemical change in ground water before a quake.Experimental data seem to indicate that the amount of radon(Rn)in the water under the surface of the Earth waxes before an earthquake.People would also like to be able to prevent the great destruction of property caused by earthquakes.After all,most of the people who die in earthquakes are killed by falling buildings.Therefore,building structures that can withstand the power of earthquakes is a major concern.Steel seems to be the best material,but not if it is welded to form a rigid structure.Many new structures are built with a new type of steel joint,an I-joint,which appears to be the most durable type of joint. These joints of steel can move without breaking. Also,to prevent property damage,architects now design buildings so that the building's columns and horizontal beams are of equal strength,and vertical support columns are inserted deep into solid soil.In addition,many new houses have relatively light roofs and strong walls.Concrete pillars for highway bridges that previously only had steel rods inside are now enclosed in steel.Besides working to improve building structures,people in areas where earthquakes are common need to prepare for the possibility of a great earthquake.They should regularly check and reinforce their homes,place heavy objects in low positions,attach cupboards and cabinets to walls,and fasten doors so that they will not open accidentally during an earthquake.Why are building structures a major concern for people?A:Because they can make buildings pleasing to people's eyes.B:Because people are often killed by falling buildings in earthquakes.C:Because sometimes they are costly.D:Because people want to cut budget by designing new types of buildings.
共用题干第一篇How to Do with Earthquake?Ideally,people would like to know when an earthquake is going to happen and how bad it willbe.In both Japan and China,people have long believed that earthquakes can be forecast. In Japan, scientists have wired the Earth and sea to detect movements.The Chinese have traditionally watched animals and plants for warning signs of earthquakes.For example,the Chinese have noted that before an earthquake,hens' behavior changes一they refuse to enter their cages at night. They have also noticed that snakes come out of the ground to freeze to death and that dogs bark a lot,even normally quiet dogs.Before the Hanshin earthquake in Japan,there were reports of large schools of fish swimming near the surface of the water. Certain birds,like pigeons,also seemed to be especially noisy and were reported to be flying in unusual patterns before the earthquake.Perhaps most interesting,and most easily measured,is a chemical change in ground water before a quake.Experimental data seem to indicate that the amount of radon(Rn)in the water under the surface of the Earth waxes before an earthquake.People would also like to be able to prevent the great destruction of property caused by earthquakes.After all,most of the people who die in earthquakes are killed by falling buildings.Therefore,building structures that can withstand the power of earthquakes is a major concern.Steel seems to be the best material,but not if it is welded to form a rigid structure.Many new structures are built with a new type of steel joint,an I-joint,which appears to be the most durable type of joint. These joints of steel can move without breaking. Also,to prevent property damage,architects now design buildings so that the building's columns and horizontal beams are of equal strength,and vertical support columns are inserted deep into solid soil.In addition,many new houses have relatively light roofs and strong walls.Concrete pillars for highway bridges that previously only had steel rods inside are now enclosed in steel.Besides working to improve building structures,people in areas where earthquakes are common need to prepare for the possibility of a great earthquake.They should regularly check and reinforce their homes,place heavy objects in low positions,attach cupboards and cabinets to walls,and fasten doors so that they will not open accidentally during an earthquake.Which of the following will not possibly happen before earthquake?A:Schools of fish swim near the surface of the water.B:Birds seem to be especially noisy.C:Snakes come out of the ground to freeze to death.D:Dogs become quiet.
共用题干Earthquake1.Every year earthquakes are responsible for a large number of deaths and a vast amount of destruction in various parts of the world.Most of these damaging earthquakes occur either in a narrow belt which surrounds the Pacific Ocean or in a line which extends from Burma to the Alps in Europe. Some of the destruction is directly caused by the quake itself. An example of this is the collapse of buildings as a result of the quake itself. Other damage results from landslides or major fires which are initiated by the quake.2.There are about a million quakes a year. Fortunately,however,not all of them are destructive.The intensity of an earthquake is measured on the Richter Scale,which goes from 0 upward. The highest scale recorded to date is 8.9.Major damage generally occurs from quakes ranging upwards from 6.0.3.The actual cause of the quake itself is the breaking of rocks at or below the earth's surface. This is produced by pressure which scientists believe may be due to a number of reasons, two of which are the expansion and contraction of the earth's crust and continental drift.4.In order to limit the damage and to prevent some of the suffering resulting from earthquakes, scientists are working on ways to enable accurate prediction.Special instruments are used to help people record,for example,shaking of the earth.Scientists are trying to find methods that will enable them to indicate the exact time,location and size of an earthquake.5.Certain phenomena have been observed which are believed to be signs of imminent earth-quakes.These include strange behaviors of some animals,the changes in the content of mineral water,etc.The magnetic properties of rocks may also display special pattern before major earthquakes happen.Paragraph 2_______.A:Earthquakes forecastB:Historical records of earthquakesC:Intensities of earthquakesD:Cause of earthquakesE:Indications of earthquakes F: Damaging earthquakes
共用题干Earthquake1.Every year earthquakes are responsible for a large number of deaths and a vast amount of destruction in various parts of the world.Most of these damaging earthquakes occur either in a narrow belt which surrounds the Pacific Ocean or in a line which extends from Burma to the Alps in Europe. Some of the destruction is directly caused by the quake itself. An example of this is the collapse of buildings as a result of the quake itself. Other damage results from landslides or major fires which are initiated by the quake.2.There are about a million quakes a year. Fortunately,however,not all of them are destructive.The intensity of an earthquake is measured on the Richter Scale,which goes from 0 upward. The highest scale recorded to date is 8.9.Major damage generally occurs from quakes ranging upwards from 6.0.3.The actual cause of the quake itself is the breaking of rocks at or below the earth's surface. This is produced by pressure which scientists believe may be due to a number of reasons, two of which are the expansion and contraction of the earth's crust and continental drift.4.In order to limit the damage and to prevent some of the suffering resulting from earthquakes, scientists are working on ways to enable accurate prediction.Special instruments are used to help people record,for example,shaking of the earth.Scientists are trying to find methods that will enable them to indicate the exact time,location and size of an earthquake.5.Certain phenomena have been observed which are believed to be signs of imminent earth-quakes.These include strange behaviors of some animals,the changes in the content of mineral water,etc.The magnetic properties of rocks may also display special pattern before major earthquakes happen.Earthquakes can be predicted by observing__________.A:by the quake itselfB:not be preventedC:to cause damage of property and loss of livesD:of a possible earthquakeE:the unusual behaviors of some animals F: the strange behaviors of human beings
共用题干Earthquake1.Every year earthquakes are responsible for a large number of deaths and a vast amount of destruction in various parts of the world.Most of these damaging earthquakes occur either in a narrow belt which surrounds the Pacific Ocean or in a line which extends from Burma to the Alps in Europe. Some of the destruction is directly caused by the quake itself. An example of this is the collapse of buildings as a result of the quake itself. Other damage results from landslides or major fires which are initiated by the quake.2.There are about a million quakes a year. Fortunately,however,not all of them are destructive.The intensity of an earthquake is measured on the Richter Scale,which goes from 0 upward. The highest scale recorded to date is 8.9.Major damage generally occurs from quakes ranging upwards from 6.0.3.The actual cause of the quake itself is the breaking of rocks at or below the earth's surface. This is produced by pressure which scientists believe may be due to a number of reasons, two of which are the expansion and contraction of the earth's crust and continental drift.4.In order to limit the damage and to prevent some of the suffering resulting from earthquakes, scientists are working on ways to enable accurate prediction.Special instruments are used to help people record,for example,shaking of the earth.Scientists are trying to find methods that will enable them to indicate the exact time,location and size of an earthquake.5.Certain phenomena have been observed which are believed to be signs of imminent earth-quakes.These include strange behaviors of some animals,the changes in the content of mineral water,etc.The magnetic properties of rocks may also display special pattern before major earthquakes happen.Scientists have been working hard to warn people__________. A:by the quake itselfB:not be preventedC:to cause damage of property and loss of livesD:of a possible earthquakeE:the unusual behaviors of some animals F: the strange behaviors of human beings
共用题干Earthquake1.Every year earthquakes are responsible for a large number of deaths and a vast amount of destruction in various parts of the world.Most of these damaging earthquakes occur either in a narrow belt which surrounds the Pacific Ocean or in a line which extends from Burma to the Alps in Europe. Some of the destruction is directly caused by the quake itself. An example of this is the collapse of buildings as a result of the quake itself. Other damage results from landslides or major fires which are initiated by the quake.2.There are about a million quakes a year. Fortunately,however,not all of them are destructive.The intensity of an earthquake is measured on the Richter Scale,which goes from 0 upward. The highest scale recorded to date is 8.9.Major damage generally occurs from quakes ranging upwards from 6.0.3.The actual cause of the quake itself is the breaking of rocks at or below the earth's surface. This is produced by pressure which scientists believe may be due to a number of reasons, two of which are the expansion and contraction of the earth's crust and continental drift.4.In order to limit the damage and to prevent some of the suffering resulting from earthquakes, scientists are working on ways to enable accurate prediction.Special instruments are used to help people record,for example,shaking of the earth.Scientists are trying to find methods that will enable them to indicate the exact time,location and size of an earthquake.5.Certain phenomena have been observed which are believed to be signs of imminent earth-quakes.These include strange behaviors of some animals,the changes in the content of mineral water,etc.The magnetic properties of rocks may also display special pattern before major earthquakes happen.Not all damage during an earthquake is caused___________.A:by the quake itselfB:not be preventedC:to cause damage of property and loss of livesD:of a possible earthquakeE:the unusual behaviors of some animals F: the strange behaviors of human beings
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Paragraph 3______A:What's the Main Problem of Earthquake Insurance?B:What Damages Can an Earthquake Cause?C:How to Buy an Earthquake Insurance?D:What Is an Earthquake Insurance?E:Where Does Earthquake Happen Frequently? F: What Does an Earthquake Insurance Contain?
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Earthquakes can cause a variety of direct damage and______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.In regions where earthquakes are especially common,people rely more on______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Insurance companies also adjust their______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
The （）is the consideration which the insurers receive from the assured in exchange for their undertaking to pay the sum insured in the event insured against.A、insurance amountB、insurance premiumC、amount of compensationD、salvage charges
单选题The phrase “this element of the unknown” (Paragraph 3) refers to ______.Athe extension of earthquake zonesBthe percentage of earthquake occurrencesCwhen and where earthquakes may occurDwhat big damage earthquakes may cause
问答题Read the passage carefully and answer questions 1 to 5. Answer each question in a maximum of 10 words. Remember to write the answers on the answer sheet. Every year earthquakes are responsible for a large number of deaths and a vast amount of destruction in various parts of the world. Most of these damaging earthquakes occur either in a narrow belt which surrounds the Pacific Ocean or in a line which extends from Burma to the Alps in Europe. Some of the destruction is directly caused by the quake itself. An example of this is the collapse of buildings as a result of vibration. Other damage results from landslides, tsunamis (large ocean waves) or major fires which are initiated by the quake. There are about a million quakes a year. Fortunately, however, not all of them are destructive. The intensity of an earthquake is measured on the Richter Scale, which goes from 0 upward. The highest magnitude recorded to date is 8.9. Major damage generally occurs from quakes ranging upwards from 6. 0. Exceptions to this are those whose epicenters are located far from inhabited areas. The actual cause of the quake itself is the rupturing or breaking of rocks at or below the earth’s surface. This is produced by pressure which scientists believe may be due to a number of reasons, two of which are the expansion and contraction of the earth’s crust and continental drift. In order to minimize the damage and to alleviate some of the suffering resulting from earthquakes, scientists are working on ways to enable accurate prediction. Two of the instruments presently in use to achieve this goal are seismographs and tiltmeters. The former records any shaking of the earth; by means of calculations seismologists can accurately indicate the exact time, location and size of an earthquake. The latter, as the name suggests, is used to record any changes in the tilt of the land. Questions: 1．Write down one of the two earthquake prone areas. 2．What other disasters may occur after a serious earthquake? 3．What is the unit of measurement of earthquake? 4．What is the highest magnitude in the record? 5．What are the two instruments used today to predict earthquake?
单选题Damage to another vessel’s cargo，caused by a collision，is covered under which marine insurance policy?（）.AHullBFireCProtection and IndemnityDNone of the above
单选题The mayor made a radio _____ for help for the victims of the violent earthquake which caused great damage.AappealBfailureCobjectionDsupport