Which of the following insurance coverage cover general average and salvage charges.（）A、WAB、FPAC、All RisksD、Institute Cargo Clause (A)
Which of the following insurance coverage cover general average and salvage charges.（）
- A、WA
- B、FPA
- C、All Risks
- D、Institute Cargo Clause (A)
相关考题：
Risk mitigation includes all but which of the following:A Developing system (policies, procedures, responsibilities)B Obtaining insurance against lossC performing contingent planningD developing planning alternativesE identification of project risks.
Risk mitigation involves all but which of the following:A developing system standards (policies, procedure, responsibility standards)B obtaining insurance against lossC identification of project risksD performing contingent planningE developing planning alternatives
113 Risk mitigation involves all but which of the following:A. developing system standards (policies, procedure, responsibility standards)B. obtaining insurance against lossC. identification of project risksD. performing contingent planningE. developing planning alternatives
166 Risk mitigation includes all but which of the following:A. Developing system (policies, procedures, responsibilities)B. Obtaining insurance against lossC. performing contingent planningD. developing planning alternativesE. identification of project risks
Sue and Labor is to ______ a loss which would be recoverable under PICC Hull Insurance Clauses．A.avert or minimizeB.increase or maximizeC.claimD.indemnify
Which of the following marine insurance policies is normally purchased by the cargo owner？ ______.A.HullB.CargoC.Protection and IndemnityD.Pollution
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. Which of the following statements is NOT TRUE?A.The first rule of the game in insurance business was devised hundreds of years ago.B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.C.An individual who pays premium for a policy is insured by an insurance company.D.An individual pays premium directly to an insurance company.
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. Which of the following statements is true?A.Premium is a small amount of money you pay for your losses.B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.C.An insurance agent holds premiums paid by the thousands.D.The premium will be refund if an individual does not have a lose.
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. The money the insurance used to pay for an individual′ s loss comes from ___________.A.the premium paid by the person previouslyB.the insurance company's investmentC.the premiums paid by other personsD.all of the above
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Paragraph 3______A:What's the Main Problem of Earthquake Insurance?B:What Damages Can an Earthquake Cause?C:How to Buy an Earthquake Insurance?D:What Is an Earthquake Insurance?E:Where Does Earthquake Happen Frequently? F: What Does an Earthquake Insurance Contain?
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Earthquakes can cause a variety of direct damage and______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.The insurance paid for earthquake depends on the type of insurance and______. A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Insurance companies also adjust their______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
Which of the following is not an institutional shareholder？（）A、banksB、pension fundsC、insurance companiesD、individual shareholders
The （）is the consideration which the insurers receive from the assured in exchange for their undertaking to pay the sum insured in the event insured against.A、insurance amountB、insurance premiumC、amount of compensationD、salvage charges
An insurance customer installs two BladeCenter chassis in a rack with glass doors. After a short time， the blowers in both BladeCenters increase to full speed， and then one fails. Apart from replacing the broken blower， which additional action is required for a long term fix of the following？（）A、Add Rear Door HeateXchangerB、Add fans to the top of the racksC、Increase circulation from Data Center raised floorD、Change to perforated doors
An insurance provider maintains a claims database where claims adjusters are adding new claims and updating existing claims everyday. In the evening， a batch process is run to analyze data entered throughout the day. To reduce costs， a shared storage solution is being considered. Which of the following questions should the consultant ask to select the best performing storage configuration that meets their budget requirements？（）A、What database is being used？B、Which client operating systems will access the database？C、Which vendor’s Fibre Channel switch do they prefer？D、What volume of data is analyzed each evening？
单选题A recent spate of art thefts at a major museum has led to a drastic increase in the insurance premiums that the museum must pay to insure its collection. Many art fans are concerned that the museum, which traditionally has charged no entrance fee, will be forced to charge a high entrance fee in order to pay for the increased insurance premiums. Which of the following, if true, would most alleviate the concern of the art fans that the museum will be forced to charge high entrance fees?ALaw enforcement officials recently apprehended the Belgian Bobcat, a notorious art thief who has been linked to at least 20 art heists.BCiting a dispute with the insurance company over the terms of its coverage, the museum has chosen to cancel its insurance policy.CThe majority of visitors to the museum are schoolchildren, who could not reasonably be expected to pay a high entrance fee.DThe museum pays for the majority of its total expenses from its large endowment, which is earmarked specifically for purchasing new art.EThe museum recently installed a state-of-the-art burglar alarm system that will make future thefts almost impossible.
多选题A documentary credit for usd 150,000 calls for a full set of bills of lading and an insurance certificate to cover all risks. The bill of lading presented indicates an on board date of 15 december. Which of the following insurance documents are acceptable？（）APolicy for usd 185，000BCertificate dated 17 decemberCDeclaration signed by a brokerDSubject to a franchise
单选题According to the passage, which of the following has nothing to do with coffee?ALiterature.BNewspapers.CThe insurance industry.DThe oil industry.
单选题Which of the following is NOT a reason that many motorway accidents are categorized under headings other than sleepiness?AThe Transport and Road Research Laboratory finds the cause as “perceptual errors”.BDrivers are unwilling to admit to “falling asleep” for fear of being dismissed.CFew investigators inquire further to discover the actual reasons hidden behind.DInsurance companies are reluctant to pay insurance for drivers’ sleepiness.
问答题Practice 5 Read the following text(s) and write an essay to 1) summarize the main points of the text(s), 2) make clear your own viewpoint, and 3) justify your stand. In your essay, make full use of the information provided in the text(s). If you use more than three consecutive words from the text(s), use quotation marks (“ ”). You should write 160—200 words on the ANSWER SHEET. Smoking influences citizen’s health and also pollutes our living environment. Recently, Chen Zhu, minister of Health, said that the government should gradually include anti-addiction counseling and drugs in basic medical insurance coverage. Should anti-addiction be covered in medical insurance? The following are the supporters’ and opponents’ opinions. Supporters: Smoking is now the biggest threat to human health. Through medical insurance to pay for their anti-addition drugs, smokers are more likely to have a try to quit smoking. It is hardly possible for smokers to quit smoking by their own efforts. If anti-addiction counseling and drugs are included in basic medical insurance coverage, smokers are more than willing to seek professional doctor for help and thus increase the chance of success. Helping smokers keep away from addiction not only benefits the smokers themselves, but also those around them, which is of great potential public health significance. In addition, the cost of using medical insurance to pay for anti-addiction is much lower than that to treat chronic diseases in the future. Opponents: Looking at the number of people who are smokers versus the great majority who aren't, it's much fairer to put the costs on the backs of those who cause them rather than on the backs of the great majority who don't smoke. Anti-addiction drugs are used to prevent diseases, which is supposed to be paid from the public health or disease control, but not from medical insurance fund. If anti-addition is covered in medical insurance, with 270 million smokers in China, how can the insurance bear it? In terms of 3000 RMB per person, we need 810 billion for medical insurance fund, while in 2010, the total income of urban basic medical insurance fund is only 430.9 billion.
单选题Sue and Labor is to（）a loss which would be recoverable under PICC Hull Insurance Clauses.Aavert or minimizeBincrease or maximizeCclaimDindemnify
单选题Which of the following would be the best title for this passage?ATypes of Doctors in the United StatesBHealth Care in the United States and BritainCTreatment of Sick Children in the United StatesDMedical Insurance in the United States and Britain
单选题Which of the following marine insurance policies is normally purchased by the cargo owner?（）.AHullBCargoCProtection and IndemnityDPollution
单选题Damage to another vessel’s cargo，caused by a collision，is covered under which marine insurance policy?（）.AHullBFireCProtection and IndemnityDNone of the above
单选题If verhofen’s arguments and statements are all correct, which of the following statements can accurately be inferred?ABiotechnology executives who aggressively raise investment capital for bioengineered products with no conceivable market should be held responsible if biotechnology stocks crash.BInvestors should make financial decisions only with the advice of qualified financial advisors, such as investment bankers or fund managers.CIf people lose money on investments that they inadequately researched, they have only themselves to blame.DIf insurance companies provide home insurance for homes built in a hurricane zone and those homes are subsequently all destroyed by a major hurricane, the insurance company should be blamed for any investment losses suffered by its shareholders.EThe collapse of Internet stocks would not have occurred if companies had not attempted to sell bulky items, like dog food, over the Internet.