American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old.The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.1. Who helped these children start a bank()A. ParentsB. TeachersC. Bank staff2. How did children raise money for their bank()A. Their schools provided financial support for them.B. They sold shares to their parents, teachers, local bank workers and customers.C. They found an organization to donate a set of fund.3. Who is currently operating Twiglet Bank()A. TeenagersB. CommunityC. Government4. Which is not TRUE for the benefits of children from operating their own banks()A. They learned how to use computers and banking equipment.B. They learned how to find a job and do it well.C. They learned how to produce the money.5. What is the best title for this passage()A. A Bank of MiamiB. A Students’ BankC. The Operation of American Banks

American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old.The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.

1. Who helped these children start a bank()

A. Parents

B. Teachers

C. Bank staff

2. How did children raise money for their bank()

A. Their schools provided financial support for them.

B. They sold shares to their parents, teachers, local bank workers and customers.

C. They found an organization to donate a set of fund.

3. Who is currently operating Twiglet Bank()

A. Teenagers

B. Community

C. Government

4. Which is not TRUE for the benefits of children from operating their own banks()

A. They learned how to use computers and banking equipment.

B. They learned how to find a job and do it well.

C. They learned how to produce the money.

5. What is the best title for this passage()

A. A Bank of Miami

B. A Students’ Bank

C. The Operation of American Banks


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Text 1 Foreign cashiers and carers are now a fact oflife in Japan,especially in urban areas.The number of foreign workers has risen fast recently,t0 1.3m-some 2%of the workforce.Although visas that allow foreigners to settle in Japan are in theory mainly for highly skilled workers,in practice those with fewer skills may be admitted as students or trainees or as immigrants of Japanese extraction.In June the govemment announced that it would create a"designated-skills"visa in order to bring in 500,000 new workers by 2025,in agriculture,construction,hotels,nursing and shipbuilding.Japan has historically been cautious of admitting foreigners.It is one of the rich world's most homogenous countries:just 2%of residents are foreigners,compared with 4%in South Korea and 16%in France.The reasons for this attitude range from fears that outsiders will bring crime and damage societal practices,to concerns that Japanese residents will not be able to communicate properly with them.But Japan's population is old and getting smaller.To fill shortages in the labour force caused by the shrinking working-age population,govemment policy has focused on getting more women and old people into work,and using artificial intelligence.It has become apparent though that this is not enough;and businesses also want foreigners to help them remain competitive and to become more global.Indeed pressure from business is a big reason behind the change of tack.Over the past 20 years the number of workers under 30 has shrunk by a quarter.Another result of the greying population is the creation of ever more jobs,most notably as carers,that few Japanese want to do at the wages on offer.There are 60%more job vacancies than there are people looking for work.Industries such as agriculture and construction,as well as nursing,are increasingly dependent on foreigners.More exposure to foreigners,through a boom in tourism,has reassured Japanese,especially the young,that they can get along with them,too.Attracting the foreign workers Japan needs will not necessarily be easy.Language is a big barrier.Japanese-language abilities are not necessary for highly skilled workers wanting visas,but only a handful of companies work in English.Lowlier workers,who must pass a Japanese exam,are currallowed to bring their families and will not be able to under the"designated-skills"visa.Firms in which promotion is based on seniority rather than merit and in which long hours are the norm will find it hard to attract workers,too.Japan also needs to do more to help integrate foreigners.By accepting,for the most part,a small number of highly skilled workers,Japan has been able to get away without any inteUation policy.But as the number ofimmigrants rises,and especially as more low-skilled workers are admitted,this omission threatens to bring about some of the very concems that prompted the govemment to restrict immigration in the first place,such as ghettoisation and poverty.The most suitable title for the text may be_____A.Requirements to Get the"Designated-skills"VisaB.What Japan Have Done to Attract Work ForcesC.Why Japan Is Going to Accept More Foreign WorkersD.Problems Japan Faced While Attracting Foreigners

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