A bank runs 50 workstations and would like to decrease its electricity costs, while not sacrificing functionality. All of the workstations are high-end performance units that are intended to be used for CAD-like applications. Analysts benefit from the added performance, but tellers and associates could use more minimalist systems. Which of the following methods would decrease the banks electricity and hardware costs?()A、Swap all teller and associate machines with servers.B、Swap all teller and associate machines with thin clients.C、Swap all teller and associate machines with low-profile high-end workstations.D、Swap all teller and associate machines with laptops.

A bank runs 50 workstations and would like to decrease its electricity costs, while not sacrificing functionality. All of the workstations are high-end performance units that are intended to be used for CAD-like applications. Analysts benefit from the added performance, but tellers and associates could use more minimalist systems. Which of the following methods would decrease the banks electricity and hardware costs?()

  • A、Swap all teller and associate machines with servers.
  • B、Swap all teller and associate machines with thin clients.
  • C、Swap all teller and associate machines with low-profile high-end workstations.
  • D、Swap all teller and associate machines with laptops.

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—Your bank is huge! It must have many departments.—() A. It’s true. Our bank consists of many departments.B. Thank you, our bank is a small one.C. You are kidding! Our bank is a small one.

- Can I exchange foreign currency in Bank of China -() A、No, you can’t. Bank of China is not responsible for exchanging foreign currency.B、Yes, you can. Bank of China is an authorized foreign exchange bank.C、No, you can’t. Bank of China is not open on Sundays.

The bank()grand door faces south is Bank of China.A、 thatB、 whichC、 whose

American students learn business skills in school. Here is a story about some American students who learnt business skills by operating their own banks. In December 1987, the Twiglet Bank was opened at an Elementary School in Miami, Florida. It is a real bank that accepts money for savings and makes loans, and it is operated by students between 10 and 12 years old.The bank is open for one hour two days a week. Students can put their money into the bank and withdraw it as they wish. Officials from a local bank helped the students start the bank. They trained twenty-three of them to do all the different kinds of bank jobs, from counting money to guarding the bank. The students needed money to start the bank. They raised more than $ 2,000 by selling 50-dollar shares in the bank to parents, teachers, the local bank workers, and customers. Organizing and operating the bank has taught the children a lot about the banking business. They have learned about raising and investing money and how to use computers and other banking equipment. They have also learned how to ask for a job and to be responsible for their jobs.1. Who helped these children start a bank()A. ParentsB. TeachersC. Bank staff2. How did children raise money for their bank()A. Their schools provided financial support for them.B. They sold shares to their parents, teachers, local bank workers and customers.C. They found an organization to donate a set of fund.3. Who is currently operating Twiglet Bank()A. TeenagersB. CommunityC. Government4. Which is not TRUE for the benefits of children from operating their own banks()A. They learned how to use computers and banking equipment.B. They learned how to find a job and do it well.C. They learned how to produce the money.5. What is the best title for this passage()A. A Bank of MiamiB. A Students’ BankC. The Operation of American Banks

听力原文:A bank or insurance company issues a document to guarantee that exporter will supply the goods or services as the required standard.(4)A.A bank or insurance company issues an advance payment bond.B.A bank or insurance company issues a tender bond.C.A bank or insurance company issues a maintenance bond.D.A bank or insurance company issues a performance bond.

听力原文:The encashing bank forwards the cheque to the drawer's bank for payment and reimbursement.(5)A.The paying bank sends the check to the remitting bank for repayment.B.The remitting bank sends the check to the paying bank for repayment.C.The collecting bank sends the check to the remitting bank for repayment.D.The remitting bank sends the check to the collecting bank for repayment.

If employees of a bank gamble in foreign exchange dealings with the bank's money, the bank will suffer heavy losses of foreign currencies.A.RightB.WrongC.Doesn't say

What will happen if there is one commercial bank and no thrifts in a small town?A.The residents will deposit their money with the bank.B.The local bank will provide business loans to the commercial bank.C.Some large banks will transport money by check to the bank.D.People in the area will not deposit money with the bank.

听力原文:If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.(8)A.The customer should first notify the drawee bank of the loss of his draft.B.The customer should first notify the drawer bank of the loss of his draft.C.The customer should first notify the remitting bank of the loss of his draft.D.The customer should first notify the collecting bank of the loss of his draft.

A credit may be advised to a beneficiary through another bank (the advising bank) without engagement on the part of the advising bank, but that bank, if it elects to advise the credit, shall ______.A.inform. the issuing bank of the credit which it advises without delayB.endorse the amount negotiated on the reverse of the credit which it advisesC.add his confirmation to the credit which it advisesD.take reasonable care to check the apparent authenticity of the credit which it advises

听力原文:The advising bank will send the bill of lading and the L/C back to the issuing bank to get reimbursed.(2)A.The issuing bank will send the bill of lading and the L/C to the advising bank.B.The issuing bank will notify the advising bank of the bill of lading and the L/CC.The advising bank will reimburse the bill of lading and the L/CD.The issuing bank will reimburse the bill of lading and the L/C

听力原文:M: I want to cash this check for my mother, but the teller told me to bring it here.W: Yes, Sir. That's an out-of-town personal check. We wouldn't be able to cash it for you until the proceeds are collected from the paying bank.Q: How will the bank deal with the man's check?(18)A.The bank will cash the check immediately.B.The bank will issue a new bank account and deposit the money for him.C.The bank will cash it for him until the proceeds are collected from the paying bank.D.The bank will endorse the check before payment.

A bank check is a written order directing a bank to pay money.()

听力原文:In the United States, the Federal Gold Reserve acts as the central bank.(2)A.In the US, the Federal Gold Reserve acts as the central bank.B.In the US, the central bank is the commercial bank.C.In the US, there is no central bank.D.In the US, the central bank is not so important.

A bank reconciliation should be prepared periodically because ( )A. the depositor's records and the bank's records are in agreementB. the bank has not recorded all of its transactionsC. any differences between the depositor's records and the bank's records should be determined, and any errors made by either party should be

In preparing bank reconciliation, the amount of outstanding checks is added to the balance per bank statement.()

资料:A new Chinese-led international development bank announced its first four loans on Saturday, pledging to lend $509 million for projects to spread electric power in rural Bangladesh, upgrade living conditions in slums in Indonesia, and improve roads in Pakistan and Tajikistan. At the first of the annual general meetings of in institution, the Asian Infrastructure Investment Bank, the bank’s president, Jin Liqun, said the projects were financially sound and environmentally friendly and had been accepted by the people in the project areas.The road in Tajikistan is just three miles long, but it will help clear traffic congestion on an important trading route near the capital, Dushanbe. A $100 million loan to Pakistan is for 40 miles of highway in Punjab Province that would complete the last section of national artery, the M-4, the bank said.Three of the projects are being financed with other institutions-the Asian Development Bank, the World Bank, and the European bank for Reconstruction and Development-an approach that allowed the new bank to begin the projects quickly. The bank’s $165 million loan to expand electricity in rural areas of Bangladesh is its only stand-alone project. By financing projects with long-established institutions, the Beijing-based bank was able to move quickly because work on meeting environmental standards and procurement policies had been completed, staff members at the bank said.Although the new bank was China’s idea, it is intended to operate as an international bank dedicated to improving the basic structures and facilities needed to stimulate development across Asia, Mr. Jin said at a news conference on Saturday. Unlike the World Bank and the Asian Development Bank, the Asian Infrastructure Investment Bank places less emphasis on the reduction of poverty, he said. The bank “ was born with the birthmark of China, but its upbringing is international,” Mr. Jin said. Referring to the three other institutions that will finance the projects, he said, “we can work wonderfully together.” The new bank is being watched closely. The United States refused to join when it was offered membership in 2014. Japan has also not sought membership in the bank. But President Obama’s administration was mostly concerned that the bank would challenge the current development architecture, the Bretton Woods system established under the leadership of the United States after World WarⅡ. In the past year, Mr. Jin has worked to reassure Washington, largely by agreeing to choose projects that have already been approved by the World Bank, the Asian Development Bank and the European Bank. He has also emphasized that the new bank will be more streamlined and strive to be “lean, green and clean.” Britain was the most eager of the Western democracies to join the bank, and it broke ranks with the United States and became a member in the fall of 2014. Other members of the European Union, including France and Germany, rushed in after Britain. The withdrawal of Britain from the European Union is not expected to affect its relationship with the bank, Mr. Jin said. “ I believe the United Kingdom will continue to play an important role in the development of the bank, ”he said at the news conference. Asked if he believed that Britain’s decision showed that the old guard was crumbling quicker than he expected, Mr. Jin diplomatically replied that he had detected no such..(缺失) Two dozen countries have expressed interest in joining the bank, and they sent observers to the two-day meeting, Mr. Jin said. The new members would come from Eastern Europe, Latin America, and could join as early as (缺失)year.Mr. Jin agrees with the following ideas except ( ).A.World Bank and the Asian Development Bank emphasize more on poverty reduction than Asian Infrastructure Investment Bank does.B.The Asian Infrastructure Investment Bank will be devoted to improve develpomengt in Asia.C.The Asian Infrastructure Investment Bank will work together with the World Bank, the Asian Development Bank and the European Bank for Reconstruction and Development.D.The Asian Infrastructure Investment Bank will pose a challenge to the United States.

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搜索含有"data bank"的PDF文件,正确的检索式为()A、"data bank"+filetype:pdfB、data and bank and pdfC、data+bank+pdfD、data+bank+file:pdf

Goods should not be dispatched direct to the address of a bank or consigned to a bank without prior agreement on the part of that bank.

搜索含有“databank”的PDF文件,正确的检索式为()A、”data bank”filetype:pdfB、data and bank and pdfC、data bank pdfD、data bank file:pdf

() is the party which applies to the bank for the opening of a letter of credit.A、A bank in the seller′s countryB、A bank in the buyer′s countryC、An exporterD、An applicant

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问答题Practice 4  The other kind of bank—the Bank of the United States was simultaneously a commercial bank and a quasi-public central bank. The First Bank of the United States, chartered by the Congress in 1791, owed its existence to Alexander Hamilton who, shortly after becoming Secretary of the Treasury, showed remarkable insight into the financial problems of the young country and the economic implications of banking. The First Bank of the United States operated much like a private bank. But unlike a regular commercial bank, it had the federal government as a partner and number one customer. The Bank served as the fiscal agent for the government, holding government tax receipts, paying government bills, performing various financial housekeeping tasks. In return, the government kept its cash as deposits with the First Bank of the United States, giving it a huge financial base. The First Bank’s federal charter, moreover, allowed it to operate branches in all states, giving it a big competitive edge over regular state-chartered banks, which could operate only in the states that chartered them. Gradually the First Bank of the United States evolved into a sort of banker’s bank, gaining the power to police lesser commercial banks.

单选题A reimbursing bank has received a valid claim under its reimbursement undertaking and is instructed by the issuing bank not to honour the claim. In accordance with the URR725, the reimbursing bank should: ()AReques tthe claiming bank to cancel the claimBInstruct the claiming bank to contac tthe beneficiaryCHonour the claim and debit the issuing bank’s accountDDishonour the claim as per the issuing bank’s instruction

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单选题A bank opens an L/C at the request of the importer. It is a (an)().Aissuing bank.BapplicantCsellerDinforming bank

判断题Goods should not be dispatched direct to the address of a bank or consigned to a bank without prior agreement on the part of that bank.A对B错