T/T is a quicker method of payment than a banker’s demand draft.A对B错
T/T is a quicker method of payment than a banker’s demand draft.
A对
B错
参考解析
略
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听力原文：W: Henry, I understand your invoice for US $ 1,000 is due for payment at the end of this month. Please allow me to defer payment until four weeks later.M: That's all right. We won't press you for immediate payment. Send us your check later on when you have money.Q: What does the woman ask for?(12)A．Immediate payment.B．Deferred payment.C．Invoice.D．US $1,000.
—________________ , but I still have the feeling that it's not safe enough. —I couldn't agree more. That's why I only do street shopping. A Paying online is much unsafe than before ;B Paying online is less safer than before ;C Paying online is much safer than before
The documentary collection provides the seller with a greater degree of protection than shipping on ______.A．documentary creditB．banker's letter of guaranteeC．banker's draftD．open account
听力原文：M: Good morning! This is a demand draft for one thousand American dollars. May I have it discounted here?W: Sorry, immediate encashment of a foreign bill is not allowed. You may entrust it to us for collection. But it takes time.Q: What should the man do if he wants to get the payment of the draft?(18)A．He has to show the clerk his passport.B．He has to entrust the draft for collection to the bank.C．He has to fill in some forms.D．He has to endorse the draft.
As for a collection, the presenting bank makes presentation to the drawer for acceptance/payment.A．RightB．WrongC．Doesn't say
Why is the British bank able to offer its customer a banker's draft drawn in dollar?A．Its US correspondent bank prefers to make the payment.B．It will send dollar in cash by airmail.C．It has a dollar account with another bank in an American city where the beneficiary lives.D．Its customer has a dollar account with it.
What will the correspondent bank do in the settlement according to this passage?A．It will make payment in dollars against the banker's draft.B．It will send the draft to the bank in Britain.C．It will issue a documentary credit.D．It will have an agreement with the bank mentioned.
What is the safer and more normal method for the importer's bank to effect the settlement?A．To issue a banker's draft.B．To arrange for payment by mail transfer.C．To make the payment to its correspondent bank.D．To ask the importer to pay the money on his dollar account.
Method of payment shall be () the Irrevocable L/C payable()sight ()U.S. Currency.A、with, at, byB、by, on, withC、on, by, withD、by, at, in
We are prepared to accept payment by confirmed, irrevocable L／C available by draft at sight instead of T／T reimbursement.(英译中)
In international trade, a banker’s letter of credit is not used for the payment of purchase price.()
听力原文：M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.W: But it is always higher than the base rate, isn't it?Q: What is determined when a personal loan is made?(14)A．Rate on the personal loan.B．Base rate of the bank.C．The amount of payment.D．Personal loan's time period.
【T1】A.TO OBTAINB.MADE OFC.IS WORTH A.IT IS CHEAPER【T1】______SILVERB.THE COINS WERE ACTUALLY【T2】______SILVERC.THE SILVER IN COINS【T3】______MUCH MORE LESS THAN 40 YEARS AGO IN THE UNITED STATES, IT WAS COMMON TO CHANGE A ONE-DOLLAR BILL FOR A DOLLAR"S WORTH OF SILVER.THAT IS BECAUSE【T4】______.BUT THOSE DAYS ARE GONE.THERE IS NO SILVER IN TODAY"S COINS.WHEN THE PRICE OF THE PRECIOUS METAL RISES ABOVE ITS FACE VALUE AS MONEY, THE METAL WILL BECOME MORE VALUABLE IN OTHER USES.SILVER COINS ARE NO LONGER IN CIRCULATION BECAUSE【T5】______THAN THEIR FACE VALUE.A SILVER FIRM COULD FIND THAT【T6】______BY MELTING DOWN COINS THAN BY BUYING IT ON THE COMMODITY MARKETS.COINS TODAY ARE MADE OF AN ALLOY OF CHEAPER METALS.
【T1】A.FORM.B.ACCOUNTC.ISSUED A.USUALLY MADE IN THE【T1】______OF A CHECKB.A TERMINATION NOTICE SHOULD BE【T2】______BY THE PERSONNEL DEPARTMENTC.PAYROLL CHECKS MAY BE DEPOSITED DIRECTLY IN THE EMPLOYEE"S CHECKING【T3】_______ THE PAYROLL REGISTER CONSTITUTES THE TREASURER DEPARTMENT"S AUTHORITY TO PAY THE EMPLOYEES.PAYMENT IS【T4】______DRAWN ON THE COMPANY"S REGULAR BANK ACCOUNT.PRE-NUMBERED PAYROLL CHECKS SHOULD BE USED, AND THERE SHOULD BE INDEPENDENT VERIFICATION OF THE AGREEMENT OF THE CHECKS WITH THE PAYROLL REGISTER IN DETAIL AND IN TOTAL. PAYROLL CHECKS SHOULD BE DISTRIBUTED DIRECTLY TO EMPLOYEES, ON PROPER IDENTIFICATION, BY TREASURER"S DEPARTMENT PERSONNEL.THE CHECKS SHOULD NOT BE RETURNED TO PAYROLL FOR DISTRIBUTION SINCE THE PAYROLL DEPARTMENT WOULD THEN HAVE CONTROL OVER BOTH PREPARING AND PAYING THE PAYROLL.ALTERNATIVELY,【T5】______. PAYMENT OF EMPLOYEES IN CASH IS THE EXCEPTION RATHER THAN THE RULE.THIS FORM. OF PAYMENT IS MORE EASILY INFLUENCED BY ERRORS, IRREGULARITIES, AND ROBBERY THAN PAYMENT BY CHECK.FOLLOWING PAYMENT, CHECK NUMBERS ARE ENTERED ON THE REGISTER, THE PREPARATION AND PAYMENT OF THE PAYROLL ARE PROGRAMMED ON A COMPUTER. 【T6】______ON THE COMPLETION OF AN INDIVIDUAL"S EMPLOYMENT WITH THE COMPANY.COPIES OF THE TERMINATION AUTHORIZATION SHOULD BE SENT TO THE EMPLOYEE"S SUPERVISOR AND TO PAYROLL, AND A COPY SHOULD BE FILED IN THE EMPLOYEE"S PERSONNEL RECORD.THE PROPER EXECUTION OF THIS FUNCTION IS VITAL IN PREVENTING TERMINATED EMPLOYEES FROM CONTINUING ON THE PAYROLL.THE SUBSEQUENT DIVERSION OF SUCH PAYROLL CHECKS TO AN UNAUTHORIZED INDIVIDUAL HAS BEEN RESPONSIBLE FOR MANY PAYROLL CHEAT THROUGH THE YEARS.
Passage OneQuestions 21 to 25 are based on the following passage.Among the company was a lawyer, a young man of about twenty-five. On being asked his opinion, he said, "Capital punishment and life imprisonment are equally immoral. If I were to make a choice between them, I would rather choose the latter Anyway, it's better to live than not to live at all."A lively discussion followed. A banker, who was then younger and more nervous than the lawyer, suddenly lost his temper and cried out, "It's a lie. I bet you two million .You wouldn't stick in a cell even for five years.""If you mean it," replied the young lawyer, "I bet I'll stay there longer; make it fifteen instead of five.""Fifteen! Done!" cried the banker. "Gentleman, I bet you two millions.""Agreed. Two millions for my freedom," said the lawyer.So this wild, ridiculous bet came to pass. The banker could not hide his excitement During supper he said to the lawyer jokingly, "Come to your senses, young man, before it's too late. Two millions are nothing to me, but you stand to lose three or four of the best years of your life. I say three or four because you'll never stick it out any longer Don't forget that voluntary imprisonment is much harder to put up with than a enforced one. The idea that you have the right to free yourself any moment will poison your life in the cell. I pity you."And now the banker, pacing from comer to comer, recalled all this and asked himself, "Why did I make this bet? What's the good? The lawyer lost fifteen years of hi life and I threw away two millions. Will it convince people that capital punishment is worse or better than imprisonment for life? No, no! Rubbish! On my part, it was the caprice （心血来潮） of a well-fed millionaire; on the lawyer's part, it's the pure greed c gold."21．The lawyer would choose life imprisonment because.A.he was younger than the bankerB.capital punishment was immoralC.it was better than capital punishmentD. the banker would give him $200,000
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