According to the passage, unsecured loans are granted on the basis of ______.A．the borrower's financial conditionB．the guarantor's financial conditionC．the guarantor's past record of repaymentD．the borrower's pledged assets
According to the passage, unsecured loans are granted on the basis of ______.
A．the borrower's financial condition
B．the guarantor's financial condition
C．the guarantor's past record of repayment
D．the borrower's pledged assets
相关考题：
According to the passage, downshifting emerged in the U.S. as a result of _______ .A the quick pace of modern lifeB man's adventurous spiritC man's search for mythical experiencesD the economic situation
What is the passage mainly about?（ ）A．The changes of the author's attitude to her mother's English．B．The limitation of the author's perception of her mother．C．The author's misunderstanding of“limited”English．D．The author's experiences of using broken English．
(b) Determine whether the factoring company’s offer can be recommended on financial grounds. Assume aworking year of 365 days and base your analysis on financial information for 2006. (8 marks)
(b) Seymour offers health-related information services through a wholly-owned subsidiary, Aragon Co. Goodwill of$1·8 million recognised on the purchase of Aragon in October 2004 is not amortised but included at cost in theconsolidated balance sheet. At 30 September 2006 Seymour’s investment in Aragon is shown at cost,$4·5 million, in its separate financial statements.Aragon’s draft financial statements for the year ended 30 September 2006 show a loss before taxation of$0·6 million (2005 – $0·5 million loss) and total assets of $4·9 million (2005 – $5·7 million). The notes toAragon’s financial statements disclose that they have been prepared on a going concern basis that assumes thatSeymour will continue to provide financial support. (7 marks)Required:For each of the above issues:(i) comment on the matters that you should consider; and(ii) state the audit evidence that you should expect to find,in undertaking your review of the audit working papers and financial statements of Seymour Co for the year ended30 September 2006.NOTE: The mark allocation is shown against each of the three issues.
4 (a) The purpose of ISA 250 Consideration of Laws and Regulations in an Audit of Financial Statements is toestablish standards and provide guidance on the auditor’s responsibility to consider laws and regulations in anaudit of financial statements.Explain the auditor’s responsibilities for reporting non-compliance that comes to the auditor’s attentionduring the conduct of an audit. (5 marks)
听力原文：M: Accounting controls refer to plans, procedures and records required for safeguarding assets and producing reliable financial accounts.W: Yes. Accounting controls are important elements of a bank's internal control system, the soundness of which is vital for bank's survival.Q: What are the important elements of a bank's internal control system?(15)A．Accounting basis.B．Cash basis accounting.C．Accounting control.D．The chart of accounts of a bank.
According to the passage, which of the following about the borrower's financial weakness is false?A．Past record of repayment.B．Low profitability.C．Poor management.D．Heavy obligations to creditors.
Security is required on loans so that ______.A．the lending bank can enjoy higher interest receipts from the loanB．the borrower is more willing to pay back the moneyC．the funds borrowed will be repaid within a shorter period of timeD．more prime borrowers are attracted
听力原文：The bank's foreign exchange department has to keep constant track of the positions in the various currencies.(7)A．The bank's foreign exchange department has to record the positions in the various currencies.B．The hank's foreign exchange department has to record the positions in the various currencies.C．The bank's foreign branches department has to record the various foreign currency liabilities.D．The bank's foreign branches department has to record the positions in the various currencies.
听力原文： Some banks offer other types of loans repayable by monthly installments, such as business development loans, house improvement loans, and farm development loans. These may be either secured or unsecured. Secured loans attract a slightly lower rate of interest than unsecured loans. Some banks offer revolving credit schemes. These normally involve loans repayable by regular monthly installments, but they differ from other loans repayable by installments in two respects. First, the borrower need not take up the full amount of the loan at the outset. Secondly, as his repayments reduce his indebtedness, he can "top up" his loan by borrowing more, provided that the total debt outstanding does not exceed his agreed credit limit. In 1967 some banks introduced a new form. of account called a "budget account". The object is to allow personal customers to spread the incidence of normal personal and household expenditure.24. Which of the following loans is not repaid by installments?25.Which of the following loans would attract a lower rate of interest?26.How does a borrower "top up" his loan?27.What is the objective of introduction of the budget account?(24)A．Business development loans.B．House improvement loans.C．Farm development loans.D．Overdrafts.
单句理解听力原文：Interest rate risk refers to the exposure of a bank's financial condition to adverse movements in interest rates.(1)A．Bank's financial condition is the cause of interest rate risk.B．Bank's financial condition has impact on interest rate risk.C．Interest rate risk occurs when interest rate moves against the bank's financial condition.D．Interest rate risk occurs when interest rate favours the bank's financial condition.
Before making a loan, potential lenders determine the borrower's ability to meet ______.A．scheduled paymentB．his creditorC．the government's requirementsD．financial information
听力原文：M: Can you tell me something about a balance sheet?W: Yes. It is divided into three sections: assets, liabilities, and owner's equity and it is used to summarize a company's financial position on a given date.Q: Which of the following is not a section of a balance sheet?(15)A．Profit and JossB．Owner's equity.C．LiabilitiesD．Assets.
A profit and loss statement indicates the company's ______.A．assets and liabilities at a particular point in timeB．revenues and expenses for a specific period of timeC．financial resources at a particular point in timeD．performance at a particular point in time
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According to the passage, which aspect of skyscrapers was some residents of Boston con-cerned with in the late 1960s?__________A.The poor reception of radio and TV signalsB.The removal of trees and grass from building sitesC.The harmful effects on the city's plantsD.The obstruction of air traffic
Financial institutions deal with financial assets，assets that promise future payments from financial contracts, such as securities and loans.These institutions also deliver services, relying on their reputations to attract customers for relationships ofte
There’s a stalemate between EU and Britain after Brexit because( ) A.the two sides have not reached an agreement on conditions of Britain’s orderly exit B.British people are divided on the issue of Brexit C.Britain refuses to fill the financial hole of the EU D.EU does not want Britain to exit from it
The passage is primarily concerned with( ) A.the role of involuntary memory in Proust’s writing B.evidence concerning the genesis of Proust’s novel Remembrance of Things Past C.the influence of Saint Beuve s criticism on Proust’s novel Remembrance of Things Past D.Proust’s correspondence and what it reveals about Remembrance of Things Past
You upgrade five computers in the Finance organizational unit （OU） from Windows NT Workstation 4.0 to Windows 2000 Professional. The computers are used by members of the Finance OU to run financial Applications. All five computers are configured to have the default security settings. A user named Helene reports that she can no longer log run the financial applications on her Windows 2000 Professional computer. Prior to the upgrade， Helene was able to run the financial applications on her computer. Helene is a member of the local Users group. You want the financial applications to run on her computer. What should you do？（）A、 Use Computer Management to configure separate memory space for each financial application on Helene’s computer.B、 Use Security Templates to edit the Security Policy to include the financial application onHelene’s computer. Then add Helene’s user account to the Power Users group on Helene’s computer.C、 Use Security Configuration and Analysis to reconfigure the default security policy .inf to allow financial applications to run on Helene’s computer.D、 Use Secedit.exe to apply the Compatws.inf security template on Helene’s Security Policy toloosen the permissions for the local Users group on Helene’s computer.
单选题Which of the following statements is NOT true according to the passage?ANatural disasters can account for disappearance of languages.BThe acceleration of language death didn’t start until 200 years ago.CThe study is conducted with the financial support of UNESCO.DThe language of Ainu was long neglected before the late l980s.
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单选题According to the passage, the combined efforts by governments, layout unions and big corporations to guarantee economic comfort have led to a significant change in _____.Apeople’s outlook on lifeBpeople’s life stylesCpeople’s living standardDpeople’s social values
单选题The World’s Fair won’t be a financial success _____ there are enough visitors.AlestBprovidedCifDunless
单选题Where does the first passage likely appear?AIn a corporate promotional newsletterBIn a letter to the company's managementCIn a company's annual financial reportDIn the business section of a newspaper
单选题Lorenzo’s father organized an international study to _____.Atest Lorenzo’s OilBget financial supportCfind a cure for the diseaseDintroduce the cure worldwide
单选题According to the passage, ______ is the essence of self-plagiarism.Athe writer’s pursuit for money or promotionBthe writer’s laziness at his / her workCthe writer’s deception on himselfDthe writer’s deception on the reader