Those who are born into absolute poverty and are destined to live in it typically have an easier time with the money issue. They learn early not to expect wealth and so avoid wasting emotions on such aspirations.o They become amotivational in this regard. Some, on the other hand, determine to break out of their fettered status and relentlessly strive for their share of the gold. Generally they are bright, very ambitious, and follow fellow models of success. They develop skills, become knowledgeable develop expertise, and work very hard.

Those who are born into absolute poverty and are destined to live in it typically have an easier time with the money issue. They learn early not to expect wealth and so avoid wasting emotions on such aspirations.o They become amotivational in this regard. Some, on the other hand, determine to break out of their fettered status and relentlessly strive for their share of the gold. Generally they are bright, very ambitious, and follow fellow models of success. They develop skills, become knowledgeable develop expertise, and work very hard.


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Maybe it is true that we don't know what we have got until we lose it, but it is also true that we don' t know what we have been missing until it arrives. Giving someone all your love is never an assurance that they will love you back. Don’t expect love in return; but be content that love has grown in your own heart.It takes an hour to like someone, a day to love someone, but it takes a lifetime to forget someone. Don’t rely on one's appearance; it can deceive. Don’t rely on wealth; even that fades away. Rely on someone who makes you smile, because it takes only a smile to make a dark day seem bright. There are moments in life when you miss someone so much that you just want to pick them from your dreams and hug them. Dream what you want to dream; go where you want to go; be what you want to be, because you have only one life and one chance to do all the things you want to do. May you have enough happiness to make you sweet, enough trials to make you strong, enough sorrow to keep you human, enough hope to make you happy.Always put yourself in others' shoes. If you feel that it hurts you, it probably hurts others, too. The happiest of people don't necessarily have the best of everything; they just make the most of everything that comes along their way. Happiness waits for those who cry, those who have been hurt, those who have searched, and those who have tried, for only they can appreciate the importance of people who have touched their lives.The brightest future will always be based on a forgotten past. You can't go on well in life until you let your past failures and heartaches go off. When you were born, you were crying and everyone around you was smiling. Live your life so that when you die, you are the one who is smiling and everyone around you is crying.(1)You should rely on someone who makes you smile_______________.A、because a smile can make your dark time easier.B、because a smile is bright.C、because you have nothing.D、because you can believe someone(2)What does the word “assurance” mean in the first paragraph?A、returnB、promiseC、maintainD、storage(3)In the third paragraph, “Always put yourself in other's shoes” means_______________.A、you should try other's shoes before you buy it.B、you should make yourself small enough.C、you should consider from another person's aspect.D、None of the above.(4) If you are the one who is smiling and everyone around you is crying when you die, you areA、SatisfiedB、UpsetC、SadD、Indifferent(冷漠的)(5)What has been mentioned in the passage?A、to tell us not to demand too muchB、to warn us not to believe in appearanceC、to consider other people and learn to forgiveD、all of the above

Peppeberg’s work with Alex was intended to prove that animals .A. do have thoughtsB. can learn to speakC. can become man's friendsD. do live long lives

( ), I should like to thank all those who have worked so hard to bringabout this result.A、To conclusionB、In conclusionC、To sumD、On sum

Those who have studied today’s prodigies closely have () hat they often live under the great weight of their loneliness. A.observedB.obtainedC.obligedD.occupied

He was in poverty at the time, he wouldn’t have accepted the money.()A. HoweverB. ThereforeC. OtherwiseD. Then

He sticks to the belief _____ you have to have money to create wealth.A: whichB: thatC: whereD: while

If the worst comes and they fail, they''re never going to____ the cost; they have spent so much money and time as well. A、recoverB、cornC、noisyD、congratulations

What is the message mainly expressed in the story?A. We should learn to be generous.B. It is honorable to help those in need.C. People in high positions are not like what we expect.D. We should avoid judging people by their appearances.

共用题干Prolonging Human LifeProlonging human life has increased the size of the human population.Many people alive to-day would have died of childhood diseases if they had been born 100 years ago.Because more people live longer,there are more people around at any given time.In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.Prolonging human life has also increased the dependency load.In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them.In hunting and gathering cultures,old people who could not keep up might be left behind to die .In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child.In most contempo- rary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work;we also have rules which require people to retire at a certain age.Unless these people were able to save money for their retirement,somebody else must support them .In the United States many retired people live on social security checks which are so little that they must live in nearpoverty .Older people have more illness than young or middle-aged people;unless they have wealth or private or government insurance,they must often"go on welfare"if they have a serious illness.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families.In the past and in some traditional cultures,they would be cared for at home until they died.Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person.To meet this need, a great many nursing homes and convalescent hospitals have been built.These are often profit-making organizations,although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply"dumping grounds"for the dying in which"care"is given by poorly paid,overworked,and under-skilled personnel. According to the passage,which of the following statements about retired people in the Unit-ed States is true?A: Many of them have a very hard life.B: They cannot live a decent life without enough bank savings.C: They rely mainly on their children for financial support.D: Most of them live with their children and therefore are well looked after.

共用题干Prolonging Human LifeProlonging human life has increased the size of the human population.Many people alive to-day would have died of childhood diseases if they had been born 100 years ago.Because more people live longer,there are more people around at any given time.In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.Prolonging human life has also increased the dependency load.In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them.In hunting and gathering cultures,old people who could not keep up might be left behind to die .In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child.In most contempo- rary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work;we also have rules which require people to retire at a certain age.Unless these people were able to save money for their retirement,somebody else must support them .In the United States many retired people live on social security checks which are so little that they must live in nearpoverty .Older people have more illness than young or middle-aged people;unless they have wealth or private or government insurance,they must often"go on welfare"if they have a serious illness.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families.In the past and in some traditional cultures,they would be cared for at home until they died.Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person.To meet this need, a great many nursing homes and convalescent hospitals have been built.These are often profit-making organizations,although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply"dumping grounds"for the dying in which"care"is given by poorly paid,overworked,and under-skilled personnel. The writer believes that the population explosion results from______.A: an increase in birthratesB: the industrial developmentC: a decrease in death ratesD: cultural advances

Wealth,in this sense is not money,for we do not live on money but on things that money can buy:“goods”such as food and clothing,and“services”such as transport and entertainment.A country’s capacity to( )wealth is influenced by many factors,most of which have an effect on one another.A.controlB.assembleC.yieldD.benefit

Who should consult page 78 of the directions?A.Those who worked for an employer during 2006B.Those who expect to receive a refund from the governmentC.Those who did not have enough tax withheld from their payD.Those who are not sure how much they earned in 2006

共用题干Prolonging Human Life1.Prolonging human life has increased the size of the human population.Many people alive today would have died of childhood diseases if they had been born 100 years ago.Because more people live longer,there are more people around at any given time.In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.2.Prolonging human life has also increased the dependency load.In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures,old people who could not keep up might be left behind to die.In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child.3.In most contemporary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work.We also have rules which require people to retire at a certain age.Unless these people were able to save money for their retirement,somebody else must support them.In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people.Unless they have wealth or private or government insurance,they must often"go on welfare"if they have a serious illness.4.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families.In the past and in some traditional cultures,they would be cared for at home until they died.Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person.To meet this need,a great many nursing homes and convalescent hospitals have been built. These are often profit-making organizations, although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply"dumping grounds"for the dying in which"care"is given by poorly paid,overworked,and under-skilled personnel.In________,old people who could not keep up might be abandoned to die.A:too weak and illB:hunting and gathering culturesC:childhood diseasesD:no one at homeE:epidemic diseases F: traditional cultures

共用题干Prolonging Human LifeProlonging human life has increased the size of the human population. Many people alivetoday would have died of childhood diseases if they had been born 100 years ago.Becausemore people live longer,there are more people around at any given time. In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.Prolonging human life has also increased the dependency load. In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures,old people who could not keep up might be left behind to die. In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child. In most contemporary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work;we also have rules which require people to retire at a certain age. Unless these people were able to save money for their retirement,some-body else must support them. In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people;unless they have wealth or private or government insur-ance,they must often“go on welfare” if they have a serious illness.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families. In the past and in some traditional cultures,they would be cared for at home until they died. Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person. To meet this need,a great many nursing homes and convalescent hospitals have been built.These are of-ten profit-making organizations,although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply“dumping grounds”for the dying in which“care”is given by poorly paid,overworked,and under-skilled personnel.Which of the following best describes the writer's attitude toward most of the nursing homes,and convalescent hospitals?A: Sympathetic.B: Unfriendly.C: Optimistic.D: Critical.

共用题干Prolonging Human Life1.Prolonging human life has increased the size of the human population.Many people alive today would have died of childhood diseases if they had been born 100 years ago.Because more people live longer,there are more people around at any given time.In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.2.Prolonging human life has also increased the dependency load.In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures,old people who could not keep up might be left behind to die.In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child.3.In most contemporary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work.We also have rules which require people to retire at a certain age.Unless these people were able to save money for their retirement,somebody else must support them.In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people.Unless they have wealth or private or government insurance,they must often"go on welfare"if they have a serious illness.4.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families.In the past and in some traditional cultures,they would be cared for at home until they died.Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person.To meet this need,a great many nursing homes and convalescent hospitals have been built. These are often profit-making organizations, although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply"dumping grounds"for the dying in which"care"is given by poorly paid,overworked,and under-skilled personnel.Many people would have died of_______if they had been born 100 years ago.A:too weak and illB:hunting and gathering culturesC:childhood diseasesD:no one at homeE:epidemic diseases F: traditional cultures

共用题干Prolonging Human Life1.Prolonging human life has increased the size of the human population.Many people alive today would have died of childhood diseases if they had been born 100 years ago.Because more people live longer,there are more people around at any given time.In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.2.Prolonging human life has also increased the dependency load.In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures,old people who could not keep up might be left behind to die.In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child.3.In most contemporary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work.We also have rules which require people to retire at a certain age.Unless these people were able to save money for their retirement,somebody else must support them.In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people.Unless they have wealth or private or government insurance,they must often"go on welfare"if they have a serious illness.4.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families.In the past and in some traditional cultures,they would be cared for at home until they died.Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person.To meet this need,a great many nursing homes and convalescent hospitals have been built. These are often profit-making organizations, although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply"dumping grounds"for the dying in which"care"is given by poorly paid,overworked,and under-skilled personnel.When older people become_______to care for themselves,they create grave problems for their families.A:too weak and illB:hunting and gathering culturesC:childhood diseasesD:no one at homeE:epidemic diseases F: traditional cultures

共用题干Prolonging Human LifeProlonging human life has increased the size of the human population. Many people alivetoday would have died of childhood diseases if they had been born 100 years ago.Becausemore people live longer,there are more people around at any given time. In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.Prolonging human life has also increased the dependency load. In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them. In hunting and gathering cultures,old people who could not keep up might be left behind to die. In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child. In most contemporary societies,people feel a moral obligation to keep people alive whether they can work or not. We have a great many people today who live past the age at which they want to work or are able to work;we also have rules which require people to retire at a certain age. Unless these people were able to save money for their retirement,some-body else must support them. In the United States many retired people live on social security checks which are so little that they must live in near poverty. Older people have more illness than young or middle-aged people;unless they have wealth or private or government insur-ance,they must often“go on welfare” if they have a serious illness.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families. In the past and in some traditional cultures,they would be cared for at home until they died. Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person. To meet this need,a great many nursing homes and convalescent hospitals have been built.These are of-ten profit-making organizations,although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply“dumping grounds”for the dying in which“care”is given by poorly paid,overworked,and under-skilled personnel.According to the passage,which of the following statements about retired people in the United States is true?A: Many of them have a very hard life.B: They cannot live a decent life without enough bank savings.C: They rely mainly on their children for financial support.D: Most of them live with their children and therefore are well looked after.

Text 1 Roberta Gordon never thought she'd still be alive at age 76.She definitely didn't think she'd still be working.But cvery Saturday,she goes down to the local grocery store and hands out samples,earning$50 a day,because she needs the money.More and more older people are finding themselves in a similar situation as Baby Boomers reach retirement age without enough savings and as housing costs and medical expenses rise.Many people reaching retirement age don't have the Densions that lots of workers in previous generations did,and often have not put enough money into their 401(k)s to live off of.Other workers did not have access to a retirement plan through their employer.That means that as people reach their mid-60s,they either have to dramatically curtail their spending or keep working to survive."This will be the first time that we have a lot of people who find themselves downwardly mobile as they grow older:'Diane Oakley,the executive director of the National Institute on Retirement Security,told me."They're going to go from being near poor to poor."The problem is growing as more Baby Boomers reach retirement age-between 8,000 t0 10,000 Americans turn 65 every day,according to Kevin Prindiville,the executive director ofjustice in Aging,a nonprofit that addresses senior poverty.Older Americans were the only demographic for whom poverty rates increased in a statistically significant way between 2015 and 2016,according to Census Bureau data.While poverty fell among people 18 and under and people 18 t0 64 between 2015 and 2016,it rose to 14.5 percent for people over 65,according to the Census Bureau's Supplemental Poverty Measure,which is considered a more accurate measure of poverty because it takes into account health-care costs and other big expenses."In the early decades of our work,we were serving communities that had been poor when they were younger:'Prindiville told me."Increasingly,we're seeing folks who are becoming poor for the first time in old age."This presents a worrying preview of what could befall millions of workers who will retire in the coming decades.If today's seniors are struggling with retirement savings,what will become of the people of working age today,many of whom hold unsteady jobs and have patchwork incomes that leave little room for retirement savings?The current wave of senior poverty could just be the beginning.And this could have larger implications for the economy.If today's middle-class households curtail their spending when they retire,the whole economy could suffer.In the last paragraph,the author shows his about senior poverty problem.A.incapabilityB.worryC.anxieryD.agony

资料:(一)Insurance is the sharing of risks, Nearly everyone is exposed to risk of some sort. The house owner, for example, knows that his property can be damaged by fire, the ship owner knows that his vessel may be lost at sea;the breadwinner knows that he may die at an early age and leave his family the poorer. On the other hand, not every house is damaged by fire nor every vessel lost at sea. If these persons each put a small sum of money into a pool, there will be enough to meet the needs of the few who do suffer loss, In other words, the losses of the few are met from the contributions of the money. This is the basis of insurance, Those who pay the contribution are known as “insured”and those who administer the pool of contributions as ”insurers”.Not all risks can be covered by insurance. Broadly speaking, the ordinary risks of business and speculation cannot be covered. The risk that buyers will not buy goods at the prices offered is not of a kind that can be statistically estimated, and risks can only be insured against if they can be so estimated.The legal basis of all insurance is the “policy”. This is a printed form of contract. It states that in return for the regular payment by the insured of a certain sum of money, called the “premium”, which is usually paid every year, the insurer will pay a sum of money or compensation for loss, if the risk actually happens. The wording of policies, particularly in marine insurance, often seems very old-fashioned, but there is a sound reason of this. Over a large number of years, many law cases have been brought to clear up the meanings of doubtful phrases in policies. The law courts have given these phrases a definite and indisputable meaning, and to avoid future disputes the phrases have continued to be used in polices even when they have passed out of normal use in speech.According to this passage, insurance is possible because______.A.only a small proportion of the insured suffer lossB.everyone at some time suffers lossC.nearly everyone suffers lossD.only insured people suffer loss

资料:Talk about Christmas in July. Carrie Rocha has already started her holiday shopping. “A few weeks back I picked up a $60 toy for $4, and, truth be told, I picked up a whole lot more than that,” she wrote in an email. “I spent about $80 total and got $350+ in toys.”If you think the holidays start too early as it is, you may find her approach a bit overboard. But several years ago, Rocha and her husband dug out of debt, paying off some $50,000 in consumer debt, a process she detailed in her book and website PocketYourDollars.com. One of their strategies, she says, was to “stop pretending the holidays don’t come every year.”Whether you want to think about it or not, the fact is the holidays will be here before you know it. So unless you have plenty of money to throw around or plan to forgo festivities altogether, now is the time to start planning for a debt-free and less stressful holiday.According to the passage Rocha’s advice applies to____.A.those with abundant money to wasteB.those common people who give others presents during holidaysC.those who never celebrate festivities and have no relativesD.those under stress from both work and life

共用题干Prolonging Human LifeProlonging human life has increased the size of the human population.Many people alive today would have died of childhood diseases if they had been born 100 years ago.Because more people live longer,there are more people around at any given time.In fact,it is a decrease in death rates,not an increase in birthrates,that has led to the population explosion.Prolonging human life has also increased the dependency load.In all societies,people who are disabled or too young or too old to work are dependent on the rest of society to provide for them.In hunting and gathering cultures, old people who could not keep up might be left behind to die.In times of famine,infants might be allowed to die because they could not survive if their parents starved,whereas if the parents survived they could have another child.In most contemporary societies,people feel a moral obligation to keep people alive whether they can work or not.We have a great many people today who live past the age at which they want to work or are able to work;we also have rules which require people to retire at a certain age.Unless these people were able to save money for their retirement,somebody else must support them.In the United States many retired people live on social security checks which are so little that they must live in near poverty.Older people have more illness than young or middle-aged people;unless they have wealth or private or government insurance,they must often"go on welfare"if they have a serious illness.When older people become senile or too weak and ill to care for themselves,they create grave problems for their families.In the past and in some traditional cultures,they would be cared for at home until they died.Today,with most members of a household working or in school,there is often no one at home who can care for a sick or weak person.To meet this need,a great many nursing homes and convalescent hospitals have been built.These are often profit-making organizations,although some are sponsored by religious and other nonprofit groups.While a few of these institutions are good,most of them are simply"dumping grounds"for the dying in which"care"is given by poorly paid,overworked,and underskilled personnel.The writer believes that the population explosion results from______.A:an increase in birthrates B:the industrial developmentC:a decrease in death rates D:cultural advances

"SeasameStreet"has been called"the longest street in the world".This is because the television program by that name can now be seen in so many parts ofthe world.The program,which went on the air in New York in 1969,uses songs,jokes,andpictures to give children a basic understanding of numbers,letters and humanrelationships.More than 6 million children in the United States watch itregularly.The viewers(观众)include more than half the nation′s children before school age.Manyteacher consider the program a great help,though some teachers find that problems happen when the first-year pupils who have learned from"SeasameStreet"are in the same class with those who have not watched the program.Tests have shown that children who watch it five times a week learn more than those who seldom watch it.In the United States the program is shown at differenthours during the week in order to increase the number of children who can watchit regularly.Why has"Seasame Street"been so much more successful than other children′sshows?Many reasons have been suggested.Perhaps one reason is that motherswatch"Seasame Street"along with their children.But the best reasonfor the success of the program may be that it makes every child watching itfeel able to learn.The child finds himself learning,and he wants to learnmore.When the first-year pupils who have watched the program are in the same class with those who haven′t,A.teaching will becomes a bit difficultB.they will not get on well with one anotherC.it is impossible to begin class at the fixed timeD.they don't want to learn anything more

Personal Finance When it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are some-where in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people approach money. I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain and simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks. Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with money, and our own conscious and subconscious needs for money, rooted in our value systems. This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? What's driving this behavior? Of course, a starting point for anybody is to consider how you personally view things. Taking an introspective approach,I have spent time figuring out my own take on money,and the role it plays in my life. What I have determined is that for me,it fits into a framework that includes the following elements:health, wealth, and relationships. These are linked together as a part of a system. They're all connected, and to the extent one is strengthened, the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money gives you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those aren't true friends. What I am saying is that the more money you have ,on balance, the less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that aren’t based on money. Money is but a component in the system.According to the author, money is the most important in HWR.( )A、TrueB、FalseC、Not Given

单选题Personal Finance When it comes to our finances, each of us has our own individual approach. Some of us are savers, some are spenders, and others are some-where in between. This continuum is a paradigm that our popular culture uses to frame differences in the way people approach money. I believe that the way we approach our finances goes beyond that particular behavioral characteristic. In reality, I think our approach to finances can be viewed in more of a multi-dimensional setting, where money has a different role in our lives. For some, money means survival, plain and simple. For others, money is something that is a part of their lives but rarely on their mind, regardless of the role it actually plays. For yet others, money is an obsession, as accumulation indicates achievement. Some people view money as a defensive resource to protect against future setbacks. Some people want money to provide a good home, to contribute to the ability to have certain hobbies, or to provide something to future generations and so on. Sometimes the same person may view money differently in different situations. The bottom line is that we each have our own relationship with money, and our own conscious and subconscious needs for money, rooted in our value systems. This is an area of personal finance that has interested me for a while. Why do people behave the way they do with respect to their money? What's driving this behavior? Of course, a starting point for anybody is to consider how you personally view things. Taking an introspective approach,I have spent time figuring out my own take on money,and the role it plays in my life. What I have determined is that for me,it fits into a framework that includes the following elements:health, wealth, and relationships. These are linked together as a part of a system. They're all connected, and to the extent one is strengthened, the others will be strengthened as well. If one is weakened, the others will be weakened as well. So to me, money is a part of the wealth aspect of HWR. Beyond basic survival, money gives you the opportunity to live a healthier life, with the time and means to have more positive relationships. One thing I want to make clear is that I am not saying that money buys friends. Well, it could, but those aren't true friends. What I am saying is that the more money you have ,on balance, the less stressed you are about it, and the more time you have to do other things, such as cultivate true, genuine relationships that aren’t based on money. Money is but a component in the system.The approaches to finances vary from person to person.()ATrueBFalseCNot Given

单选题Graduation is a good time to thank those who have helped you ______ the tough years.AthroughBupCwithDfrom

单选题Which of the following conclusions does information in Paragraph 2 support?AMen are more susceptible to colds than women.BWomen having babies are more susceptible to colds.CPeople who live in a cold climate have more colds than those who live in a warm one.DPeople who don’t have children are more susceptible to colds than those who do in their thirties or forties.

问答题By the time the youngest was fifteen, the mother would have been in her early fifties and would expect to live a further twenty years, during which chance and health made it unusual for her to get paid work.