听力原文: A bill of exchange is a negotiable security signed and dated by the issuer ( the drawer). It contains an unconditional order or instruction for the debtor ( the drawee) to pay a fixed sum of money to a certain person or to his order upon maturity. If the debtor agrees to this, he accepts the bill of exchange by signing it. Its form, content and legal consequences are regulated by law. A promissory note only differs from a bill of exchange in that it is issued in the form. of a promise of payment made by the debtor instead of a payment order or instruction by the creditor.28. Who signs and dates a bill of exchange?29.What is a bill of exchange?30.Which of the followings regulates the form, content and legal consequences of the bill of exchange?(28)A.The drawer.B.The drawee.C.The debtor.D.The payee.

听力原文: A bill of exchange is a negotiable security signed and dated by the issuer ( the drawer). It contains an unconditional order or instruction for the debtor ( the drawee) to pay a fixed sum of money to a certain person or to his order upon maturity. If the debtor agrees to this, he accepts the bill of exchange by signing it. Its form, content and legal consequences are regulated by law. A promissory note only differs from a bill of exchange in that it is issued in the form. of a promise of payment made by the debtor instead of a payment order or instruction by the creditor.

28. Who signs and dates a bill of exchange?

29.What is a bill of exchange?

30.Which of the followings regulates the form, content and legal consequences of the bill of exchange?

(28)

A.The drawer.

B.The drawee.

C.The debtor.

D.The payee.


相关考题:

汇票(Bill of Exchange/Postal Order/Draft)

听力原文:When the drawee is bankrupt, presentment may be made to him or to his trustee.(7)A.If a drawee is bankrupt, presentment may be made to his trustee.B.If a drawee is bankrupt, presentment can not be made to him.C.If a drawee is bankrupt, presentment can not be made to his assignee.D.If a drawee is bankrupt, presentment must be made to his trustee.

听力原文:Under the general rules, once the documents are passed to the remitting bank by the drawer, the bank has an absolute right over the goods through the title documents.(10)A.Once the title documents are entrusted, the goods are at the disposal of the collecting bank.B.The title documents enable the remitting bank to dispose the goods according to the instruction given in the collection order.C.The title documents are usually issued by the drawee.D.In spite of the possession of the title documents, the bank can not deal with the goods without the allowance of the drawer.

对话理解听力原文:W: Why should the money be deposited within such a short time?M: To avoid problems arising from fluctuations of exchange rate and to prevent possible fraud or overdrawing.Q: Why should the money be deposited within such a short time?(11)A.In order to avoid problems arising from fluctuations of exchange rate.B.In order to get more money.C.In order to use the money as soon as possible.D.In order to overdraw the money.

听力原文:When the drawer and drawee of a bill are the same person, the holder may treat the instrument either as a bill of exchange or as a promissory note.(6)A.If both the drawer and drawee of an instrument are the same person, the instrument may be treated as a promissory note.B.In any case, the holder can treat the instrument as a bill of exchange or a promissory note.C.If both the drawer and drawee of an instrument are the same person, the instrument can only he treated as a promissory note.D.When the drawer and drawee of a bill are the same person, the holder may treat the instrument neither as a bill of exchange nor as a promissory note.

听力原文:M: What about the interest rate?W: Well, the discount rate is given in accordance with the terms of the bill, time of discount, the amount, the reputation of the drawee and the drawer.Q: What are they talking about?(14)A.The interest rate of savings account.B.The discounting rate for drafts.C.The rediscounting rate.D.The interest rate for loans.

听力原文:M: Could your company accept bills of exchange payable 30 days after sight?W: No, we don't accept any draft; instead, we usually make payment at sight.Q: What can we infer from the conversation?(19)A.The man will probably wait for the payment for 30 days.B.The man can get his payment right away.C.The man will send an order to the company.D.The woman will not pay the man at sight.

听力原文:If a customer informs his bank that a draft which has been issued to him has been lost, the drawee bank should be noticed immediately.(8)A.The customer should first notify the drawee bank of the loss of his draft.B.The customer should first notify the drawer bank of the loss of his draft.C.The customer should first notify the remitting bank of the loss of his draft.D.The customer should first notify the collecting bank of the loss of his draft.

A certificate of deposit (CD) is issued by a depository- institution (56) that the holder has deposited at the institution a certain mount of money for a certain period of time. By issuing a certificate of deposit, a bank, or (57) institution, gives its pledge to (58) the certificate at maturity and to pay a certain rate of interest for the use of the deposited funds.Certificates of deposit are issued in several different forms. They may be negotiable or nonnegotiable, If a CD is negotiable it may be sold on the secondary market (59) to maturity. Usually only large CDs are issued in negotiable form. CDs may also be issued either in bearer or registered form. Negotiable CDs are usually always issued in bearer form. because of the ease with which ownership may be (60) .(41)A.evidenceB.factC.proofD.prove

A bank check is a written order directing a bank to pay money.()

听力原文:M: Bank of China. May I help you?W: Yes, please. I'd like to get some information about discounting a bill of exchange.Q: What does the customer want to do.?(17)A.To withdraw some money.B.To exchange some foreign currencies.C.To discount some bills.D.To cash some traveler's checks.

听力原文:M: Well, what other documents shall I hand in to your bank besides bills of lading?W: A sight draft, an insurance policy, and a collection order which contains instructions on collection operation to our bank.Q: What are they talking about???(18)A.Presentation of bill of exchange for payment.B.Documents required for a collection operation.C.Application for a letter of credit.D.What are contained in a collection order.

Any shipper can insist upon the bill of lading incorporating a statement as to ______ of the goods.A.reasonable order and conditionB.apparent order and conditionC.rational order and conditionD.good order and condition

Which bills aren’t required endorsement when transferred in the following items?下列哪些票据在转让时不需要背书?()AA Bill of Exchange is payable to Mary or bearerBA Bill of Exchange is payable to bearerCA Bill of Exchange is payable to MaryDA Bill of Exchange is payable to Mary onlyEA Bill of Exchange is payable to the order of Mary

根据下列汇票记载,可判定记载为()的汇票为无效汇票。A、Pay to Jackson Co. or order the sum of six thousand US dollars. Drawn under L/C No.83419 issued by Westminster Bank Limited, London dated on 8th May 2004.B、Pay to Jackson Co. or order the sum of six thousand US dollars and charge/debit same to applicant’s account with you.C、Pay to Jackson Co. or order the sum of six thousand Hongkong dollars plus interest.D、Pay to Jackson Co. or order the sum of six thousand Hongkong dollars plus interest calculated at the rate of 8% p.a.

Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement.The meaning of D/A is().A、documents against acceptanceB、documents against paymentC、delivery after paymentD、cash against payment

下列哪种写法符合合法汇票对金额的要求()。A、Pay to the order of A Co.the sum of one thousand US dollars by installmentsB、Pay to the order of A Co.the sum of one thousand US dollars plus interestC、Pay to the order of A Co.the sum of one thousand US dollars onlyD、Pay from our N0.2 account to the order of A Co.the sum of one thousand US dollars only converted into GBP

Which bills aren’t required endorsement when transferred in the following items?下列哪些票据在转让时不需要背书?()A、A Bill of Exchange is payable to Mary or bearerB、A Bill of Exchange is payable to bearerC、A Bill of Exchange is payable to MaryD、A Bill of Exchange is payable to Mary onlyE、A Bill of Exchange is payable to the order of Mary

What bills are negotiable? 什么票据是可以背书流通的?()A、Pay to John David onlyB、Pay to John David not transferableC、Pay to the order of ABC Co.D、Pay to bearer.

下列抬头的票据可以流通转让的是()A、pay to a specified personB、pay to the order of a specified personC、pay to a specified person or orderD、pay to bearer

根据下列的汇票记载,可判定记载为()的汇票为有效汇票。A、Pay to Tom Co. or order the sum of two thousand US dollars.B、Pay to Tom Co. providing the goods they supply are complied with contract the sum of five hundred US dollars.C、Pay to Tom Co. out of the proceeds in applicant’s No.3 account with us the sum of three thousand US dollars.D、Pay to Tom Co. the sum of four thousand US dollars upon receipt of Bill of Lading No.1235.

Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement.Under D/P , the importer can obtain the goods only by().A、showing the bill of ladingB、signing on the bill of exchangeC、paying in cashD、paying or accepting the bill of exchange

Questions from 31 to 35 are based on the following passage:   The exporter, as drawer of a draft (bill of exchange), hands the draft to his bank, the remitting bank, who in turn forwards it to the buyer through a collecting bank in the buyer’s country. A draft (also called a bill) is a written order to a bank or a customer to pay someone on demand or at a fixed time in the future a certain sum of money. If shipping documents accompany the draft, the collection is called “documentary collection.”   Documentary collection falls into two major categories: one is documents against payment(D/P); the other, documents against acceptance (D/A).   Documents against payment, as the term suggests, is that the collecting bank will only give the shipping documents representing the title to the goods on the condition that the buyer makes payment.   Where the paying arrangement is D/A, the collecting bank will only give the buyer the shipping documents after buyer’s acceptance of the bill drawn on him, i.e. the buyer signs his name on the bill promising to pay the sum when it matures. In return he gets what he needs – the shipping documents.   Under D/A, the seller gives up the title to the goods – shipping documents before he gets payment of the goods. Therefore, an exporter must think twice before he accepts such paying arrangement.A draft can be described as followings except().A、a bill of exchangeB、a kind of shipping documentsC、a billD、a written paying order

What bills are negotiable?什么票据是可流通的?()A、Pay to John David onlyB、Pay to John David not transferableC、Pay to the order of ABC CoD、Pay to ABC Co

多选题Which bills aren’t required endorsement when transferred in the following items?下列哪些票据在转让时不需要背书?()AA Bill of Exchange is payable to Mary or bearerBA Bill of Exchange is payable to bearerCA Bill of Exchange is payable to MaryDA Bill of Exchange is payable to Mary onlyEA Bill of Exchange is payable to the order of Mary

单选题Any shipper can insist upon the bill of lading incorporating a statement as to()of the goods.Areasonable order and conditionBapparent order and conditionCrational order and conditionDgood order and condition

多选题What bills are invalid?以下那些票据是有效的?()APay to M Co. or order the sum of one thousand US dollars.”BPay to M Co. providing the goods they supply are complied with contract the sum of one thousand US dollars.”C“Pay to M Co. out of the proceeds in our No. 1 account the sum of one thousand US dollars.”D“Pay to M Co or order the sum of one thousand US dollars and charge/debit same to applicant’s account maintained with you.”E“Pay to the order of ABC Co. the sum of one thousand US dollars plus interest