单选题Most people in the United States buy insurance _____.Ato pay for their own medical careBto help to live on their low incomesCto improve the national health care serviceDto solve one of the important political problems
单选题
Most people in the United States buy insurance _____.
A
to pay for their own medical care
B
to help to live on their low incomes
C
to improve the national health care service
D
to solve one of the important political problems
参考解析
解析：
事实细节题。题目询问：“大多数美国人买保险的目的是什么？”从文章第二句“...but most people buy insurance to help pay for medical care”可知，大多数美国人买保险是为了支付医疗费，答案为A。
事实细节题。题目询问：“大多数美国人买保险的目的是什么？”从文章第二句“...but most people buy insurance to help pay for medical care”可知，大多数美国人买保险是为了支付医疗费，答案为A。
相关考题：
"The key to__________the medical problems is health care reform," said the minister.A.solve B.solvingC.being solvedD.be solved
共用题干第一篇Heat and HealthExtremely hot weather is common in many parts of the world.Although hot weather just makes most people hot,it can cause medical problems and death.Health experts say that since the year 1900,extremely hot weather has killed more people in the United States than any other natural event.One year一the unusually hot summer of 1980一heat caused about 1,700 deaths in the United States.In 1995,more than 600 people died in a similar heat wave in one city一Chicago.To measure extreme heat,government weather experts have developed the Mean Heat Index.It measures the average of how hot it is felt all day on an extremely hot day.Experts say it is the total heat of a hot day or several hot days that can affect health.Several hot days are considered a heat wave.Experts say heat waves often become deadly when the nighttime temperature does not drop much from the highest daytime temperature.The most common medical problem caused by hot weather is heat stress.It is also least severe.For most people,the only result of heat stress is muscle pain.The pain is a warning that the body is becoming too hot. Doctors say drinking water will help the pain disappear after the body again has the right amounts of water and salt.For some people, however,the result is much more serious.For example,doctors say some people face a greatly increased danger from heat stress.These people have a weak or damaged heart,high blood pressure,or other problems of the blood system.Severe heat can help cause a heart attack or stroke.Health experts say this is the most common cause of death linked to hot weather. A heat wave is a period of time during whichA:the weather is much better than usual.B:the nights are much longer than usual.C:the weather is much hotter than usual.D:the days are much longer than usual.
共用题干Health Insurance（保险）Most Americans are responsible for their own medical costs.These can be extremely high if a person gets very_________(1)or has an accident.So people buy a health insurance plan to make sure these costs will be_________(2).Most American colleges and universities have_________(3)health centers.There may even be a teaching hospital that can treat more serious__________(4).Some medical services may be included in the cost of attending a school.But health insurance is usually needed for extra services._________(5)most full-time college students must have insurance.Students may already be protected under their family's health plan.If not,many colleges offer_________(6)own plans.The University of Michigan will be our example.Students pay a health service fee. Then there is no extra charge when they are treated for minor__________(7)problems at the University Health Center. But the school wants students to have health insurance to pay_______(8)other services.The insurance plan________(9)by the university costs about one thousand seven hundred dollars a year. Such health insurance_________(10)generally pay for hospital services,emergency room care and visits to doctors.They___________(11)do not pay for care of the teeth.And they usually do not pay for treatment of medical conditions that existed________(12)the student arrived at school.International students at the University of Michigan have two________(13).They can buy the university health plan.Or they can________(14)private insurance that is approved by the university.The school also offers a special International Student Insurance Plan.This pays for most of the services offered__________(15)the University Health Center that are not included in the health service fee._________(12) A: after B: if C: before D: since
共用题干Health Care in the USHealth care in the US is well-known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance. Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly. It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick. In 2004,the average worker paid an extra US$558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004, only 61 percent of the population received health insurance through their employers, according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included,Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it,But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying direct from the insurance company. The international students in the US work harder than the American students.A:Right B:Wrong C:Not mentioned
共用题干Health Care in the USHealth care in the US is well-known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance. Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly. It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick. In 2004,the average worker paid an extra US$558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004, only 61 percent of the population received health insurance through their employers, according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included,Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it,But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying direct from the insurance company. In the US,a person's company buys him or her health insurance.A:Right B:Wrong C:Not mentioned
共用题干Health Insurance（保险）Most Americans are responsible for their own medical costs.These can be extremely high if a person gets very_________(1)or has an accident.So people buy a health insurance plan to make sure these costs will be_________(2).Most American colleges and universities have_________(3)health centers.There may even be a teaching hospital that can treat more serious__________(4).Some medical services may be included in the cost of attending a school.But health insurance is usually needed for extra services._________(5)most full-time college students must have insurance.Students may already be protected under their family's health plan.If not,many colleges offer_________(6)own plans.The University of Michigan will be our example.Students pay a health service fee. Then there is no extra charge when they are treated for minor__________(7)problems at the University Health Center. But the school wants students to have health insurance to pay_______(8)other services.The insurance plan________(9)by the university costs about one thousand seven hundred dollars a year. Such health insurance_________(10)generally pay for hospital services,emergency room care and visits to doctors.They___________(11)do not pay for care of the teeth.And they usually do not pay for treatment of medical conditions that existed________(12)the student arrived at school.International students at the University of Michigan have two________(13).They can buy the university health plan.Or they can________(14)private insurance that is approved by the university.The school also offers a special International Student Insurance Plan.This pays for most of the services offered__________(15)the University Health Center that are not included in the health service fee._________(6)A: our B:its C:his D:their
共用题干第一篇Heat and HealthExtremely hot weather is common in many parts of the world.Although hot weather just makes most people hot,it can cause medical problems and death.Health experts say that since the year 1900,extremely hot weather has killed more people in the United States than any other natural event.One year一the unusually hot summer of 1980一heat caused about 1,700 deaths in the United States.In 1995,more than 600 people died in a similar heat wave in one city一Chicago.To measure extreme heat,government weather experts have developed the Mean Heat Index.It measures the average of how hot it is felt all day on an extremely hot day.Experts say it is the total heat of a hot day or several hot days that can affect health.Several hot days are considered a heat wave.Experts say heat waves often become deadly when the nighttime temperature does not drop much from the highest daytime temperature.The most common medical problem caused by hot weather is heat stress.It is also least severe.For most people,the only result of heat stress is muscle pain.The pain is a warning that the body is becoming too hot. Doctors say drinking water will help the pain disappear after the body again has the right amounts of water and salt.For some people, however,the result is much more serious.For example,doctors say some people face a greatly increased danger from heat stress.These people have a weak or damaged heart,high blood pressure,or other problems of the blood system.Severe heat can help cause a heart attack or stroke.Health experts say this is the most common cause of death linked to hot weather. What can people learn from the Mean Heat Index?A:The average temperature of an extremely hot day.B:The highest temperature of an extremely hot day.C:The lowest temperature of an extremely hot day.D:The nighttime temperature of an extremely hot day.
共用题干Health care in the US is well known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance.Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly.It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick.In 2004,the average worker paid an extra $558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004,only 61 percent of the population received health insurance through their employers,according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included.Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it. But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying directly from the insurance company.In the US,graduated students with no jobs can buy university health insurance.A:Right B:Wrong C:Not mentioned
共用题干第一篇U. S. States Do Poorly in Women's HealthNot a single U. S. state meets basic federal goals for women's health,and the nation as a whole fails except in two areas一mammograms（乳腺X光照片）and dental（牙齿的） check-ups一researchers said on Thursday.Millions of women lack health insurance,and states make it difficult to enroll（加入）in Medicaid,the state-federal health insurance plan for the poor,according to the report.And few states are doing anywhere near enough to help women quit smoking一the leading cause of death in the United States."The nation as a whole and the individual states fall short of meeting national goals," reads the report,put together by the National Women's Law Center and the Oregon Health&Science University."These health goals provide a road map for assessing the status of women's health."Of 27 measures examined by the group,from screening for diseases to actually treating them,the nation passes on only two,the researchers said."The nation is so far from the health goals that it receives an overall grade of'unsatisfactory',"they wrote.The problem seems to be a lack among states of an overall plan for health in general, the NWLC said." State policy makers' piecemeal（一件一件做的）approach to our health care crisis has resulted in a complex and ineffective system that fails to meet the health care needs of women,"Judy Waxman,NWLC Vice President for Health,said in a statement."Lawmakers need to take a comprehensive,long-term approach to meeting women's health needs and tackle this serious problem that troubles so many families." Which is America's number one killer?A:Stress. B:Heart disease.C:Cancer. D:Smoking.
共用题干Health Care in the USHealth care in the US is well-known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance. Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly. It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick. In 2004,the average worker paid an extra US$558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004, only 61 percent of the population received health insurance through their employers, according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included,Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it,But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying direct from the insurance company. IntheUS,graduated students with no jobs can buy university health insurance.A:R:ght B:Wrong C:Not mentioned
共用题干第一篇Heat and HealthExtremely hot weather is common in many parts of the world.Although hot weather just makes most people hot,it can cause medical problems and death.Health experts say that since the year 1900,extremely hot weather has killed more people in the United States than any other natural event.One year一the unusually hot summer of 1980一heat caused about 1,700 deaths in the United States.In 1995,more than 600 people died in a similar heat wave in one city一Chicago.To measure extreme heat,government weather experts have developed the Mean Heat Index.It measures the average of how hot it is felt all day on an extremely hot day.Experts say it is the total heat of a hot day or several hot days that can affect health.Several hot days are considered a heat wave.Experts say heat waves often become deadly when the nighttime temperature does not drop much from the highest daytime temperature.The most common medical problem caused by hot weather is heat stress.It is also least severe.For most people,the only result of heat stress is muscle pain.The pain is a warning that the body is becoming too hot. Doctors say drinking water will help the pain disappear after the body again has the right amounts of water and salt.For some people, however,the result is much more serious.For example,doctors say some people face a greatly increased danger from heat stress.These people have a weak or damaged heart,high blood pressure,or other problems of the blood system.Severe heat can help cause a heart attack or stroke.Health experts say this is the most common cause of death linked to hot weather. For people who are in extremely poor health,heat can beA:deadly. B:painful.C:helpful. D:stressful.
共用题干第一篇U. S. States Do Poorly in Women's HealthNot a single U. S. state meets basic federal goals for women's health,and the nation as a whole fails except in two areas一mammograms（乳腺X光照片）and dental（牙齿的） check-ups一researchers said on Thursday.Millions of women lack health insurance,and states make it difficult to enroll（加入）in Medicaid,the state-federal health insurance plan for the poor,according to the report.And few states are doing anywhere near enough to help women quit smoking一the leading cause of death in the United States."The nation as a whole and the individual states fall short of meeting national goals," reads the report,put together by the National Women's Law Center and the Oregon Health&Science University."These health goals provide a road map for assessing the status of women's health."Of 27 measures examined by the group,from screening for diseases to actually treating them,the nation passes on only two,the researchers said."The nation is so far from the health goals that it receives an overall grade of'unsatisfactory',"they wrote.The problem seems to be a lack among states of an overall plan for health in general, the NWLC said." State policy makers' piecemeal（一件一件做的）approach to our health care crisis has resulted in a complex and ineffective system that fails to meet the health care needs of women,"Judy Waxman,NWLC Vice President for Health,said in a statement."Lawmakers need to take a comprehensive,long-term approach to meeting women's health needs and tackle this serious problem that troubles so many families." The national goals for women's health make it easier toA:meet women's health needs.B:assess the status of women's health.C:solve women's health problems.D:deal with the health care crisis.
共用题干Health Care in the USHealth care in the US is well-known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance. Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly. It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick. In 2004,the average worker paid an extra US$558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004, only 61 percent of the population received health insurance through their employers, according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included,Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it,But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying direct from the insurance company. The health care system in the US takes care of everyone in the country.A:Right B:Wrong C:Not mentioned
共用题干Health Care in the USHealth care in the US is well-known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance. Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly. It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick. In 2004,the average worker paid an extra US$558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004, only 61 percent of the population received health insurance through their employers, according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included,Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it,But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying direct from the insurance company. In 2004,most of the unemployed in the US were women.A:Right B:Wrong C:Not mentioned
共用题干Health care in the US is well known but very expensive.Paying the doctor's bill after a major illness or accident can cost hundreds of thousands of dollars.In the US,a person's company,not the government,pays for health insurance.Employers have contracts with insurance companies,which pay for all or part of employees' doctors' bills.The amount that the insurance company will pay out to a patient differs wildly.It all depends on what insurance the employer pays.The less the boss pays to the insurance company,the more the employee has to pay the hospital each time he or she gets sick.In 2004,the average worker paid an extra $558 a year,according to a San Francisco report.The system also means many Americans fall through the cracks（遭遗漏）.In 2004,only 61 percent of the population received health insurance through their employers,according to the report. The unemployed,self-employed,part-time workers and graduated students with no jobs were not included.Most US university students have a gap between their last day of school and their first day on the job.Often,they are no longer protected by their parents' insurance because they are now considered independent adults.They also cannot buy university health insurance because they are no longer students.Another group that falls through the gap of the US system is international students.All are required to have health insurance and cannot begin their classes without it. But exact policies（保险单）differ from school to school.Most universities work with health insurance companies and sell their own standard plan for students.Often,buying the school plan is required,but luckily it's also cheaper than buying directly from the insurance company.The health care system in the US takes care of everyone in the country.A:Right B:Wrong C:Not mentioned
共用题干第一篇Heat and HealthExtremely hot weather is common in many parts of the world.Although hot weather just makes most people hot,it can cause medical problems and death.Health experts say that since the year 1900,extremely hot weather has killed more people in the United States than any other natural event.One year一the unusually hot summer of 1980一heat caused about 1,700 deaths in the United States.In 1995,more than 600 people died in a similar heat wave in one city一Chicago.To measure extreme heat,government weather experts have developed the Mean Heat Index.It measures the average of how hot it is felt all day on an extremely hot day.Experts say it is the total heat of a hot day or several hot days that can affect health.Several hot days are considered a heat wave.Experts say heat waves often become deadly when the nighttime temperature does not drop much from the highest daytime temperature.The most common medical problem caused by hot weather is heat stress.It is also least severe.For most people,the only result of heat stress is muscle pain.The pain is a warning that the body is becoming too hot. Doctors say drinking water will help the pain disappear after the body again has the right amounts of water and salt.For some people, however,the result is much more serious.For example,doctors say some people face a greatly increased danger from heat stress.These people have a weak or damaged heart,high blood pressure,or other problems of the blood system.Severe heat can help cause a heart attack or stroke.Health experts say this is the most common cause of death linked to hot weather. How many people died from heat in Chicago in 1995?A: About 1700. B: Nearly 1900.C: Around 1100. D: Over 600.
Text 2 As lawmakers fight over what conditions insurance companies should be required to cover,other areas of health-care reform remain painfully neglected.One major example:How much should insurance companies pay for what they cover?Consumers rarely care about health-care prices beyond what they personally pay for deductibles,co-payments and prescription drugs.But insurance payments are crucial to understanding why health-care prices have gotten so out of control in the United States.A new study published in JAMA Internal Medicine makes this abundantly clear:Hospital emergency departments across the country are prone to excessively overcharge patients with private insurance,the study found,demanding that patients pay-on average-more than four times what Medicare pays for typical emergency procedures.This is not the heritage of sound medicine.This is the outcome of an extremely complicated and disjointed health-care system-and it's not necessarily the result of greedy hospitals trying to milk large profits out of vulnerable populations.Instead,it's the result of messy provider networks-rife with discounts and confusing contracts,designed by insurance companies and providers to attract customers.There are policy solutions to correct this system.Maryland,for example,has long operated under an"all-payer system"in which everyone pays the same rate for the same treatment-set by an independent state agency.Under this system,Medicare pays higher rates for care than in other states,but in the long run,it saves money-to the tune of$319 million-because the payment system incentivizes hospitals to reduce the number of people they admit.In other words,it encourages payment for quality of care,not quantity.Health-care providers have an incentive to work more closely with nursing facilities to deliver preventive care.Physicians also work more closely with patients to reduce preventable complications and hospital readmissions,which have dropped in Maryland faster than the national average in recent years.This innovative approach to solving price disparities in health-care costs is refreshing,although what works in Maryland might not work everywhere else.But other states have also passed laws to reduce price variation in health care,particularly for uninsured and low-income patients who would be most harmed by surprise medical bills.Unfortunately,reform efforts led by Republicans in Congress will likely worry the health-care industry enough to threaten state-led initiatives.Uncertainty-especially in terms of what our insurance markets will look like a year from now-makes it difficult,if not impossible,for states to experiment with different policies.That's a shame,because that's where the exciting and innovative reforms are happening.Which of the following would be the best title for the text?A.Uncertainty in the Health-Care IndustryB."All-Payer System"in MarylandC.The Health-Care Reform IgnoredD.Medicare vs.Private Insurance
Text 2 As lawmakers fight over what conditions insurance companies should be required to cover,other areas of health-care reform remain painfully neglected.One major example:How much should insurance companies pay for what they cover?Consumers rarely care about health-care prices beyond what they personally pay for deductibles,co-payments and prescription drugs.But insurance payments are crucial to understanding why health-care prices have gotten so out of control in the United States.A new study published in JAMA Internal Medicine makes this abundantly clear:Hospital emergency departments across the country are prone to excessively overcharge patients with private insurance,the study found,demanding that patients pay-on average-more than four times what Medicare pays for typical emergency procedures.This is not the heritage of sound medicine.This is the outcome of an extremely complicated and disjointed health-care system-and it's not necessarily the result of greedy hospitals trying to milk large profits out of vulnerable populations.Instead,it's the result of messy provider networks-rife with discounts and confusing contracts,designed by insurance companies and providers to attract customers.There are policy solutions to correct this system.Maryland,for example,has long operated under an"all-payer system"in which everyone pays the same rate for the same treatment-set by an independent state agency.Under this system,Medicare pays higher rates for care than in other states,but in the long run,it saves money-to the tune of$319 million-because the payment system incentivizes hospitals to reduce the number of people they admit.In other words,it encourages payment for quality of care,not quantity.Health-care providers have an incentive to work more closely with nursing facilities to deliver preventive care.Physicians also work more closely with patients to reduce preventable complications and hospital readmissions,which have dropped in Maryland faster than the national average in recent years.This innovative approach to solving price disparities in health-care costs is refreshing,although what works in Maryland might not work everywhere else.But other states have also passed laws to reduce price variation in health care,particularly for uninsured and low-income patients who would be most harmed by surprise medical bills.Unfortunately,reform efforts led by Republicans in Congress will likely worry the health-care industry enough to threaten state-led initiatives.Uncertainty-especially in terms of what our insurance markets will look like a year from now-makes it difficult,if not impossible,for states to experiment with different policies.That's a shame,because that's where the exciting and innovative reforms are happening.The wide variation in health-care prices is mainly caused by_____A.the vulnerable populationsB.the greedy hospitalsC.differences in treatment preferencesD.the disorganized provider networks
Text 2 As lawmakers fight over what conditions insurance companies should be required to cover,other areas of health-care reform remain painfully neglected.One major example:How much should insurance companies pay for what they cover?Consumers rarely care about health-care prices beyond what they personally pay for deductibles,co-payments and prescription drugs.But insurance payments are crucial to understanding why health-care prices have gotten so out of control in the United States.A new study published in JAMA Internal Medicine makes this abundantly clear:Hospital emergency departments across the country are prone to excessively overcharge patients with private insurance,the study found,demanding that patients pay-on average-more than four times what Medicare pays for typical emergency procedures.This is not the heritage of sound medicine.This is the outcome of an extremely complicated and disjointed health-care system-and it's not necessarily the result of greedy hospitals trying to milk large profits out of vulnerable populations.Instead,it's the result of messy provider networks-rife with discounts and confusing contracts,designed by insurance companies and providers to attract customers.There are policy solutions to correct this system.Maryland,for example,has long operated under an"all-payer system"in which everyone pays the same rate for the same treatment-set by an independent state agency.Under this system,Medicare pays higher rates for care than in other states,but in the long run,it saves money-to the tune of$319 million-because the payment system incentivizes hospitals to reduce the number of people they admit.In other words,it encourages payment for quality of care,not quantity.Health-care providers have an incentive to work more closely with nursing facilities to deliver preventive care.Physicians also work more closely with patients to reduce preventable complications and hospital readmissions,which have dropped in Maryland faster than the national average in recent years.This innovative approach to solving price disparities in health-care costs is refreshing,although what works in Maryland might not work everywhere else.But other states have also passed laws to reduce price variation in health care,particularly for uninsured and low-income patients who would be most harmed by surprise medical bills.Unfortunately,reform efforts led by Republicans in Congress will likely worry the health-care industry enough to threaten state-led initiatives.Uncertainty-especially in terms of what our insurance markets will look like a year from now-makes it difficult,if not impossible,for states to experiment with different policies.That's a shame,because that's where the exciting and innovative reforms are happening.We can learn that"all-payer system"in Maryland_____A.can be applied across the countryB.is harmful to Medicare patientsC.benefits uninsured and low-income patientsD.shifts doctors'attention from treatment to prevention
Text 2 As lawmakers fight over what conditions insurance companies should be required to cover,other areas of health-care reform remain painfully neglected.One major example:How much should insurance companies pay for what they cover?Consumers rarely care about health-care prices beyond what they personally pay for deductibles,co-payments and prescription drugs.But insurance payments are crucial to understanding why health-care prices have gotten so out of control in the United States.A new study published in JAMA Internal Medicine makes this abundantly clear:Hospital emergency departments across the country are prone to excessively overcharge patients with private insurance,the study found,demanding that patients pay-on average-more than four times what Medicare pays for typical emergency procedures.This is not the heritage of sound medicine.This is the outcome of an extremely complicated and disjointed health-care system-and it's not necessarily the result of greedy hospitals trying to milk large profits out of vulnerable populations.Instead,it's the result of messy provider networks-rife with discounts and confusing contracts,designed by insurance companies and providers to attract customers.There are policy solutions to correct this system.Maryland,for example,has long operated under an"all-payer system"in which everyone pays the same rate for the same treatment-set by an independent state agency.Under this system,Medicare pays higher rates for care than in other states,but in the long run,it saves money-to the tune of$319 million-because the payment system incentivizes hospitals to reduce the number of people they admit.In other words,it encourages payment for quality of care,not quantity.Health-care providers have an incentive to work more closely with nursing facilities to deliver preventive care.Physicians also work more closely with patients to reduce preventable complications and hospital readmissions,which have dropped in Maryland faster than the national average in recent years.This innovative approach to solving price disparities in health-care costs is refreshing,although what works in Maryland might not work everywhere else.But other states have also passed laws to reduce price variation in health care,particularly for uninsured and low-income patients who would be most harmed by surprise medical bills.Unfortunately,reform efforts led by Republicans in Congress will likely worry the health-care industry enough to threaten state-led initiatives.Uncertainty-especially in terms of what our insurance markets will look like a year from now-makes it difficult,if not impossible,for states to experiment with different policies.That's a shame,because that's where the exciting and innovative reforms are happening.The author's attitude toward reform efforts led by Republicans in Congress is one of_____A.pityB.disapprovalC.understandingD.expectation
The foundations of（）was laid in the late 1940s,providing free medical care for everyone and financial help for the old,the sick and the unemployed.Athe welfare stateBthe National Health ServiceCthe compulsory educationDthe Women.s Liberation Movement
The foundations of（）was laid in the late 1940s,providing free medical care for everyone and financial help for the old,the sick and the unemployed.A、the welfare stateB、the National Health ServiceC、the compulsory educationD、the Women.s Liberation Movement
单选题The superiority of the Canadian health care system is seen in ______.Aits low medical cost and better public health.Bthe immediate compensations form insurance companies.Cits prompt application of advanced technological innovations.Dthe low charges made by medical personnel.
问答题Practice 5 Read the following text(s) and write an essay to 1) summarize the main points of the text(s), 2) make clear your own viewpoint, and 3) justify your stand. In your essay, make full use of the information provided in the text(s). If you use more than three consecutive words from the text(s), use quotation marks (“ ”). You should write 160—200 words on the ANSWER SHEET. Smoking influences citizen’s health and also pollutes our living environment. Recently, Chen Zhu, minister of Health, said that the government should gradually include anti-addiction counseling and drugs in basic medical insurance coverage. Should anti-addiction be covered in medical insurance? The following are the supporters’ and opponents’ opinions. Supporters: Smoking is now the biggest threat to human health. Through medical insurance to pay for their anti-addition drugs, smokers are more likely to have a try to quit smoking. It is hardly possible for smokers to quit smoking by their own efforts. If anti-addiction counseling and drugs are included in basic medical insurance coverage, smokers are more than willing to seek professional doctor for help and thus increase the chance of success. Helping smokers keep away from addiction not only benefits the smokers themselves, but also those around them, which is of great potential public health significance. In addition, the cost of using medical insurance to pay for anti-addiction is much lower than that to treat chronic diseases in the future. Opponents: Looking at the number of people who are smokers versus the great majority who aren't, it's much fairer to put the costs on the backs of those who cause them rather than on the backs of the great majority who don't smoke. Anti-addiction drugs are used to prevent diseases, which is supposed to be paid from the public health or disease control, but not from medical insurance fund. If anti-addition is covered in medical insurance, with 270 million smokers in China, how can the insurance bear it? In terms of 3000 RMB per person, we need 810 billion for medical insurance fund, while in 2010, the total income of urban basic medical insurance fund is only 430.9 billion.
单选题Which of the following is NOT true about many people who experience mental health problems?AThey can get over them or learn to live with them.BThey don’t receive the right kind of help.CThey are kept away from their families and friends.DThey receive unfair treatment from the professionals who should care for them.
单选题Which of the following would be the best title for this passage?ATypes of Doctors in the United StatesBHealth Care in the United States and BritainCTreatment of Sick Children in the United StatesDMedical Insurance in the United States and Britain
单选题The foundations of（）was laid in the late 1940s,providing free medical care for everyone and financial help for the old,the sick and the unemployed.Athe welfare stateBthe National Health ServiceCthe compulsory educationDthe Women.s Liberation Movement