Money market securities are ______.A.essentially issued by governments, financial institutions, and large corporationsB.very liquid and earns high returnC.denominated in small sums so that individual investors can deal in themD.purchased by individual investors directly
Money market securities are ______.
A.essentially issued by governments, financial institutions, and large corporations
B.very liquid and earns high return
C.denominated in small sums so that individual investors can deal in them
D.purchased by individual investors directly
相关考题:
The country has ______people and ______money ______spent on tobacco every year.A. a large quantity of, a number of, areB. plenty of, a great deal, areC. a great deal of, plenty of, isD. a large number of, a large amount of, is
短文理解听力原文: Dealers in government and private securities need short-term financing to purchase new securities and carry their existing portfolios of securities until those securities are sold to customers or reach maturity. Such loans are readily granted by many of the largest banks because of their high quality--often backed by pledging the dealer's holdings of government securities as collateral. Moreover, many loans to securities dealers are so short-overnight out to a few days that the bank can quickly recover its funds or make a new loan at a higher interest rate if the credit markets have tightened up.21. Who need short-term financing according to the passage?22.Why such loans are so high quality?23.How long will the dealers keep such loans?(21)A.Dealers in foreign exchange.B.Dealers in government bonds.C.Dealers in IPO.D.Dealers in government private securities.
The marketplace where short-term debt securities are traded is referred to as ______.A.a mortgage marketB.a stock marketC.a bond marketD.a money market
Investors in deep and liquid markets face immense risk that they will not be able to sell their securities when they want to.A.RightB.WrongC.Doesn't say
Why do the depository institutions have the fractional reserve banking?A.Because they can keep a large amount of deposits from their depositors in the form. of reserves.B.Because most of their depositors would withdraw their deposits.C.Because only a small fraction of their depositors would deposit money during a day or week.D.Because they can meet the need of withdrawing of their depositors and make investments in other financial assets.
听力原文:Seeking to maximize profits by assuming inappropriately large financial risk can cause investors to lose sleep.(2)A.Assuming inappropriately large financial risk can cause investors to lose sleep.B.Financial risk will not cause investors to lose sleep.C.Seeking to maximize profits appropriately can cause investors to lose sleep.D.No matter how much they earn, the investors will lose sleep.
The reasons for the popularity of Treasury bills are the following except that ______.A.they are the only money market instruments affordable to individual investorsB.they are highly liquidC.they are risk-freeD.they give higher return than other money market instruments
The money market is a dealer market where, over the telephone or through electronic systems, ______.A.a broker receives commission to act as an agentB.the investors are trading on a central trading floorC.firms buy and sell securities in their own accounts, at their own riskD.individual investors can trade on the exchange
You can buy almost everything()you have access to the Internet and enough money.A. as long asB. as big asC. so large as
A financial future is a contract to buy or sell certain forms of money at a specified date ______.A.with spot rateB.with forward rateC.at the market priceD.at the price fixed at the time of the deal
PartA 2. The National Association of Securities Dealers is investigating whether some brokeragehouses are inappropriately pushing individuals to borrow large sums on their housesto invest in the stock market. Can we persuade the association to investigate would-be privatizers of Social Security? For it is now apparent that the Bush administration’s privatization proposal will amount to the same thing: borrow trillions, put themoney in the stock market and hope.Privatization would begin by diverting payroll taxes, which pay for current SocialSecurity benefits, into personal investment accounts. The government wouldhave to borrow to make up the shortfall. This would sharply increase the government’s debt. “Never mind”, privatization advocates say, “in the long run, people wouldmake so much on personal accounts that the government could save money by cutting retirees’benefits.Even so, if personal investment accounts were invested in Treasury bonds,this whole process would accomplish precisely nothing. The interest workers would receive on,their accounts would exactly match the interest the government wouldhave to pay on its additional debt. To compensate for the initial borrowing,the government would have to cut future benefits so much that workers would gain nothing at all.However, privatizersclaim that these investments would make a lot ofmoney and that, in effect, the government, not the workers, would reap most of those gains,because as personal accounts grew, the government could cut benefits.We can argue at length about whether the high stock returns such schemes assume are realistic(they arent), but lets cut to the chase: in essence, such schemesinvolve having the government borrow heavily and put the money in the stock market. That’s because the government would, in effect, confiscate workers’gains in their personal accounts by cutting those workers’ benefits.Once you realize whatprivatization really means, it doesn’t sound too responsible, does it? But the details make it considerably worse. First,financial markets would, correctly, treat the reality of huge deficits today as a much moreimportant indicator of the governments fiscal health than the mere promise that government could save money bycutting benefits in the distant future. After all, a government bond is a legally bindingpromise to pay, while a benefits formula that supposedly cuts costs 40 years from now is nothingmore than a suggestion to future Congresses.If a privatization plan passed in 2005 called for steep benefit cuts in 2045,what are the odds that those cuts would really happen? Second,a system of personal accounts would pay huge brokerage fees. Of course, from Wall Street’s point of view that’s a benefit, not a cost.第26题:According to the author, “privatizers”are those_____.[A] borrowing from banks to invest in the stock market [B] who invest in Treasury bonds[C] advocating the government to borrow money from citizens [D] who earn large sums of money in personalaccounts
In the first paragraph, individual borrowing is cited because_____.[A] it shares similarities with the government’s Social Security policies[B] there is no guarantee that it will be profitable in the stock market[C] it is not proper for the brokerage houses to persuade people to borrow money[D] it is an indication of the Bush administration’s serious concern over the stock market
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. According to the passage, insurance company will protect individuals from the losses EXCEPTA.propertyB.firesC.accidentsD.getting old
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. Which of the following statements is NOT TRUE?A.The first rule of the game in insurance business was devised hundreds of years ago.B.There are many agents who sell insurance policies and collect premiums on behalf of underwriters.C.An individual who pays premium for a policy is insured by an insurance company.D.An individual pays premium directly to an insurance company.
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. Which of the following statements is true?A.Premium is a small amount of money you pay for your losses.B.If an individual didn't have a loss, premium was not wasted, because he didn't need to worry about unpredictable events.C.An insurance agent holds premiums paid by the thousands.D.The premium will be refund if an individual does not have a lose.
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. The money the insurance used to pay for an individual′ s loss comes from ___________.A.the premium paid by the person previouslyB.the insurance company's investmentC.the premiums paid by other personsD.all of the above
Insurance (保险) may be considered a game of risk in which individuals and businesses protect themselves, their families, and their property from possible losses resulting from unpredictable events such as storms, fires, accidents and illnesses. The first rule of the game, devised centuries age, is "share the risk". To play by this rule, many people take a small loss in place of one person′ s taking a large one. It is a simple idea: an individual pays a small amount of money called a premium (保险费) to an agent who acts on behalf of an insurance company, or underwriter, which holds the individual′s premium and the premiums paid by thousands of others. The individual receives an insurance policy, a promise that if there is a loss to the individual as defined in the policy the insurance company will pay for it. The funds will come from the individual′s premium, the premium paid by others who did not have losses, and money from the company′ s investment of all the premiums. An individual who does not have a loss loses the premium money but purchases what insurance underwriters call "peace of mind". It is a gamble for the customer and the underwriter, but it is built on the first rule of risk that losses are small when shared by many. The word "policy" in the 2nd paragraph most probably means ___________.A.a risk between individual and insurance companyB.a shared lossC.an agreement between an individual and an underwriter.D.a rule made by the individual
根据以下内容,回答233-236题。The Hidden Price TagFor many small or recently established businesses, finding sources of capital can be difficult.Companies are often in need of funds before they can build a stable customer base, so they are forced to turn to investors. Many such businesses soon discover, however, that this borrowed money can come at a high price. If entrepreneurs are not careful about which investors they do business with, their companies can suffer the consequences.The most common problem, according to financial experts, are investment deals that allow the investor to take control of key operations away from the company's management. Struggling firms and new businesses facing mounting start-up costs can be easily tempted to take the offer that provides them with the most money, regardless of the deal's conditions.Unfortunately, the biggest investment usually comes with the most strings attached. For example, some deals give the venture capital finn seats on the board of the company it invests in.From this position, the investor has the ability to control all aspects of a company's operations,including decisions concerning mergers or sales. This situation may remain tolerable as long as the investor and the management share the same goals. Yet, the investor will inevitably choose to protect its own interests over those of the company, creating a conflict that the company is then helpless to prevent.The best advice analysts have for businesses seeking investment capital is to thoroughly analyze any deal before agreeing to it. Sometimes, the control that must be given up is worth much more than the money being offered.Who would be most interested in this article?A.An analyst working for an investment finnB.A member on the board of a successful companyC.A representative of a large venture capital groupD.An entrepreneur in need of funds for a new business
Financial institutions deal with financial assets,assets that promise future payments from financial contracts, such as securities and loans.These institutions also deliver services, relying on their reputations to attract customers for relationships ofte
A management domain typically contains a large amount of management information. Each individual item of(71) information is an instance of a managed object type. The definition of a related set of managed (72)types is contained in a Management Information Base (MIB)module. Many such MIB modules are defined. For each managed object type it describes, a MIB (73) defines not only the semantics and syntax of that managed object type, but also the method of identifying an individual instance so that multiple () of the same managed object type can be distinguished. Typically, there are many instances of each managed object (75) within a management domainA.packetsB.searchesC.statesD.instances
Apple remains so high in market value for so long but so small in profit that______company in history can match with it.A.no anotherB.no otherC.any othersD.no others
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问答题Practice 6 Most people would be impressed by the high quality of medicine available to most Americans. There is a lot of specialization, a great deal of attention to the individual, a vast amount of advanced technical equipment, and intense effort not to make mistakes because of the financial risk which doctors and hospitals must face in the courts if they handle things badly. But the Americans are in a mess. The problem is the way in which health care is organized and financed. Contrary to public belief, it is not just a free competition system. The private system has been joined a large public system, because private care was simply not looking after the less fortunate and the elderly.