听力原文：M: Most banks tend to decline loan proposals which are highly speculative.W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.Q: What will the banks usually do to the highly speculative loan proposals?(15)A．The banks will disapprove them.B．The banks will approve them.C．The Bank will benefit from the loans.D．The bank will make profit from lending.
听力原文：M: Most banks tend to decline loan proposals which are highly speculative.
W: I think because the banks expect the loan to generate sufficient profit and positive cash-flow for themselves and for the clients.
Q: What will the banks usually do to the highly speculative loan proposals?
(15)
A．The banks will disapprove them.
B．The banks will approve them.
C．The Bank will benefit from the loans.
D．The bank will make profit from lending.
相关考题：
听力原文：M: What are the benefits for commercial banks as a member of the Federal Reserve System?W: There are three major benefits : ease of check clearance, electronic fund transfer and ability to borrow from the Fed.Q: Which of the following is not mentioned by the woman?(14)A．Interbank lending.B．Cheek clearance.C．Electronic fund transfer.D．Borrowing ability.
听力原文：Reputation risk is particularly damaging for banks since the nature of their business requires maintaining the confidence of depositors, creditors and the general marketplace.(5)A．Depositors are usually full of confidence, but not the creditors.B．Banks should maintain the confidence of depositors and creditors.C．The nature of banks' business particularly damages their reputation.D．Maintaining the confidence of depositors, creditors and the general marketplace particularly damages banks' reputation.
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听力原文：The foreign banks should have set up a representative office in China two years before they can apply for a branch.(2)A．The foreign banks should have set up a representative office.B．The foreign banks can't apply for a branch.C．The foreign banks can't expand business in China.D．The foreign banks are forbidden to set up a representative office.
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听力原文：In dealing with collections, banks will do nothing but follow the collection order.(9)A．In dealing with collections, banks will do nothing to follow the collection order.B．Banks will do something in dealing with the collection order.C．Banks should strictly follow the instructions in the collection order.D．In dealing with collections, the bank is usually useless.
听力原文：M: What is a cheque card?W: It was originally issued in UK. British banks started to issue cheque cards in 1965, and as from 1969 all the main commercial banks in Britain agreed to issue a standardized form. of cheque card.Q: What happened to British banks in 1969?(17)A．All the main commercial banks in Britain agreed to issue a standardized form. of cheque card.B．British banks started to issue credit cards.C．Customers of British banks may cash their cheques in European countries.D．Commercial banks in the United States began to issue cheque card.
听力原文：Under the documentary credit, banks are in no way concerned with the sales contract on which the credit may be based.(3)A．Banks will deal with the documentary credit along with the sales contract.B．Banks take no care of the sales contract while dealing with the documentary credit.C．Documentary credit and the sales contract are both important to banks.D．Banks will care for either the documentary credit or the sales contract.
听力原文：M: The rate on a personal loan is fixed according to the base rate at the time when the loan is made.W: But it is always higher than the base rate, isn't it?Q: What is determined when a personal loan is made?(14)A．Rate on the personal loan.B．Base rate of the bank.C．The amount of payment.D．Personal loan's time period.
What best explains why the banking industry is ready to take advantage of an integrated network infrastructure？（）A、 Many banks are still connecting via dial-up.B、 Many banks need to consolidate departments and resources.C、 Many banks find themselves with an obsolete branch infrastructure.D、 Many banks need back-office process streamlining.
You are Cisco Channel Partner Account Manager. You need to explain why the banking industryis ready to take advantage of an integrated network infrastructure. What is your explanation？（）A、 Because Banks are still connecting via dial-up.B、 Because Banks need to save cost.C、 Because Banks find themselves with an obsolete branch infrastructure.D、 Many banks need back-office process streamlining.
单选题You are Cisco Channel Partner Account Manager. You need to explain why the banking industryis ready to take advantage of an integrated network infrastructure. What is your explanation？（）A Because Banks are still connecting via dial-up.B Because Banks need to save cost.C Because Banks find themselves with an obsolete branch infrastructure.D Many banks need back-office process streamlining.
问答题◆Topic 2: Does blacklisting student loan defaulters help repayments to banks? News report: Between 2005 and 2007, the China Development Bank offered 1.66 billion yuan worth of loans to 243,000 students from poor families in central China’s Henan Province. Last May, the Bank and the Henan Provincial Education Department jointly issued an ultimatum requiring 223 college graduates to pay off the interest on their student loan within 30 days. Nevertheless, the students failed to repay the debts as required. Now the colleges and banks cannot contact these students after their graduation as they have not notified banks of their changes of address. It is in this situation that the China Development Bank and the Education Department decided to publish the personal information of these students in accordance with relevant regulations concerning student loans. Questions for reference: 1. Should the personal information of these students be published or not? Give your reasons. 2. How should the student loan system be improved and perfected? 3. What are the possible consequences that might follow if the personal information of such students are published?
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单选题Which of the following does the author think is essential to a healthy economy?AForeign banks entering local markets.BDomestic banks channeling more fund on the international market.CLocal banks lending more to businesses.DBanks avoiding risky investments.