问答题练习15 (1) Whatever its underlying reason, there is no doubt that much of the pollution caused could be controlled if only companies, individuals and governments would make more efforts. In the home there is an obvious need to control litter and waste. Food comes wrapped up three or four times in packages that all have to be disposed of; drinks are increasingly sold in bottles or tins which cannot be reused. (2) This not only causes a litter problem, but also is a great process by persuading many of us not only to buy things we neither want nor need, but also to throw away much of what we do buy. Pollution and waste combine to a problem everyone can help to solve by cutting out necessary buying, excess consumption and careless disposal of the products we use in our daily lives.
问答题
练习15 (1) Whatever its underlying reason, there is no doubt that much of the pollution caused could be controlled if only companies, individuals and governments would make more efforts. In the home there is an obvious need to control litter and waste. Food comes wrapped up three or four times in packages that all have to be disposed of; drinks are increasingly sold in bottles or tins which cannot be reused. (2) This not only causes a litter problem, but also is a great process by persuading many of us not only to buy things we neither want nor need, but also to throw away much of what we do buy. Pollution and waste combine to a problem everyone can help to solve by cutting out necessary buying, excess consumption and careless disposal of the products we use in our daily lives.
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Which of the following is NOT mentioned(提到)in this passage?A. The problems that light pollution has caused.B. The reason why humans use too much light.C. The ways that light pollution can be reduced.D. The reason why fewer stars can be seen than before.
Passage ThreeThe whole industrial process which makes many of the goods and machines we needand use in our daily lives, is bound to create a number of waste products whichupset the environmental balance or the ecological(生态的)balance as it is known. Many of these waste products can be prevented or disposed(处理) of sensibly, but clearly while more and more new goods are produced and made complex, there willbe new, dangerous wastes to be disposed of, for example, the waste products from nuclear powerstations. Many people therefore see pollution as only part of a larger and more complex problem, that is,the whole process of industrial production and consumption of goods. Others see the problem mainly inconnection with agriculture, where new methods are helping farmers grow more and more on theirland to feed our everincreasing population. However, the land itself is graduallybecoming worn out as it is being used, in some cases, too heavily, and artificialfertilizers(人造肥料) cannot bring back the balance.Whatever is underlying(潜在的)reasons, there is no doubt that much of the pollution caused could be controlled if only companies,individuals and governments would make more efforts. In the home there is an obvious need to control litter(杂乱的废物)and waste. Food is wrapped up three or four times in packages that all have to be disposed of; drinks areincreasingly sold in bottles or tins which cannot be reused. This not only causes a litter problem, but also isa great waste of resources, in terms of glass, metals and paper. Advertising has helped this process bypersuading many of us to buy things we don't want to buy. Pollution and waste continue to be a problemeveryone can help to solve by cutting out unnecessary buying, excess consumption and careless disposal ofthe products we use in our daily lives.44. The main cause of pollution is______.A. the production of new industrial goodsB. increased amounts of unnatural substanceC. our ever-increasing populationD. the release of artificial substances into the environment
In the writer's view, the more new goods there are,______.A. the less pollution we haveB. the harder pollution can be done away withC. the more pollution there will beD. the more easily pollution can be controlled
People can help solve the problem of pollution by______.A. urging their governments to control litter and wasteB. cutting down the use of oil and other oil productsC. reducing unnecessary buying, over-consumption and careless disposal of wastesD. making anti-pollution advertisements
A high degree of official supervision and regulation on bank organizations are important because ______.A．The governments of many countries want to control banksB．There are too many troubles in banking sectorC．It is crucial to stabilize the financial sector and the whole economyD．The banks make much more deposit insurance fund
People all over the world today are beginning to hear and learn more and more about the problem of pollution.Pollution is caused either by man s release of completely new and often artificial substances into the environment, or by releasing greatly increased amounts of a natural substance, such as oil tankers into the seaWhatever it' s underlying reasons, there is no doubt that much of the pollution caused could be controlled if only companies, individuals and governments would make more efforts In the home there is an obvious need to control litter and waste Food comes wrapped up three or four times in packages that all have to be disposed of: drinks are increa singly sold in bottles or tins which cannot be reused.This not only causes a litter problem, but also is a great waste of resources, in term of glass metals and paper.Advertising has helped this process by persuading many of us not only to buy things we neither want nor need, but also to throw away much of what we do buy Pollution and waste combine to be a problem everyone can help to solve by cutting out unnecessary buying, excess consumption and careless disposal of the products we use in our daily lives.21.The main cause of pollution isA the release of artificial or natural substances into the envIronmentB.the production of new industrial goodsC.increased amounts of a natural substance22.Much of the pol lut ion could be controlled if onlyA.people would pay more attention to the problemB.governments would take effective measuresC.all sides concerned would make more efforts23.Food packages, bottles and tins for drinks can causeA.air and water pollutionB.both a litter problem and a waster of resourcesC.to pay for the service24.Which of the following cannot help solving the problem of pollution?()A.Cutting out unnecessary buyingB.Eating.C.Reduce excess us25.What does the underlined word "litter" mean in Para.2?()A.not manyB.serious problemC.bits of waste things
25． Ball playing ________'A． could be the best way to siudy wellB． could be more interestingC． would teach the young men how to play gamesD． would make the young people healthier
I would be much ______ if you could arrange for a radio technician to come on board as soon as possible for its repairs．A.advisedB.advancedC.arrangedD.obliged
共用题干Brain Drain1.Brain drain is a phenomenon under which"people of a nation move to another nation due to financial benefits and also due to economical reasons,but there are many more reasons behind it". If we think deeply to the topic,we would find that this phenomenon has more disadvantages than advantages.2.This phenomenon has many advantages for receiving countries which will automatically benefit from the skills and talents of immigrated people who were educated and qualified in their home countnes.3.However,developing countries are deeply affected by this phenomenon since they are deprived from millions of their skilled workers, doctors,hardworking Engineers,and billions of man power. Those elites represent the backbone of their economies and once they travel abroad,their economies will not flourish and promote.In fact,there are many reasons behind brain drain.Firstly,the Government is the first responsible for brain drain. The salaries paid by local companies are much less than multinational foreign companies,which pushes millions of intelligent,hardworking Engineers to leave their native countries to look for a better life and opportunities.Secondly,the status and facilities provided by foreign companies are much higher in quality and quantity.Also,some people find it a matter of pride and dignity to work as an employee in foreign countries.4.But we have to mention that brain drain does not only affect developing countries but also has some advantages for them.People living abroad help foreigners to know about their cultures and traditions.Also,they give information about various natural beauties and tourist spots in their home countries,which encourages tourists to visit them. This in turn increases tourist income.Brain drain also helps in increasing their foreign exchanges.5.But at last you would find that brain drain has more disadvantages than advantages on developing or poor countries.So,to stop brain drain,local governments should make people aware of its harmful effects.Also Government should provide opportunities to their elites and should provide them with handsome salary so that they can serve their own mother nation.The status and facilities provided by foreign companies are much higher______.A:its harmful effectsB:immigrated peopleC:the local governmentD:their cultures and traditionsE:the hardworking engineers F: in quality and quantity
共用题干Brain Drain1.Brain drain is a phenomenon under which"people of a nation move to another nation due to financial benefits and also due to economical reasons,but there are many more reasons behind it". If we think deeply to the topic,we would find that this phenomenon has more disadvantages than advantages.2.This phenomenon has many advantages for receiving countries which will automatically benefit from the skills and talents of immigrated people who were educated and qualified in their home countnes.3.However,developing countries are deeply affected by this phenomenon since they are deprived from millions of their skilled workers, doctors,hardworking Engineers,and billions of man power. Those elites represent the backbone of their economies and once they travel abroad,their economies will not flourish and promote.In fact,there are many reasons behind brain drain.Firstly,the Government is the first responsible for brain drain. The salaries paid by local companies are much less than multinational foreign companies,which pushes millions of intelligent,hardworking Engineers to leave their native countries to look for a better life and opportunities.Secondly,the status and facilities provided by foreign companies are much higher in quality and quantity.Also,some people find it a matter of pride and dignity to work as an employee in foreign countries.4.But we have to mention that brain drain does not only affect developing countries but also has some advantages for them.People living abroad help foreigners to know about their cultures and traditions.Also,they give information about various natural beauties and tourist spots in their home countries,which encourages tourists to visit them. This in turn increases tourist income.Brain drain also helps in increasing their foreign exchanges.5.But at last you would find that brain drain has more disadvantages than advantages on developing or poor countries.So,to stop brain drain,local governments should make people aware of its harmful effects.Also Government should provide opportunities to their elites and should provide them with handsome salary so that they can serve their own mother nation.To stop brain drain,local governments should make people aware of______.A:its harmful effectsB:immigrated peopleC:the local governmentD:their cultures and traditionsE:the hardworking engineers F: in quality and quantity
Who should qualify for minimum wage protections, sick leave or any of the other benefits typically given employees?alformia's state Legislature is reopening that high-stakes,decades-long debate, as it prepares to vote on a proposal that would give hundreds of thousands of contract workers, such as drivers of ride haling companies, new benefits by legally relassfyig them as employees. If it passes, the state's narrower definition of "contractor" would trigger a host of other changes for companies that would then have to pay for Social Security, workers' compensation and unemployment insurance. Large employers would also have to pay for health insurance. This would be a significant development in workplace law and could eventually have implications for workers and companies across the country.The proposed change is of keen interest to a rapidly growing population of contractors likeLeonardo Diaz. For most of the past 4 years, he has made a decent living working 40 to 50 hours a week driving for the ride-hailing companies. "I love interacting with people," says the father of four, who lives in Los Angeles. But more recently, Diaz has soured on his job. He says that both ride- haling companies cut his share of payments, reducing his take home pay to only $9 an hour,after taking the cost of gas, insurance and car repairs into account. But he says the bigger problem is that he is tired of working as a contractor and misses employee health and paid leave benefits he used to recive when he worked as a valet. "We don't get any holiday pay, "Diaz says."If we get sick, you know, nobody's going to pay for our doctors," Contractors like Diaz make up a fast-growing part of the workforce. And any company in California using them could be affected.The impact of the new law would reverberate beyond the state."Everyone is looking to California right now and they're all following it with bated breath because they recognize that likely whatever happens in California is going to sweep across the country," says Monique Ngo-Bonnici, an attorney in California. The proposal expands on a landmark California Supreme Court ruling last year that extended wage protections to more workers and narrowed the definition of "independent contractor." The. legislative proposal expands on that ruling and would give workers benefits like paid sick leave and protections under anti-discrimination laws. Ngo-Bonnici argues that the, California proposal would put big constraints on workers and companies alike. Speically, it would mean more workers will be put on shifts, which in certain municipalities must be scheduled weeks in advance . - - -giving workers far less flexibiliy, she says.One ride-hailing company confirms it would have to revamp its operations in the state drivers are redassified as employees." We would need far fewer drivers than we currently have."says Adrian Durbin, a company spokesman. And those that remained would have a much more rigid work schedule. Durbin says those Big companies pushed California lawmakers for a middle ground that would grant independent contractors a narrower set of benefits, like minimum wage guarantees, without making them ullledged employees. Which of the following is NOT included in the legislative proposal?A. Companies to pay for workers' compensation.B. Companies to pay for workens' insurance.C. Companies to raise the minimum wage.D. Companies to provide holiday pay.
Who should qualify for minimum wage protections, sick leave or any of the other benefits typically given employees?alformia's state Legislature is reopening that high-stakes,decades-long debate, as it prepares to vote on a proposal that would give hundreds of thousands of contract workers, such as drivers of ride haling companies, new benefits by legally relassfyig them as employees. If it passes, the state's narrower definition of "contractor" would trigger a host of other changes for companies that would then have to pay for Social Security, workers' compensation and unemployment insurance. Large employers would also have to pay for health insurance. This would be a significant development in workplace law and could eventually have implications for workers and companies across the country.The proposed change is of keen interest to a rapidly growing population of contractors likeLeonardo Diaz. For most of the past 4 years, he has made a decent living working 40 to 50 hours a week driving for the ride-hailing companies. "I love interacting with people," says the father of four, who lives in Los Angeles. But more recently, Diaz has soured on his job. He says that both ride- haling companies cut his share of payments, reducing his take home pay to only $9 an hour,after taking the cost of gas, insurance and car repairs into account. But he says the bigger problem is that he is tired of working as a contractor and misses employee health and paid leave benefits he used to recive when he worked as a valet. "We don't get any holiday pay, "Diaz says."If we get sick, you know, nobody's going to pay for our doctors," Contractors like Diaz make up a fast-growing part of the workforce. And any company in California using them could be affected.The impact of the new law would reverberate beyond the state."Everyone is looking to California right now and they're all following it with bated breath because they recognize that likely whatever happens in California is going to sweep across the country," says Monique Ngo-Bonnici, an attorney in California. The proposal expands on a landmark California Supreme Court ruling last year that extended wage protections to more workers and narrowed the definition of "independent contractor." The. legislative proposal expands on that ruling and would give workers benefits like paid sick leave and protections under anti-discrimination laws. Ngo-Bonnici argues that the, California proposal would put big constraints on workers and companies alike. Speically, it would mean more workers will be put on shifts, which in certain municipalities must be scheduled weeks in advance . - - -giving workers far less flexibiliy, she says.One ride-hailing company confirms it would have to revamp its operations in the state drivers are redassified as employees." We would need far fewer drivers than we currently have."says Adrian Durbin, a company spokesman. And those that remained would have a much more rigid work schedule. Durbin says those Big companies pushed California lawmakers for a middle ground that would grant independent contractors a narrower set of benefits, like minimum wage guarantees, without making them ullledged employees. What can be the best title of the report?A. The Rise of Contract Workers: More Benefits Aro Needed.B. Contract Work with Benefits: Califormnia Might Provide a ModelC. The Dilemma of Gig Economy: More Workers but Fewer Benefits.D. The Future of Benefits: More Efforts for Legislation on Contract Workers
Who should qualify for minimum wage protections, sick leave or any of the other benefits typically given employees?alformia's state Legislature is reopening that high-stakes,decades-long debate, as it prepares to vote on a proposal that would give hundreds of thousands of contract workers, such as drivers of ride haling companies, new benefits by legally relassfyig them as employees. If it passes, the state's narrower definition of "contractor" would trigger a host of other changes for companies that would then have to pay for Social Security, workers' compensation and unemployment insurance. Large employers would also have to pay for health insurance. This would be a significant development in workplace law and could eventually have implications for workers and companies across the country.The proposed change is of keen interest to a rapidly growing population of contractors likeLeonardo Diaz. For most of the past 4 years, he has made a decent living working 40 to 50 hours a week driving for the ride-hailing companies. "I love interacting with people," says the father of four, who lives in Los Angeles. But more recently, Diaz has soured on his job. He says that both ride- haling companies cut his share of payments, reducing his take home pay to only $9 an hour,after taking the cost of gas, insurance and car repairs into account. But he says the bigger problem is that he is tired of working as a contractor and misses employee health and paid leave benefits he used to recive when he worked as a valet. "We don't get any holiday pay, "Diaz says."If we get sick, you know, nobody's going to pay for our doctors," Contractors like Diaz make up a fast-growing part of the workforce. And any company in California using them could be affected.The impact of the new law would reverberate beyond the state."Everyone is looking to California right now and they're all following it with bated breath because they recognize that likely whatever happens in California is going to sweep across the country," says Monique Ngo-Bonnici, an attorney in California. The proposal expands on a landmark California Supreme Court ruling last year that extended wage protections to more workers and narrowed the definition of "independent contractor." The. legislative proposal expands on that ruling and would give workers benefits like paid sick leave and protections under anti-discrimination laws. Ngo-Bonnici argues that the, California proposal would put big constraints on workers and companies alike. Speically, it would mean more workers will be put on shifts, which in certain municipalities must be scheduled weeks in advance . - - -giving workers far less flexibiliy, she says.One ride-hailing company confirms it would have to revamp its operations in the state drivers are redassified as employees." We would need far fewer drivers than we currently have."says Adrian Durbin, a company spokesman. And those that remained would have a much more rigid work schedule. Durbin says those Big companies pushed California lawmakers for a middle ground that would grant independent contractors a narrower set of benefits, like minimum wage guarantees, without making them ullledged employees. What would ride-haing companies do in response to the legislative proposal!?A. They would hire more drivers.B. They would abide by the proposal.C. They would negotiate with Lawmakers.D. They would give workers more flexibility.
共用题干 第二篇 Across the English Channel To swim across the English Channel takes at least nine hours.Its a hard work and it makes you short of breath.To fly over the Channel takes only twenty minutes(as only as youre not held up at the airport),but its an expensive way to travel.You can travel by hovercraft if you dont mind the noise,and that takes forty minutes.Otherwise you can go by boat,if you dreams of being able to drive to France in your own car.Not possible,you say.Well wait a minute.People are once again considering the idea of a Channel tunnel or bridge. This time,the Greater London Council is looking into the possibility of building a Channel link straight to London.A bridge would cost far more than a tunnel, but you would be able to go by rail or by car on a bridge,whereas a tunnel would provide a rail link only. Why is this idea being discussed again?Is Britain becoming more conscious of the need for links with Europe as a result of joining the EEC（欧共体）?Well, perhaps. The main reason, though,is that a tunnel or bridge would reach the twenty square kilometers of Londons disused dockland（船坞地）.A link from London to the continent would stimulate trade and re-vitalize（使重新具有活力）the port, and would make London a main trading center in Europe. With a link over the Channel,you could buy your fish and chips in England and be able to eat them in France while they are still warm!A tunnel would be_________.A:less expensive to be built than a bridge B:more expensive to be built than a bridgeC:less expensive to be built than a railD:more expensive to be built than a rail
共用题干 第二篇 Across the English Channel To swim across the English Channel takes at least nine hours.Its a hard work and it makes you short of breath.To fly over the Channel takes only twenty minutes(as only as youre not held up at the airport),but its an expensive way to travel.You can travel by hovercraft if you dont mind the noise,and that takes forty minutes.Otherwise you can go by boat,if you dreams of being able to drive to France in your own car.Not possible,you say.Well wait a minute.People are once again considering the idea of a Channel tunnel or bridge. This time,the Greater London Council is looking into the possibility of building a Channel link straight to London.A bridge would cost far more than a tunnel, but you would be able to go by rail or by car on a bridge,whereas a tunnel would provide a rail link only. Why is this idea being discussed again?Is Britain becoming more conscious of the need for links with Europe as a result of joining the EEC（欧共体）?Well, perhaps. The main reason, though,is that a tunnel or bridge would reach the twenty square kilometers of Londons disused dockland（船坞地）.A link from London to the continent would stimulate trade and re-vitalize（使重新具有活力）the port, and would make London a main trading center in Europe. With a link over the Channel,you could buy your fish and chips in England and be able to eat them in France while they are still warm!If they built a Channel tunnel,you would________.A:neither take a train nor go by carB:either take a train or go by carC:only take a trainD:only take a bus
共用题干 第二篇 Across the English Channel To swim across the English Channel takes at least nine hours.Its a hard work and it makes you short of breath.To fly over the Channel takes only twenty minutes(as only as youre not held up at the airport),but its an expensive way to travel.You can travel by hovercraft if you dont mind the noise,and that takes forty minutes.Otherwise you can go by boat,if you dreams of being able to drive to France in your own car.Not possible,you say.Well wait a minute.People are once again considering the idea of a Channel tunnel or bridge. This time,the Greater London Council is looking into the possibility of building a Channel link straight to London.A bridge would cost far more than a tunnel, but you would be able to go by rail or by car on a bridge,whereas a tunnel would provide a rail link only. Why is this idea being discussed again?Is Britain becoming more conscious of the need for links with Europe as a result of joining the EEC（欧共体）?Well, perhaps. The main reason, though,is that a tunnel or bridge would reach the twenty square kilometers of Londons disused dockland（船坞地）.A link from London to the continent would stimulate trade and re-vitalize（使重新具有活力）the port, and would make London a main trading center in Europe. With a link over the Channel,you could buy your fish and chips in England and be able to eat them in France while they are still warm!Channel link would_________.A:allow us to by fish and chips in FranceB:make the journey from Europe to England dangerous but easier and fasterC:decrease more trade for London's dockyardsD:make London more prosperous again
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Paragraph 3______A:What's the Main Problem of Earthquake Insurance?B:What Damages Can an Earthquake Cause?C:How to Buy an Earthquake Insurance?D:What Is an Earthquake Insurance?E:Where Does Earthquake Happen Frequently? F: What Does an Earthquake Insurance Contain?
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.In regions where earthquakes are especially common,people rely more on______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Insurance companies also adjust their______.A:indirect damageB:risk poolsC:government disaster fundsD:the nature of the damageE:insurance policies F: prices
共用题干Earthquake Insurance1.Earthquake insurance is a form of homeowners' insurance which deals with damage caused by earthquakes.In regions where earthquakes are especially common,homeowners may be required to carry earthquake insurance,so that in the event of an earthquake,people rely less on government disaster funds and more on their own insurance policies.As a general rule,earthquake insurance is not a part of standard insurance policies,and it must be purchased separately.2.Earthquakes can cause a variety of damage to a home,ranging from complete destruction to damage which causes the building to become structurally unsound.Indirect damage caused by neigh-boring collapses of structures and freeways can also occur,as can more bizarre forms of earthquake damage,like winding up with a car in the living room or a sinkhole in the back yard.Fires and flooding are also common problems in the wake of earthquakes.3.When homeowners purchase earthquake insurance,they may be protected against both direct damage,such as a structural collapse after an earthquake,and indirect damage,like a fire caused by broken gas lines.More commonly,the insurance only covers structural damage caused directly by the earthquake.The insurance may pay for a complete replacement of the structure,or a remodel, depending on the type of insurance and the nature of the damage.Some policies also cover damaged property like cars,and they may provide living allowances so that the residents of the home can temporarily relocate for the duration of the repairs.4.This type of homeowners' insurance is prone to adverse selection,in which only people in high risk areas purchase the insurance.The problem with adverse selection for insurance companies is that it decreases the pool of customers,making potential payouts very expensive.For this reason, earthquake insurance often has a high deductible,and it can he very expensive.5.Recognizing the need for earthquake insurance,some governments have provided subsidies for earthquake insurance,to reduce the stress on insurance companies.Insurance companies also adjust their risk pools carefully,and there may be stringent requirements for a homeowner to purchase earthquake insurance.For example,a home may need to be retrofitted for earthquake safety, reducing the amount of damage which will be incurred in a quake.For low-income home owners, this can be very difficult,as it drives the cost of earthquake insurance out of reach,which can in turn make it difficult to get home loans,as many banks in earthquake-prone areas insist on earth-quake insurance as a condition for a loan.Paragraph 1______A:What's the Main Problem of Earthquake Insurance?B:What Damages Can an Earthquake Cause?C:How to Buy an Earthquake Insurance?D:What Is an Earthquake Insurance?E:Where Does Earthquake Happen Frequently? F: What Does an Earthquake Insurance Contain?
We would appreciate it very much if you could make arrangements before September 15 to charter a ship（）the terms mentioned in your yesterday’s telex.A、accordingB、asC、onD、at
单选题I could not persuade him to accept it,（）make him see the importance of it.Aif only I could notBor I could notCnot more than I couldDnor could I
问答题练习15 (1) Whatever its underlying reason, there is no doubt that much of the pollution caused could be controlled if only companies, individuals and governments would make more efforts. In the home there is an obvious need to control litter and waste. Food comes wrapped up three or four times in packages that all have to be disposed of; drinks are increasingly sold in bottles or tins which cannot be reused. (2) This not only causes a litter problem, but also is a great process by persuading many of us not only to buy things we neither want nor need, but also to throw away much of what we do buy. Pollution and waste combine to a problem everyone can help to solve by cutting out necessary buying, excess consumption and careless disposal of the products we use in our daily lives.
单选题Surveys show that ______ less sleep than we think, ______ too much sleep could even harm our health.Anot only do we need, but thatBnot only we need, but alsoCnot only we need, but thatDnot only do we need, but also
问答题Practice 12 (1) Whatever its underlying reason, there is no doubt that much of the pollution caused could be controlled if only companies, individuals and governments would make more efforts. In the home there is an obvious need to control litter and waste. Food comes wrapped up three or four times in packages that all have to be disposed of; drinks are increasingly sold in bottles or tins which cannot be reused. (2) This not only causes a litter problem, but also is a great process by persuading many of us not only to buy things we neither want nor need, but also to throw away much of what we do buy. Pollution and waste combine to a problem everyone can help to solve by cutting out necessary buying, excess consumption and careless disposal of the products we use in our daily lives.
单选题However, since methanol-fueled vehicles could be designed to be much more（）than gasoline clone vehicles fueled with methanol, they would need comparatively less fuel.AeffectiveBefficientCsufficientDsupplement
单选题We would appreciate it very much if you could make arrangements before September 15 to charter a ship（）the terms mentioned in your yesterday’s telex.AaccordingBasConDat